BENEFICIAL CORP
424B2, 1996-12-12
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 96-20 Dated December 10, 1996    Rule 424(b)(2) 
To Prospectus Supplement Dated August 22, 1996       File No. 33-64357




                   BENEFICIAL CORPORATION

                Medium-Term Notes, Series H
                     (Book Entry Notes)

                              
The  Price to Public of these Medium-Term Notes, Series H,
is 100% (as a percentage of Principal Amount).


                                                   Interest Rate 
         Range of Note Maturities                    Per Annum

         From 9 months to less than 12 months......         -

         From 12 months to less than 18 months.....         -

         From 18 months to less than 2 years.......         -

         From 2 years to less than 3 years.........         -

         From 3 years to less than 4 years.........         -

         From 4 years to less than 5 years.........         -

         From 5 years to less than 6 years.........        6.42%

         From 6 years to less than 7 years.........         -

         From 7 years to less than 8 years.........         -

         From 8 years to less than 9 years.........         -
 
         From 9 years to less than 10 years........         -

         From 10 years to less than 12 years.......         -

         From 12 years to less than 15 years.......         -

         From 15 years to less than 20 years.......         -

         From 20 years to less than 30 years.......         -

         More than 30 years........................         -








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