BENEFICIAL CORP
424B2, 1996-08-23
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 95-45 Dated August 22, 1996      Rule 424(b)(2)
To Prospectus Supplement Dated March 2, 1995         File No. 33-57541



                         BENEFICIAL CORPORATION

                       Medium-Term Notes, Series H
                           (Book Entry Notes)

Salomon  Brothers  Inc  purchased  $100,000,000 principal amount of these
Medium-Term Notes, Series H, maturing on August 27, 1999, at a  principal
price  of  $100,000,000.00  for  resale to investors from time to time at
prices based on market conditions at the time of resale.



       Floating Rate Notes Due 9 Months or More from Date of Issue

Maturity Date:  August 27, 1999        Interest Payment Period:
                                         Quarterly

Interest Rate Basis:                     
  LIBOR                                Interest Reset Period:
                                         Quarterly

Specify Other Base Rate: N/A             

                                       Interest Reset Dates:
Index Maturity: 3-month                  Same as Interest Payment Dates

                                   

Spread: plus 0.07%                     Settlement Date (Issue Date):
                                         August 27, 1996

Spread Multiplier: N/A                   

                                       Calculation Agent:
Maximum Interest Rate: N/A               Chase Manhattan Bank, N.A.



Minimum Interest Rate: N/A             Optional Repayment Date(s):
                                         N/A

Interest Payment Dates:    
  The 27th of each February, May,      Additional Terms:
  August and November, commencing        For the purposes of the Notes
  on November 27, 1996 through           contemplated hereunder, interest
  and including the Maturity Date.       payments will include interest
                                         accrued to, but excluding the
                                         Interest Payment Date.

Initial Interest Rate:                   
  Determined as if the Settlement      
  Date was an Interest Reset Date.     



                          



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