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As filed with the Securities and Exchange Commission on September 5, 2000.
File No. 333-19607
811-7426
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. [ ]
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Post-Effective Amendment No. 7 [X]
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REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 62 [X]
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HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT ONE
(Exact Name of Registrant)
HARTFORD LIFE and ANNUITY INSURANCE COMPANY
(Name of Depositor)
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Address of Depositor's Principal Offices)
(860) 843-6733
(Depositor's Telephone Number, Including Area Code)
Marianne O'Doherty, ESQ.
HARTFORD LIFE
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Name and Address of Agent for Service)
It is proposed that this filing will become effective:
___ immediately upon filing pursuant to paragraph (b) of Rule 485
_X_ on September 5, 2000 pursuant to paragraph (b) of Rule 485
___ 60 days after filing pursuant to paragraph (a)(1) of Rule 485
___ on May 1, 2000 pursuant to paragraph (a)(1) of Rule 485
___ this post-effective amendment designates a new effective
date for a previously filed post-effective amendment.
PURSUANT TO RULE 24F-2(a)(1) UNDER THE INVESTMENT COMPANY ACT OF 1940, THE
REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES.
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PARTS A AND B
The Prospectus and Statement of Additional Information (including all
financial statements therein) are incorporated in Parts A and B,
respectively, of this Post-Effective Amendment No. 7, by reference to
Post-Effective Amendment No. 6 to the Registration Statement on Form N-4
(File No. 333-19607), as filed on April 11, 2000 and declared effective on
May 1, 2000.
A Supplement to the Prospectus, dated September 5, 2000 is included in Part A
of this Post-Effective Amendment.
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DIRECTOR IMMEDIATE VARIABLE ANNUITY
SEPARATE ACCOUNT ONE
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SUPPLEMENT DATED SEPTEMBER 5, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
In the "Highlights" section under the sub-section "What type of sales charge
will I Pay?", due to an administrative error, the Contingent Deferred Sales
Charge table should be deleted and replaced with the following table:
---------------------------------------- -----------------------------
CONTRACT YEAR
SURRENDER CHARGE
AS A PERCENTAGE OF CONTINGENT DEFERRED
COMMUTED VALUE SALES CHARGE
---------------------------------------- -----------------------------
1 6%
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2 6%
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3 5%
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4 5%
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5 4%
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6 3%
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7 2%
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8 or more 0%
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HV - 2746
333-19607
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PART C
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OTHER INFORMATION
Item 24. Financial Statements and Exhibits
(a) All financial statements are included in Part A and Part B of the
Registration Statement.
(b) (1) Resolution of the Board of Directors of Hartford Life and
Annuity Insurance Company ("Hartford") authorizing the
establishment of the Separate Account.(1)
(2) Not applicable.
(3) (a) Principal Underwriter Agreement.(2)
(3) (b) Form of Dealer Agreement.(3)
(4) Form of Individual Single Premium Immediate Variable Annuity
Contract.(3)
(5) Form of Application.(3)
(6) (a) Certificate of Incorporation of Hartford.(4)
(6) (b) Bylaws of Hartford.(2)
(7) Not applicable.
(8) Form of Participation Agreement.(5)
-----------------------------------------
(1) Incorporated by reference to Post-Effective Amendment No. 2,
to the Registration Statement File No. 33-73568, dated
May 1, 1995.
(2) Incorporated by reference to Post-Effective Amendment No. 3,
to the Registration Statement File No. 33-73568, dated May 1,
1996.
(3) Incorporated by reference to Pre-Effective Amendment No. 1, to
the Registration Statement File No. 333-19607, dated May 12,
1997.
(4) Incorporated by reference to Pre-Effective Amendment No. 1, to
the Registration Statement File No. 333-19607, dated May 12,
1997.
(5) Incorporated by reference to Post-Effective Amendment No. 2,
to the Registration Statement File No. 333-91921, dated August
25, 2000.
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(9) Opinion and Consent of Lynda Godkin, Senior Vice President,
General Counsel and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public
Accountants.
(11) No financial statements are omitted.
(12) Not applicable.
(13) Not applicable.
(14) Not applicable.
(15) Copy of Power of Attorney.
(16) Organizational Chart.(6)
Item 25. Directors and Officers of the Depositor
<TABLE>
<CAPTION>
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NAME POSITION WITH HARTFORD
<S> <C>
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David A. Carlson Vice President
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Peter W. Cummins Senior Vice President
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Bruce Ferris Vice President
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Timothy M. Fitch Vice President & Actuary
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Mary Jane B. Fortin Vice President & Chief Accounting Officer
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David T. Foy Senior Vice President, Chief Financial Officer & Treasurer, Director*
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Lynda Godkin Senior Vice President, General Counsel, and Corporate Secretary, Director
--------------------------------------- --------------------------------------------------------------------------
Lois W. Grady Senior Vice President
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Stephen T. Joyce Senior Vice President
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Michael D. Keeler Vice President
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Robert A. Kerzner Senior Vice President
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</TABLE>
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(6) Incorporated by reference to Post-Effective Amendment No. 6,
to the Registration Statement File No. 333-19607, dated April
11, 2000.
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<TABLE>
<CAPTION>
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NAME POSITION WITH HARTFORD
<S> <C>
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Thomas M. Marra President, Director*
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Steven L. Matthiesen Vice President
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Craig R. Raymond Senior Vice President and Chief Actuary
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Lowndes A. Smith Chief Executive Officer, Director*
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David M. Znamierowski Senior Vice President and Chief Investment Officer, Director*
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</TABLE>
Unless otherwise indicated, the principal business address of each of the of
above individuals is P.O. Box 2999, Hartford, CT 06104-2999.
*Denotes Board of Directors.
Item 26. Persons Controlled By or Under Common Control with the Depositor or
Registrant
Filed herewith as Exhibit 16.
Item 27. Number of Contract Owners
As of July 31, 2000, there were 331,332 Contract Owners.
Item 28. Indemnification
Sections 33-770 to 33-778, inclusive, of the Connecticut General
Statutes ("CGS") provide that a corporation may provide indemnification
of or advance expenses to a director, officer, employee or agent.
Reference is hereby made to Section 33-771(e) of CGS regarding
indemnification of directors and Section 33-776(d) of CGS regarding
indemnification of officers, employees and agents of Connecticut
corporations. These statutes provide, in general, that Connecticut
corporations incorporated prior to January 1, 1997 shall, except to the
extent that their certificate of incorporation expressly provides
otherwise, indemnify their directors, officers, employees and agents
against "liability" (defined as the obligation to pay a judgment,
settlement, penalty, fine, including an excise tax assessed with
respect to an employee benefit plan, or reasonable expenses incurred
with respect to a proceeding) when (1) a determination is made pursuant
to Section 33-775 that the party seeking indemnification has met the
standard of conduct set forth in Section 33-771 or (2) a court has
determined that indemnification is appropriate pursuant to Section
33-774. Under Section 33-775, the determination of and the
authorization for indemnification are made (a) by the disinterested
directors, as defined in Section 33-770(3); (b) by special counsel; (c)
by the shareholders; or (d) in the
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case of indemnification of an officer, agent or employee of
the corporation, by the general counsel of the corporation or
such other officer(s) as the board of directors may specify.
Also, Section 33-772 provides that a corporation shall indemnify
an individual who was wholly successful on the merits or otherwise
against reasonable expenses incurred by him in connection with
a proceeding to which he was a party because he was a director of
the corporation. In the case of a proceeding by or in the right of the
corporation or with respect to conduct for which the director, officer,
agent or employee was adjudged liable on the basis that he received a
financial benefit to which he was not entitled, indemnification is
limited to reasonable expenses incurred in connection with the
proceeding against the corporation to which the individual was named a
party.
Under the Depositor's bylaws, the Depositor must indemnify both
directors and officers of the Depositor for (1) any claims and
liabilities to which they become subject by reason of being or having
been directors or officers of the Depositor and (2) legal and other
expenses incurred in defending against such claims, in each case, to
the extent such is consistent with statutory provisions.
Section 33-777 of CGS specifically authorizes a corporation to procure
indemnification insurance on behalf of an individual who was a
director, officer, employer or agent of the corporation. Consistent
with the statute, the directors and officers of the Depositor and
Hartford Securities Distribution Company, Inc. ("HSD") are covered
under a directors and officers liability insurance policy issued to The
Hartford Financial Services Group, Inc. and its subsidiaries.
Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling
persons of the Registrant pursuant to the foregoing provisions, or
otherwise, the Registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against
public policy as expressed in the Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such liabilities
(other than the payment by the Registrant of expenses incurred or paid
by a director, officer or controlling person of the Registrant in the
successful defense of any action, suit or proceeding) is asserted by
such director, officer or controlling person in connection with the
securities being registered, the Registrant will, unless in the opinion
of its counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Act
and will be governed by the final adjudication of such issue.
<PAGE>
Item 29. Principal Underwriters
(a) HSD acts as principal underwriter for the following investment companies:
Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two
(DC Variable Account I)
Hartford Life Insurance Company - Separate Account Two
(DC Variable Account II)
Hartford Life Insurance Company - Separate Account Two
(QP Variable Account)
Hartford Life Insurance Company - Separate Account Two
(Variable Account "A")
Hartford Life Insurance Company - Separate Account Two
(NQ Variable Account)
Hartford Life Insurance Company - Putnam Capital Manager Trust
Separate Account
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company - Separate Account Seven
Hartford Life and Annuity Insurance Company - Separate Account One
Hartford Life and Annuity Insurance Company - Putnam Capital Manager
Trust Separate Account Two
Hartford Life and Annuity Insurance Company - Separate Account Three
Hartford Life and Annuity Insurance Company - Separate Account Five
Hartford Life and Annuity Insurance Company - Separate Account Six
Hartford Life and Annuity Insurance Company - Separate Account Seven
Hart Life Insurance Company - Separate Account One
Hart Life Insurance Company - Separate Account Two
American Maturity Life Insurance Company - Separate Account AMLVA
Servus Life Insurance Company - Separate Account One
Servus Life Insurance Company - Separate Account Two
<PAGE>
(b) Directors and Officers of HSD
Positions and Offices
Name With Underwriter
------ ------------------------------------
David A. Carlson Vice President
Peter W. Cummins Senior Vice President
David T. Foy Treasurer
Lynda Godkin Senior Vice President, General Counsel and
Corporate Secretary
George R. Jay Controller
Robert A. Kerzner Executive Vice President
Thomas M. Marra Executive Vice President, Director
Paul E. Olson Supervising Registered Principal
Lowndes A. Smith President and Chief Executive Officer,
Director
Unless otherwise indicated, the principal business address of each of
the above individuals is P. O. Box 2999, Hartford, Connecticut
06104-2999.
Item 30. Location of Accounts and Records
All of the accounts, books, records or other documents required to be
kept by Section 31(a) of the Investment Company Act of 1940 and rules
thereunder are maintained by Hartford at 200 Hopmeadow Street,
Simsbury, Connecticut 06089.
Item 31. Management Services
All management contracts are discussed in Part A and Part B of the
Registration Statement dated May 3, 1999 and filed with the Commission
on April 13, 1999.
Item 32. Undertakings
(a) The Registrant hereby undertakes to file a post-effective amendment to
this Registration Statement as frequently as is necessary to ensure
that the audited financial statements in the Registration Statement
are never more than 16 months old so long as payments under the
variable annuity Contracts may be accepted.
(b) The Registrant hereby undertakes to include either (1) as part of any
application to purchase a Contract offered by the Prospectus, a space
that an applicant can check to request a Statement of Additional
Information, or (2) a post card or similar written communication
affixed to or included in the Prospectus that the applicant can remove
to send for a Statement of Additional Information.
(c) The Registrant hereby undertakes to deliver any Statement of
Additional Information and any financial statements required to be
made available under this Form promptly upon written or oral request.
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(d) Hartford hereby represents that the aggregate fees and charges under
the Contract are reasonable in relation to the services rendered, the
expenses expected to be incurred, and the risks assumed by Hartford.
The Registrant is relying on the no-action letter issued by the
Division of Investment Management to American Counsel of Life
Insurance, Ref. No. IP-6-88, November 28, 1988. Registrant has
complied with conditions one through four of the no-action letter.
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SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant certifies that it meets all the requirements for
effectiveness of this Registration Statement pursuant to Rule 485(b) under
the Securities Act of 1933 and has caused this Registration Statement to be
signed on its behalf, in the Town of Simsbury, and State of Connecticut on
this 5th day of September, 2000.
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT ONE
(Registrant)
*By: Thomas M. Marra *By: /s/ Marianne O'Doherty
------------------------ ------------------------
Thomas M. Marra, President Marianne O'Doherty
Attorney-in-Fact
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
(Depositor)
*By: Thomas M. Marra
------------------------------
Thomas M. Marra, President
Pursuant to the requirements of the Securities Act of 1933, this Registration
Statement has been signed by the following persons and in the capacities and on
the dates indicated.
David T. Foy, Senior Vice President, Chief *By: /s/ Marianne O'Doherty
Financial Officer & Treasurer, Director* ---------------------
Lynda Godkin, Senior Vice President, General Marianne O'Doherty
Counsel and Corporate Secretary, Director* Attorney-in-Fact
Thomas M. Marra, President, Director*
Lowndes A. Smith, Chief Executive Dated: September 5, 2000
Officer, Director*
David M. Znamierowski, Senior Vice President and
Chief Investment Officer, Director*
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EXHIBIT INDEX
(9) Opinion and Consent of Lynda Godkin, Senior Vice President, General
Counsel and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(15) Copy of Power of Attorney.
