ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
485BPOS, EX-10, 2000-09-05
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<PAGE>

                                                             ARTHUR ANDERSEN



                  CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                  -----------------------------------------

As independent public accountants, we hereby consent to the use of our
reports (and to all references to our Firm) included in or made a part of
this Registration Statement File No. 333-19607 for Hartford Life and Annuity
Insurance Company Separate Account One on Form N-4.




                                                         /s/ Arthur Andersen LLP
Hartford, Connecticut
September 5, 2000



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