BENEFICIAL CORP
424B2, 1996-01-12
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 95-36 Dated January 10, 1996     Rule 424(b)(2)
To Prospectus Supplement Dated March 2, 1995         File No. 33-57541


                         BENEFICIAL CORPORATION

                       Medium-Term Notes, Series H
                           (Book Entry Notes)


UBS  Securities  Inc.  purchased  $50,000,000  principal  amount of these
Medium-Term Notes, Series H, maturing on January 16, 1997, at a principal
price of $50,000,000.00 for resale to investors  from  time  to  time  at
prices based on market conditions at the time of resale.

       Floating Rate Notes Due 9 Months or More from Date of Issue

Maturity Date:  January 16, 1997       Interest Payment Period:
                                         Quarterly                    
Interest Rate Basis:                               
  LIBOR                                Interest Reset Period:
                                         Quarterly           
Specify Other Base Rate:  N/A             
                                       Interest Reset Dates:
Index Maturity:  3-month               Same as Interest Payment Dates
                                        
Spread: minus 0.07%                    Settlement Date (Issue Date): 
                                         January 16, 1996
Spread Multiplier:  N/A 
                                       Calculation Agent:
Maximum Interest Rate: N/A             Chase Manhattan Bank, N.A.
                                        
Minimum Interest Rate: N/A             Optional Repayment Date(s):
                                         N/A
Interest Payment Dates:                                            
  April 16, 1996                       Additional Terms:                 
  July 16, 1996                        For the purposes of the Notes 
  October 16, 1996                     contemplated hereunder interest
  January 16, 1997                     payments will include interest
                                       accrued to, but excluding, the
Initial Interest Rate:                 Interest Payment Date.       
  Determined as if the Settlement       
  Date was an Interest Reset Date.                                     
                              
                


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