<PAGE>
As filed with the Securities and Exchange Commission on September 20, 2000.
File No. 33-56790
811-07426
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. ___ [ ]
Post-Effective Amendment No. _13_ [X]
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. _69_ [X]
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT ONE
(Exact Name of Registrant)
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
(Name of Depositor)
P.O. BOX 2999
HARTFORD, CT 06104-2999
(Address of Depositor's Principal Offices)
(860) 843-6733
(Depositor's Telephone Number, Including Area Code)
MARIANNE O'DOHERTY
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
P.O. BOX 2999
HARTFORD, CT 06104-2999
(Name and Address of Agent for Service)
It is proposed that this filing will become effective:
___ immediately upon filing pursuant to paragraph (b) of Rule 485
_X_ on October 2, 2000 pursuant to paragraph (b) of Rule 485
___ 60 days after filing pursuant to paragraph (a)(1) of Rule 485
___ on _______, 2000 pursuant to paragraph (a)(1) of Rule 485
___ this post-effective amendment designates a new effective date
for a previously filed post-effective amendment.
PURSUANT TO RULE 24F-2(a)(1) UNDER THE INVESTMENT COMPANY ACT OF 1940, THE
REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES.
<PAGE>
PARTS A AND B
The Prospectus and Statement of Additional Information (including all
financial statements therein) are incorporated in Parts A and B,
respectively, of this Post-Effective Amendment No. 13, by reference to
Post-Effective Amendment No. 12 to the Registration Statement on Form N-4
(File No. 33-56790), as filed on April 13, 2000 and declared effective on May
1, 2000.
A Supplement to the Prospectus, dated October 2, 2000 is included in Part A
of this Post-Effective Amendment.
<PAGE>
<TABLE>
<S> <C>
THE DIRECTOR VARIABLE ANNUITY
SEPARATE ACCOUNT ONE
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SUPPLEMENT DATED OCTOBER 2, 2000 TO THE PROSPECTUS DATED
MAY 1, 2000 FOR THE DIRECTOR SERIES IV & V VARIABLE ANNUITY
</TABLE>
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
In the section entitled "Definitions," the definition of "Commuted Value" is
deleted and replaced with the following:
COMMUTED VALUE: The present value of any remaining guaranteed Annuity Payouts.
This amount is calculated using the Assumed Investment Return for variable
dollar amount Annuity Payouts or the underlying rate of return for fixed dollar
amount Annuity Payouts.
The "Accumulation Unit Values" table is deleted and replaced with the following:
ACCUMULATION UNIT TABLES
--------------------------------------------------------------------------------
(For an Accumulation Unit outstanding throughout the period)
The following audited information from the financial statements of the Separate
Account has been audited by Arthur Andersen LLP, independent public accountants,
as indicated in their report with respect thereto, and should be read in
conjunction with those statements which are included in the Statement of
Additional Information, which is incorporated by reference in this Prospectus.
The unaudited information, which reflects the deduction for the Optional Death
Benefit, has been derived from the audited financial statements of the Separate
Account. No information is shown for Hartford Global Health HLS Fund Sub-Account
and Hartford Global Technology HLS Fund Sub-Account because, as of December 31,
1999, the Sub-Accounts had not yet commenced operations.
<TABLE>
<CAPTION>
YEAR ENDED DECEMBER 31,
-------------------------------------------------------------------------------------------------
WITH THE
WITHOUT THE OPTIONAL
OPTIONAL DEATH
DEATH BENEFIT
BENEFIT (UNAUDITED)
1999 1999 1998 1997 1996 1995 1994 1993
<S> <C> <C> <C> <C> <C> <C> <C> <C>
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD BOND HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 2.258 $ 2.234 $ 2.114 $ 1.992 $ 1.880 $ 1.607 $ 1.694 $ 1.556(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.185 $ 2.182 $ 2.258 $ 2.114 $ 1.992 $ 1.880 $ 1.607 $ 1.694
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 197,575 1,185 180,120 107,759 76,247 48,354 33,950 23,803
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD STOCK HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 6.066 $ 6.716 $ 4.602 $ 3.547 $ 2.887 $ 2.180 $ 2.250 $ 1.993(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 7.176 $ 7.169 $ 6.066 $ 4.602 $ 3.547 $ 2.887 $ 2.180 $ 2.250
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 638,407 5,859 553,087 440,557 317,416 186,727 110,928 60,421
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD MONEY MARKET HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.716 $ 1.735 $ 1.650 $ 1.587 $ 1.528 $ 1.462 $ 1.424 $ 1.401(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 1.777 $ 1.776 $ 1.716 $ 1.650 $ 1.587 $ 1.528 $ 1.462 $ 1.424
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 270,072 917 195,489 120,947 110,350 66,468 30,871 14,881
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD ADVISERS HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 4.398 $ 4.663 $ 3.572 $ 2.905 $ 2.523 $ 1.991 $ 2.072 $ 1.870(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 4.803 $ 4.798 $ 4.398 $ 3.572 $ 2.905 $ 2.523 $ 1.991 $ 2.072
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 1,425,393 7,318 1,258,365 999,829 784,326 546,105 414,318 244,980
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD CAPITAL APPRECIATION
GROWTH HLS FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 5.526 $ 6.255 $ 4.845 $ 4.010 $ 3.364 $ 2.615 $ 2.583 $ 2.165(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 7.501 $ 7.494 $ 5.526 $ 4.845 $ 4.010 $ 3.364 $ 2.615 $ 2.583
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 537,835 2,064 517,384 461,578 353,466 216,591 116,535 58,945
---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
2 HARTFORD LIFE INSURANCE COMPANY
--------------------------------------------------------------------------------
<TABLE>
<CAPTION>
YEAR ENDED DECEMBER 31,
-------------------------------------------------------------------------------------------------
WITH THE
WITHOUT THE OPTIONAL
OPTIONAL DEATH
DEATH BENEFIT
BENEFIT (UNAUDITED)
1999 1999 1998 1997 1996 1995 1994 1993
<S> <C> <C> <C> <C> <C> <C> <C> <C>
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD MORTGAGE SECURITIES
HLS FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 2.211 $ 2.232 $ 2.098 $ 1.949 $ 1.878 $ 1.637 $ 1.685 $ 1.604(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.217 $ 2.214 $ 2.211 $ 2.098 $ 1.949 $ 1.878 $ 1.637 $ 1.685
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 52,198 270 48,850 38,292 38,304 31,288 20,674 28,380
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD INDEX HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 4.712 $ 5.182 $ 3.726 $ 2.845 $ 2.359 $ 1.750 $ 1.755 $ 1.629(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 5.608 $ 5.602 $ 4.712 $ 3.726 $ 2.845 $ 2.359 $ 1.750 $ 1.755
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 191,225 1,310 160,586 117,372 77,074 32,779 12,030 7,491
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD INTERNATIONAL
OPPORTUNITIES HLS FUND SUB-
ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.641 $ 1.806 $ 1.469 $ 1.482 $ 1.329 $ 1.181 $ 1.220 $ 0.924(a)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.267 $ 2.265 $ 1.641 $ 1.469 $ 1.482 $ 1.329 $ 1.181 $ 1.220
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 391,871 970 400,336 396,430 326,954 222,606 175,763 66,084
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD DIVIDEND & GROWTH HLS
FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 2.471 $ 2.655 $ 2.149 $ 1.650 $ 1.359 $ 1.009 $ 1.000 --(b)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.570 $ 2.567 $ 2.471 $ 2.149 $ 1.650 $ 1.359 $ 1.009 --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 760,046 2,453 735,537 541,076 301,767 101,085 21,973 --
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD INTERNATIONAL
ADVISERS HLS FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.476 $ 1.576 $ 1.319 $ 1.266 $ 1.146 $ 1.000 -- --(c)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 1.796 $ 1.794 $ 1.476 $ 1.319 $ 1.266 $ 1.146 -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 149,495 954 135,919 109,735 56,743 10,717 -- --
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD SMALL COMPANY HLS
FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.374 $ 1.510 $ 1.247 $ 1.066 $ -- -- -- --(d)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.251 $ 2.248 $ 1.374 $ 1.247 $ 1.066 -- -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 198,856 1,735 156,179 108,104 24,397 -- -- --
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD MID-CAP HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.371 $ 1.589 $ 1.097 -- -- -- -- --(e)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 2.056 $ 2.054 $ 1.371 $ 1.097 -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 181,142 3,185 65,617 13,437 -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD GROWTH AND INCOME HLS
FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.182 $ 1.281 $ 1.000 -- -- -- -- --(f)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 1.422 $ 1.420 $ 1.182 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 78,909 3,576 11,822 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD HIGH YIELD HLS FUND
SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.035 $ 1.084 $ 1.000 -- -- -- -- --(g)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 1.070 $ 1.069 $ 1.035 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 20,235 481 2,255 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
HARTFORD LIFE INSURANCE COMPANY 3
--------------------------------------------------------------------------------
<TABLE>
<CAPTION>
YEAR ENDED DECEMBER 31,
-------------------------------------------------------------------------------------------------
WITH THE
WITHOUT THE OPTIONAL
OPTIONAL DEATH
DEATH BENEFIT
BENEFIT (UNAUDITED)
1999 1999 1998 1997 1996 1995 1994 1993
<S> <C> <C> <C> <C> <C> <C> <C> <C>
---------------------------------------------------------------------------------------------------------------------------------
HARTFORD GLOBAL LEADERS HLS
FUND SUB-ACCOUNT
Accumulation Unit Value at
beginning of period $ 1.315 $ 1.451 $ 1.000 -- -- -- -- --(g)
---------------------------------------------------------------------------------------------------------------------------------
Accumulation Unit Value at end
of period $ 1.952 $ 1.951 $ 1.315 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
Number Accumulation Units
outstanding at end of period
(in thousands) 54,890 1,465 898 -- -- -- -- --
---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(a) Inception date May 1, 1987.
(b) Inception date March 8, 1994.
(c) Inception date March 1, 1995.
(d) Inception date August 9, 1996
(e) Inception date July 15, 1997.
(f) Inception date June 1, 1998.
(g) Inception date September 30, 1998.
In the "Highlights" section under the sub-section "Can I take out any of my
money?", the first paragraph is deleted and replaced with the following
language:
You may Surrender all or part of the amounts you have invested at any time
before we start making Annuity Payouts. Once Annuity Payouts begin, you may take
full or partial Surrenders under the Payments for a Designated Period, or Life
Annuity with 120, 180 or 240 Monthly Payments Certain Annuity Options, but only
if you selected the variable dollar amount Annuity Payouts.
- You may have to pay income tax on the money you take out and, if you
Surrender before you are age 59 1/2, you may have to pay an income tax
penalty.
--------------------------------------------------------------------------------
- You may have to pay a Contingent Deferred Sales Charge on the money you
Surrender.
--------------------------------------------------------------------------------
In the "Highlights" section, under the subsection "What Annuity Payout Options
are available?" the second paragraph is deleted and replaced with the following:
You must begin to take payments before the Annuitant's 90th birthday or the
end of the 10th Contract Year, whichever comes later, unless you elect a
later date to begin receiving payments subject to the laws and regulations
then in effect and our approval. If you do not tell us what Annuity Payout
Option you want before that time, we will pay you under the variable Life
Annuity with a 10-year Period Certain Annuity Option. Please consult your
Registered Representative or call us.
In the "General Contract Information" section, immediately under the table
entitled "Hartford's Ratings" the following paragraph is added:
These ratings apply to Hartford's ability to meet its obligations under the
Contract. The ratings do not apply to the Separate Account or the underlying
Funds.
In the "Surrenders" section, under the sub-section entitled "What kinds of
surrenders are available?", the paragraph entitled "Partial Surrenders after the
Annuity Commencement Date" is deleted and replaced with the following language:
PARTIAL SURRENDERS AFTER THE ANNUITY COMMENCEMENT DATE -- Partial Surrenders are
permitted after the Annuity Commencement Date if you select the Life Annuity
With 120, 180 or 240 Monthly Payments Certain or the Payments for a Designated
Period Annuity Payout Option. You may take partial Surrenders of amounts equal
to the Commuted Value of the payments that we would have made during the "Period
Certain" or the number of years you select under the Annuity Payout Option that
we guarantee to make Annuity Payouts.
To qualify for partial Surrenders under these Annuity Payout Options you must
elect a variable dollar amount Annuity Payout and you must make the Surrender
request during the Period Certain.
Hartford will deduct any applicable Contingent Deferred Sales Charges.
If you elect to take the entire Commuted Value of the Annuity Payouts we would
have made during the Period Certain, Hartford will not make any Annuity Payouts
during the remaining Period Certain. If you elect to take only some of the
Commuted Value of the Annuity Payouts we would have made during the Period
Certain, Hartford will reduce the remaining Annuity Payouts during the remaining
Period Certain. Annuity Payouts that are to be made after the Period Certain is
over will not change.
<PAGE>
4 HARTFORD LIFE INSURANCE COMPANY
--------------------------------------------------------------------------------
PLEASE CHECK WITH YOUR TAX ADVISER BECAUSE THERE COULD BE ADVERSE TAX
CONSEQUENCES FOR PARTIAL SURRENDERS AFTER THE ANNUITY COMMENCEMENT DATE.
In the "Death Benefit" section, in the first paragraph of the sub-section
entitled "What is the Death Benefit and how is it calculated?", the first
sentence is deleted and replaced with the following:
The Death Benefit is the amount we will pay upon the death of the Contract
Owner, joint Owner or Annuitant.
In the "Death Benefit" section, the sub-section entitled "Who will receive the
Death Benefit?" is deleted and replaced with the following language:
The distribution of the Death Benefit is based on whether death is before, on or
after the Annuity Commencement Date.
IF DEATH OCCURS BEFORE THE ANNUITY COMMENCEMENT DATE:
<TABLE>
<CAPTION>
IF THE DECEASED IS THE . . . AND . . . AND . . . THEN THE . . .
<S> <C> <C> <C>
Contract Owner There is a surviving joint The Annuitant is living or Joint Contract Owner
Contract Owner deceased receives the Death
Benefit.
Contract Owner There is no surviving The Annuitant is living or Designated Beneficiary
joint Contract Owner deceased receives the Death
Benefit.
Contract Owner There is no surviving The Annuitant is living or Contract Owner's estate
joint Contract Owner and deceased receives the Death
the Beneficiary Benefit.
predeceases the Contract
Owner
Annuitant The Contract Owner is There is no named Death Benefit is paid to
living Contingent Annuitant the Contract Owner and not
the designated
Beneficiary.
Annuitant The Contract Owner is The Contingent Annuitant Contingent Annuitant
living is living becomes the Annuitant, and
the Contract continues.
</TABLE>
IF DEATH OCCURS ON OR AFTER THE ANNUITY COMMENCEMENT DATE:
<TABLE>
<CAPTION>
IF THE DECEASED IS THE . . . AND . . . THEN THE . . .
<S> <C> <C>
Contract Owner The Annuitant is living Designated Beneficiary becomes the
Contract Owner
Annuitant The Contract Owner is living Contract Owner receives the Death
Benefit.
Annuitant The Annuitant is also the Contract Owner Designated Beneficiary receives the
Death Benefit.
</TABLE>
THESE ARE THE MOST COMMON DEATH BENEFIT SCENARIOS, HOWEVER, THERE ARE OTHERS.
SOME OF THE ANNUITY PAYOUT OPTIONS MAY NOT RESULT IN A DEATH BENEFIT PAYOUT. IF
YOU HAVE QUESTIONS ABOUT THESE AND ANY OTHER SCENARIOS, PLEASE CONTACT YOUR
REGISTERED REPRESENTATIVE OR US.
In the "Annuity Payouts" section, under the sub-section entitled, "When do you
want Annuity Payouts to begin?", the last sentence of the first paragraph is
deleted and replaced with the following language:
The Annuity Commencement Date cannot be deferred beyond the Annuitant's 90th
birthday or the end of the 10th Contract Year, whichever is later unless you
elect a later date to begin receiving payments subject to the laws and
regulations then in effect and our approval. If this Contract is issued to the
trustee of a Charitable Remainder Trust, the Annuity Commencement Date may be
deferred to the Annuitant's 100th birthday.
In the "Annuity Payouts" section, under the subsection "2. Which Annuity Payout
Option do you want to use?" under the subsection "Important Information", that
last two bulleted paragraphs are deleted and replaced with the following:
- For Non-Qualified Contracts, if you do not elect an Annuity Payout Option,
variable Annuity Payouts will automatically begin on the Annuity Commencement
Date under the Life Annuity with Payments for a Period Certain Annuity Payout
Option with period certain payouts for 10 years.
<PAGE>
HARTFORD LIFE INSURANCE COMPANY 5
--------------------------------------------------------------------------------
- For Qualified Contracts and Contracts issued in Texas, if you do not elect an
Annuity Payout Option, variable Annuity Payouts will begin automatically on
the Annuity Commencement Date, under the Life Annuity Payout Option.
In the "Other Programs Available" section, in the paragraph entitled "Automatic
Income" the first sentence is deleted and replaced with the following:
The Automatic Income Program allows you to Surrender up to 10% of your total
Premium Payments each Contract Year without a Contingent Deferred Sales
Charge.
HV-2743
33-56790
<PAGE>
PART C
<PAGE>
OTHER INFORMATION
Item 24. Financial Statements and Exhibits
(a) All financial statements are included in Part A and Part B of the
Registration Statement.
(b) (1) Resolution of the Board of Directors of Hartford Life
and Annuity Insurance Company ("Hartford") authorizing the
establishment of the Separate Account.(1)
(2) Not applicable.
(3) (a) Principal Underwriter Agreement.(2)
(3) (b) Form of Dealer Agreement.(2)
(4) Form of Individual Flexible Premium Variable Annuity
Contract.(1)
(5) Form of Application.(1)
(6) (a) Certificate of Incorporation of Hartford.(3)
(6) (b) Bylaws of Hartford.(2)
(7) Not applicable.
(8) Form of Fund Participation Agreement.
(9) Opinion and Consent of Lynda Godkin, Senior Vice
President, General Counsel and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public
Accountants.
-----------------------------
(1) Incorporated by reference to Post-Effective Amendment No. 5,
to the Registration Statement File No. 33-56790, dated
May 1, 1995.
(2) Incorporated by reference to Post Effective Amendment No. 6,
to the Registration Statement File No. 33-56790, dated
May 1, 1996.
(3) Incorporated by reference to Post Effective Amendment No. 11,
to the Registration Statement File No. 33-73568, dated
June 1, 1998.
<PAGE>
(11) No financial statements are omitted.
(12) Not applicable.
(13) Not applicable.
(14) Not applicable.
(15) Copy of Power of Attorney.
(16) Organizational Chart.
Item 25. Directors and Officers of the Depositor
<TABLE>
<CAPTION>
--------------------------------- ----------------------------------------------------------------------
NAME POSITION WITH HARTFORD
<S> <C>
--------------------------------- ----------------------------------------------------------------------
David A. Carlson Vice President
--------------------------------- ----------------------------------------------------------------------
Peter W. Cummins Senior Vice President
--------------------------------- ----------------------------------------------------------------------
Bruce W. Ferris Vice President
--------------------------------- ----------------------------------------------------------------------
Timothy M. Fitch Vice President & Actuary
--------------------------------- ----------------------------------------------------------------------
Mary Jane B. Fortin Vice President & Chief Accounting Officer
--------------------------------- ----------------------------------------------------------------------
David T. Foy Senior Vice President, Chief Financial Officer and Treasurer,
Director*
--------------------------------- ----------------------------------------------------------------------
Lynda Godkin Senior Vice President, General Counsel, and Corporate Secretary,
Director*
--------------------------------- ----------------------------------------------------------------------
Lois W. Grady Senior Vice President
--------------------------------- ----------------------------------------------------------------------
Stephen T. Joyce Senior Vice President
--------------------------------- ----------------------------------------------------------------------
Michael D. Keeler Vice President
--------------------------------- ----------------------------------------------------------------------
Robert A. Kerzner Senior Vice President
--------------------------------- ----------------------------------------------------------------------
Thomas M. Marra President, Director*
--------------------------------- ----------------------------------------------------------------------
Steven L. Matthiesen Vice President
--------------------------------- ----------------------------------------------------------------------
Deanne Osgood Vice President
--------------------------------- ----------------------------------------------------------------------
Craig R. Raymond Senior Vice President and Chief Actuary
--------------------------------- ----------------------------------------------------------------------
Lowndes A. Smith Chief Executive Officer, Director*
--------------------------------- ----------------------------------------------------------------------
John C. Walters Executive Vice President
--------------------------------- ----------------------------------------------------------------------
David M. Znamierowski Senior Vice President and Chief Investment Officer, Director*
--------------------------------- ----------------------------------------------------------------------
</TABLE>
Unless otherwise indicated, the principal business address of each the above
individuals is P.O. Box 2999, Hartford, CT 06104-2999.
*Denotes date of election to Board of Directors.
<PAGE>
Item 26. Persons Controlled By or Under Common Control with the Depositor or
Registrant
Filed herewith as Exhibit 16.
Item 27. Number of Contract Owners
As of July 31, 2000, there were 331,332 Contract Owners.
Item 28. Indemnification
Sections 33-770 to 33-778, inclusive, of the Connecticut General
Statutes ("CGS") provide that a corporation may provide
indemnification of or advance expenses to a director, officer,
employee or agent. Reference is hereby made to Section 33-771(e)
of CGS regarding indemnification of directors and Section
33-776(d) of CGS regarding indemnification of officers, employees
and agents of Connecticut corporations. These statutes provide, in
general, that Connecticut corporations incorporated prior to
January 1, 1997 shall, except to the extent that their certificate
of incorporation expressly provides otherwise, indemnify their
directors, officers, employees and agents against "liability"
(defined as the obligation to pay a judgment, settlement, penalty,
fine, including an excise tax assessed with respect to an employee
benefit plan, or reasonable expenses incurred with respect to a
proceeding) when (1) a determination is made pursuant to Section
33-775 that the party seeking indemnification has met the standard
of conduct set forth in Section 33-771 or (2) a court has
determined that indemnification is appropriate pursuant to Section
33-774. Under Section 33-775, the determination of and the
authorization for indemnification are made (a) by the
disinterested directors, as defined in Section 33-770(3); (b) by
special counsel; (c) by the shareholders; or (d) in the case of
indemnification of an officer, agent or employee of the
corporation, by the general counsel of the corporation or such
other officer(s) as the board of directors may specify. Also,
Section 33-772 provides that a corporation shall indemnify an
individual who was wholly successful on the merits or otherwise
against reasonable expenses incurred by him in connection with a
proceeding to which he was a party because he was a director of
the corporation. In the case of a proceeding by or in the right of
the corporation or with respect to conduct for which the director,
officer, agent or employee was adjudged liable on the basis that
he received a financial benefit to which he was not entitled,
indemnification is limited to reasonable expenses incurred in
connection with the proceeding against the corporation to which
the individual was named a party.
<PAGE>
Under the Depositor's bylaws, the Depositor must indemnify both
directors and officers of the Depositor for (1) any claims and
liabilities to which they become subject by reason of being or
having been directors or officers of the Depositor and (2) legal
and other expenses incurred in defending against such claims, in
each case, to the extent such is consistent with statutory
provisions.
Section 33-777 of CGS specifically authorizes a corporation to
procure indemnification insurance on behalf of an individual who
was a director, officer, employer or agent of the corporation.
Consistent with the statute, the directors and officers of the
Depositor and Hartford Securities Distribution Company, Inc.
("HSD") are covered under a directors and officers liability
insurance policy issued to The Hartford Financial Services Group,
Inc. and its subsidiaries.
Insofar as indemnification for liabilities arising under the
Securities Act of 1933 may be permitted to directors, officers and
controlling persons of the Registrant pursuant to the foregoing
provisions, or otherwise, the Registrant has been advised that in
the opinion of the Securities and Exchange Commission such
indemnification is against public policy as expressed in the Act
and is, therefore, unenforceable. In the event that a claim for
indemnification against such liabilities (other than the payment
by the Registrant of expenses incurred or paid by a director,
officer or controlling person of the Registrant in the successful
defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the
securities being registered, the Registrant will, unless in the
opinion of its counsel the matter has been settled by controlling
precedent, submit to a court of appropriate jurisdiction the
question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final
adjudication of such issue.
Item 29. Principal Underwriters
(a) HSD acts as principal underwriter for the following investment
companies:
Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two
(DC Variable Account I)
Hartford Life Insurance Company - Separate Account Two
(DC Variable Account II)
Hartford Life Insurance Company - Separate Account Two
(QP Variable Account)
Hartford Life Insurance Company - Separate Account Two
(Variable Account "A")
Hartford Life Insurance Company - Separate Account Two
(NQ Variable Account)
Hartford Life Insurance Company - Putnam Capital Manager
Trust Separate Account
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company - Separate Account Seven
Hartford Life and Annuity Insurance Company - Separate Account
One
Hartford Life and Annuity Insurance Company - Putnam Capital
Manager Trust Separate Account Two
<PAGE>
Hartford Life and Annuity Insurance Company - Separate Account
Three
Hartford Life and Annuity Insurance Company - Separate Account
Five
Hartford Life and Annuity Insurance Company - Separate Account Six
Hartford Life and Annuity Insurance Company - Separate Account
Seven
Hart Life Insurance Company - Separate Account One
Hart Life Insurance Company - Separate Account Two
American Maturity Life Insurance Company - Separate Account AMLVA
Servus Life Insurance Company - Separate Account One
Servus Life Insurance Company - Separate Account Two
(b) Directors and Officers of HSD
Positions and Offices
Name With Underwriter
----------------- --------------------
David A. Carlson Vice President
Peter W. Cummins Senior Vice President
David T. Foy Treasurer
Lynda Godkin Senior Vice President, General Counsel
and Corporate Secretary
George R. Jay Controller
Robert A. Kerzner Executive Vice President
Thomas M. Marra Executive Vice President, Director
Paul E. Olson Supervising Registered Principal
Lowndes A. Smith President and Chief Executive Officer,
Director
Unless otherwise indicated, the principal business address of each
individual address of the above individuals is P.O. Box 2999,
Hartford, CT. 06104-2999.
Item 30. Location of Accounts and Records
All of the accounts, books, records or other documents required to
be kept by Section 31(a) of the Investment Company Act of 1940 and
rules thereunder are maintained by Hartford at 200 Hopmeadow
Street, Simsbury, Connecticut 06089.
Item 31. Management Services
All management contracts are discussed in Part A and Part B of
this Registration Statement.
<PAGE>
Item 32. Undertakings
(a) The Registrant hereby undertakes to file a post-effective
amendment to this Registration Statement as frequently as is
necessary to ensure that the audited financial statements in the
Registration Statement are never more than 16 months old so long
as payments under the variable annuity contracts may be accepted.
(b) The Registrant hereby undertakes to include either (1) as part of
any application to purchase a contract offered by the Prospectus,
a space that an applicant can check to request a Statement of
Additional Information, or (2) a post card or similar written
communication affixed to or included in the Prospectus that the
applicant can remove to send for a Statement of Additional
Information.
(c) The Registrant hereby undertakes to deliver any Statement of
Additional Information and any financial statements required to be
made available under this Form promptly upon written or oral
request.
(d) Hartford hereby represents that the aggregate fees and charges
under the Contract are reasonable in relation to the services
rendered, the expenses expected to be incurred, and the risks
assumed by Hartford.
The Registrant is relying on the no-action letter issued by the
Division of Investment Management to American Counsel of Life
Insurance, Ref. No. IP-6-88, November 28, 1988. The Registrant has
complied with conditions one through four of the no-action letter.
<PAGE>
SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant certifies that it meets all the requirements for
effectiveness of this Registration Statement pursuant to Rule 485(b) under
the Securities Act of 1933 and duly caused this Registration Statement to be
signed on its behalf, in the Town of Simsbury, and State of Connecticut on
this 14th day of September, 2000.
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT ONE
(Registrant)
*By: Thomas M. Marra *By: /s/ Marianne O'Doherty
------------------------------- -------------------------
Thomas M. Marra, President Marianne O'Doherty
Attorney-In-Fact
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
(Depositor)
*By: Thomas M. Marra
-------------------------------
Thomas M. Marra, President
Pursuant to the requirements of the Securities Act of 1933, this Registration
Statement has been signed by the following persons and in the capacity and on
the date indicated.
David T. Foy, Senior Vice President, Chief
Financial Officer and Treasurer, Director*
Lynda Godkin, Senior Vice President, General *By: /s/ Marianne O'Doherty
Counsel and Corporate Secretary, Director* ----------------------
Thomas M. Marra, President, Marianne O'Doherty
Director* Attorney-In-Fact
Lowndes A. Smith, Chief Executive Officer,
Director* Dated: September 14, 2000
David M. Znamierowski, Senior Vice President
and Chief Investment Officer, Director*
33-56790
<PAGE>
EXHIBIT INDEX
(8) Form of Fund Participation Agreement.
(9) Opinion and Consent of Lynda Godkin, Senior Vice President, General
Counsel, and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(15) Copy of Power of Attorney.
(16) Organizational Chart.
