<PAGE>
THE DIRECTOR VARIABLE ANNUITY
ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SUPPLEMENT DATED SEPTEMBER 24, 1996 TO THE DIRECTOR VARIABLE ANNUITY
PROSPECTUS DATED MAY 1, 1996
The subsection entitled "ITT Hartford Life and Annuity Insurance Company" should
read as follows:
What is ITT Hartford?
ITT Hartford Life and Annuity Insurance Company ("ITT Hartford"),
formerly ITT Life Insurance Corporation, was originally incorporated
under the laws of Wisconsin on January 9, 1956. ITT Hartford was
redomiciled to Connecticut on May 1, 1996. It is a stock life insurance
company engaged in the business of writing both individual and group
life insurance and annuities in all states including the District of
Columbia, except New York. The offices of ITT Hartford are located in
Minneapolis, Minnesota; however, its mailing address is P.O. Box 5085,
Hartford, Connecticut 06102-5085.
ITT Hartford is a wholly owned subsidiary of Hartford Life Insurance
Company. ITT Hartford is ultimately 100% owned by Hartford Fire
Insurance Company, one of the largest multiple lines insurance carriers
in the United States. On December 20, 1995, Hartford Fire Insurance
Company became an independent, publicly traded corporation.
ITT Hartford is rated A+ (superior) by A.M. Best and Company, Inc. on
the basis of its financial soundness and operating performance. ITT
Hartford is rated AA by Standard & Poor's and AA+ by Duff and Phelps on
the basis of its claims paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the Contractual obligations under this variable annuity are the
general corporate obligations of ITT Hartford. These ratings do apply to
ITT Hartford's ability to meet its insurance obligations under the
Contract.
33-56790
