ITT HARTFORD LIFE & ANNUITY INSURANCE CO SEPARATE ACCOUNT ON
485BPOS, EX-10, 2000-09-22
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<PAGE>

                                                               ARTHUR ANDERSEN



                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                    -----------------------------------------

As independent public accountants, we hereby consent to the use of our
reports (and to all references to our Firm) included in or made a part of
this Registration Statement File No. 33-56790 for Hartford Life and Annuity
Insurance Company Separate Account One on Form N-4.




Hartford, Connecticut                                  /s/ Arthur Andersen LLP
September 20, 2000




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