BENEFICIAL CORP
424B2, 1995-11-27
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 95-31 Dated November 22, 1995    Rule 424(b)(2)
To Prospectus Supplement Dated March 2, 1995         File No. 33-57541


                         BENEFICIAL CORPORATION

                       Medium-Term Notes, Series H
                           (Book Entry Notes)


Salomon  Brothers  Inc  purchased  $50,000,000  principal amount of these
Medium-Term Notes, Series H, maturing on May 29,  1997,  at  a  principal
price  of  $50,000,000.00  for  resale  to investors from time to time at
prices based on market conditions at the time of resale.

       Floating Rate Notes Due 9 Months or More from Date of Issue

Maturity Date:  May 29, 1997           Interest Payment Period:         
                                         Quarterly                      
Interest Rate Basis:                                                    
  Federal Funds Rate                   Interest Reset Period:           
                                         Daily                          
Specify Other Base Rate:  N/A                                           
                                       Interest Reset Dates:            
Index Maturity:  N/A                     Each Business Day to, but      
                                         excluding the Maturity Date.   
Spread: plus 0.20%                                                      
                                                                        
Spread Multiplier:  N/A                Settlement Date (Issue Date):    
                                         November 29, 1995              
Maximum Interest Rate: N/A                                              
                                       Calculation Agent:               
Minimum Interest Rate: N/A               Chase Manhattan Bank, N.A.     
                                                                        
Interest Payment Dates:                Optional Repayment Date(s):      
  02/29/96     11/29/96                  N/A                            
  05/29/96     02/28/97                                                 
  08/29/96     05/29/97                Additional Terms:                
                                         For the purposes of the Notes  
Initial Interest Rate:                   contemplated hereunder interest
  Determined as if the Settlement        payments will include interest 
  Date was an Interest Reset Date.       accrued to, but excluding, the 
                                         Interest Payment Date.         














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