ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
N-4/A, EX-10, 2000-09-06
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<PAGE>

                                                                 ARTHUR ANDERSEN



                     CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                     -----------------------------------------


As independent public accountants, we hereby consent to the use of our
reports (and to all references to our Firm) included in or made a part of
this Registration Statement File No. 333-39620 for Hartford Life and Annuity
Insurance Company Separate Account One on Form N-4.

Hartford, Connecticut                                    /s/ Arthur Andersen LLP
September 5, 2000




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