<PAGE> 1
PROSPECTUS SUPPLEMENT This Prospectus Supplement,
FOR THE PERIOD ENDING filed pursuant to Rule 424(b)(3),
MARCH 31, 1999 TO relates to Registration Statement
PROSPECTUS DATED No. 33-57302-02 and the
JANUARY 26, 1993 Prospectus dated January 26, 1993
SECURITIES AND EXCHANGE COMMISSION
450 Fifth Street, N.W.
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 15, 1999
DISCOVER CARD TRUST 1993 B
(Exact name of Registrant as specified in its charter)
Delaware 0-21506 Not Applicable
-------- ------- --------------
(State of (Commission (IRS Employer
organization) File Number) Identification No.)
c/o Discover Receivables Financing Group, Inc.
12 Read's Way
New Castle, Delaware 19720
- ------------------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 323-7826
Not Applicable
--------------
(Former address, if changed since last report)
Page 1 of 14
Index to Exhibits is on page 4
<PAGE> 2
Item 5. Other Events
On April 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the Due Period of March 1999, which is attached as Exhibit 21
hereto.
Item 7. Financial Statements and Exhibits
(c) Exhibits
<TABLE>
<CAPTION>
Exhibit No. Description
- ----------- -----------
<S> <C>
21 Monthly Certificateholders' Statement for Discover Card
Trust 1993 B related to the Due Period ending March 31,
1999.
</TABLE>
2
<PAGE> 3
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.
DISCOVER CARD TRUST 1993 B
(Registrant)
By: DISCOVER RECEIVABLES FINANCING
GROUP, INC.
as originator of the Trust
By: Richard W. York
--------------------------
Richard W. York
Vice President
Date: April 15, 1999
3
<PAGE> 4
EXHIBIT INDEX
<TABLE>
<CAPTION>
Exhibit No. Description
- ----------- -----------
<S> <C>
21 Monthly Certificateholders' Statement for Discover Card
Trust 1993 B related to the Due Period ending March 31,
1999.
</TABLE>
4
<PAGE> 1
EXHIBIT 21
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Trust 1993 B
----------------------------------------
CREDIT CARD
PASS-THROUGH CERTIFICATES
----------------------------------------
Under the Pooling and Servicing Agreement dated as of Feb. 1, 1993 (the
"Agreement") by and among Greenwood Trust Company (the "Servicer"), Discover
Receivables Financing Group and Wilmington Trust Company, as Trustee, the
Servicer is required to prepare certain information each month regarding current
distributions to Investor Certificateholders and the performance of the Trust
during the previous month. The information which is required to be prepared with
respect to the distribution of April 15, 1999, and with respect to the
performance of the Trust during the Due Period ended in March 31, 1999, is set
forth below. Certain of the information is presented on the basis of an original
principal amount of $1,000 per Class A Certificate. Certain other information is
presented based on the aggregate amounts for the Trust as a whole.
Information Regarding the Current Monthly Distribution (stated on the basis
of $1,000 original principal amount).
<TABLE>
<S> <C>
1. The total amount of the distribution to Class A
Certificateholders on April 15, 1999, per $1,000
interest ................................................. $ 0.000000000
2. The total amount of the distribution to Class B
Certificateholders on April 15, 1999, per $1,000
interest ................................................. $ 0.000000000
3. The amount of the distribution set forth in paragraph 1
above in respect of interest on the Class A Certificates,
per $1,000 interest ...................................... $ 0.000000000
4. The amount of the distribution set forth in paragraph 2
above in respect of interest on the Class B Certificates,
per $1,000 interest ...................................... $ 0.000000000
</TABLE>
<PAGE> 2
<TABLE>
<S> <C>
5. The amount of the distribution set forth in paragraph 1
above in respect of principal on the Class A Certificates,
per $1,000 interest ...................................... $ 0.000000000
6. The amount of the distribution set forth in paragraph 2
above in respect of principal on the Class B Certificates,
per $1,000 interest ...................................... $ 0.000000000
Information Regarding the Performance of the Trust.
1. Collections of Receivables.
(a) The aggregate amount of Finance Charge Collections
processed during the related Due Period ............... $ 4,492,217.29
(b) The aggregate amount of Principal Collections processed
during the related Due Period ......................... $63,534,147.33
(c) The aggregate amount of Finance Charge Collections
processed during the related Due Period which was
allocated in respect of the Investor Certificates ..... $ 3,678,227.52
(d) The aggregate amount of Principal Collections processed
during the related Due Period which was allocated in
respect of the Investor Certificates .................. $51,303,823.96
(e) The aggregate amount of Finance Charge Collections
processed during the related Due Period which was
allocated in respect of the Class A Certificates ...... $ 3,344,006.55
(f) The aggregate amount of Principal Collections processed
during the related Due Period which was allocated in
respect of the Class A Certificates ................... $46,640,417.55
(g) The aggregate amount of Finance Charge Collections
processed during the related Due Period which was
allocated in respect of the Class B Certificates ...... $ 334,220.97
(h) The aggregate amount of Principal Collections processed
during the related Due Period which was allocated in
respect of the Class B Certificates ................... $ 4,663,406.41
(i) The aggregate amount of Finance Charge Collections
processed during the related Due Period which was
allocated in respect of the Seller Certificate ........ $ 813,989.77
</TABLE>
<PAGE> 3
<TABLE>
<S> <C>
(j) The aggregate amount of Principal Collections processed
during the related Due Period which was allocated in
respect of the Seller Certificate ..................... $ 12,230,323.37
2. Principal Receivables in the Trust; Principal Funding Account.
(a) The aggregate amount of Principal Receivables in the
Trust as of the end of the Due Period ended in March
31, 1999 (which reflects the Principal Receivables
represented by the Seller Certificate and the Investor
Certificates) ........................................ $304,313,965.89
(b) The amount of Principal Receivables in the Trust
represented by the Class A Certificates (the "Class A
Interest") as of the Due Period Ended in
March 31, 1999......................................... $191,666,666.66
(c) The amount of Principal Receivables in the Trust
represented by the Class B Certificates (the "Class B
Interest") as of the Due Period Ended in
March 31, 1999......................................... $ 23,000,000.00
(d) The Class A Interest and the Class B Interest set forth
in paragraph 2 (b) and 2 (c) above as a percentage of
the aggregate amount of Principal Receivables set forth
in paragraph 2 (a) above .............................. 70.54%
(e) The Class A Interest set forth in paragraph 2 (b) above
as a percentage of the aggregate amount of Principal
Receivables set forth in paragraph 2 (a) above ........ 62.98%
(f) The Class B Interest set forth in paragraph 2 (c) above
as a percentage of the aggregate amount of Principal
Receivables set forth in paragraph 2 (a) above ........ 7.56%
(g) The Aggregate Invested Amount as of the end of the
current Distribution Date ............................. $253,000,000.00
(h) The Invested Amount as of the end of the current
Distribution Date with respect to the Class A
Certificates .......................................... $230,000,000.00
(i) The Invested Amount as of the end of the current
Distribution Date with respect to the Class B
Certificates .......................................... $ 23,000,000.00
(j) The total amount to be deposited into the Principal
Funding Account in respect of Principal Collections on
such Distribution Date ................................ $ 19,166,666.67
</TABLE>
<PAGE> 4
<TABLE>
<S> <C>
(k) The amount of the deposit referred to in paragraph 2(j)
which was allocated in respect of the Class A
Certificates .......................................... $19,166,666.67
(l) The amount of the deposit referred to in paragraph 2(j)
into the Principal Funding Account on such Distribution
Date which was allocated in respect of the Class B
Certificates .......................................... $ 0.00
(m) The total amount on deposit in the Principal Funding
Account on such Distribution Date (after giving effect
to the deposit referred to in paragraph 2(j)........... $38,333,333.34
(n) The total amount on deposit in the Principal Funding
Account on such Distribution Date for the benefit of
the Class A Certificates (after giving effect to the
deposit referred to in paragraph 2(k).................. $38,333,333.34
(o) The total amount on deposit in the Principal Funding
Account on such Distribution Date for the benefit of
the Class B Certificates (after giving effect to the
deposit referred to in paragraph 2(l).................. $ 0.00
(p) The total amount of Investment Income since the last
Distribution Date ..................................... $ 81,048.92
(q) The total amount of Investment Income since the last
Distribution Date in respect of the Class A
Certificates .......................................... $ 81,048.92
(r) The total amount of Investment Income since the last
Distribution Date in respect of the Class B
Certificates .......................................... $ 0.00
(s) The Deficit Accumulation Amount (after giving effect to
the deposit referred in paragraph 2(j)................. $ 0.00
3. Interest Funding Account.
(a) The total amount to be deposited into the Interest
Funding Account in respect of Certificate Interest on
such Distribution Date ................................ $ 1,429,833.33
(b) The amount of Certificate Interest to be deposited into
the Interest Funding Account on such Distribution Date
in respect of the Class A Certificates ................ $ 1,293,750.00
</TABLE>
<PAGE> 5
<TABLE>
<S> <C>
(c) The amount of Certificate Interest to be deposited into
the Interest Funding Account on such Distribution Date
in respect of the Class B Certificates ................ $ 136,083.33
(d) The total amount on deposit in the Interest Funding
Account in respect of Certificate Interest on such
Distribution Date (after giving effect to the deposit
referred to in paragraph 3(a) ......................... $ 2,859,666.66
(e) The total amount of Certificate Interest on deposit in
the Interest Funding Account on such Distribution Date
in respect of the Class A Certificates (after giving
effect to the deposit referred to in paragraph 3(b).... $ 2,587,500.00
(f) The total amount of Certificate Interest on deposit in
the Interest Funding Account on such Distribution Date
in respect of the Class B Certificates (after giving
effect to the deposit referred to in paragraph 3(c).... $ 272,166.66
4. Investor Charged-Off Amount.
(a) The aggregate amount of Receivables charged-off as
uncollectible during the Due Period ended in March
31, 1999 allocable to the Investor Certificates (the
"Investor Charged-Off Amount") ........................ $ 929,121.24
(b) The aggregate amount of Receivables charged-off as
Uncollectible during the Due Period ended in March 31,
1999 allocable to the Class A Certificates (the "Class A
Charged-Off Amount") .................................. $ 837,780.57
(c) The sum of (i) the aggregate amount of Receivables
charged-off as uncollectible during the Due Period
ended in March 31, 1999 allocable to the Class B Certi-
ficates and (ii) the sum of (a) the positive
difference, if any, between the Class B Subordinated
Payment and Class B Finance Charge Collections (less
Class B Excess Servicing) and (b) the amount by which
the Investor Interest for the Class B Certificates is
reduced pursuant to subsection 4.03(c) (i)(C) (the
"Class B Charged-Off Amount") ......................... $ 754,725.59
(d) The Cumulative Class A Charged-Off Amount on April 15,
1999 .................................................. $ 0.00
(e) The Cumulative Class B Charged-Off Amount on April 15,
1999 .................................................. $ 0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
5. Investor losses; Reimbursement of Charge-Offs.
(a) The amount of Class A Investor Loss, as defined in
Section 4.06 (b) of the Agreement, during the Due
Period ended in March 31, 1999 ........................ $ 0.00
(b) The amount of Class B Investor Loss, as defined in
Section 4.06 (b) of the Agreement, during the Due
Period ended in March 31, 1999 ........................ $ 0.00
(c) The amount of Class A Investor Loss set forth in
Paragraph 5 (a) above, per $1,000 interest (which will
have the effect of reducing, pro rata, the amount of
each Class A Certificateholder's investment) .......... $ 0.000000000
(d) The amount of Class B Investor Loss set forth in
Paragraph 5 (b) above, per $1,000 interest ( which will
have the effect of reducing, pro rata, the amount of
each Class B Certificateholder's investment) .......... $ 0.000000000
(e) The total amount reimbursed to the Trust in the current
month pursuant to Section 4.06 (c) of the Agreement, if
any, in respect of Class A Investor Losses in prior
months ................................................ $ 0.00
(f) The total amount reimbursed to the Trust in the current
month pursuant to Section 4.06 (c) of the Agreement, if
any, in respect of Class B Investor Losses in prior
months ................................................ $ 0.00
(g) The amount set forth in paragraph 5 (e) above, per
$1,000 interest (which will have the effect of
increasing, pro rata, the amount of each Class A
Certificateholder's investment)........................ $ 0.000000000
(h) The amount set forth in paragraph 5 (f) above, per
$1,000 interest (which will have the effect of
increasing, pro rata, the amount of each Class B
Certificateholder's investment)........................ $ 0.000000000
(i) The aggregate amount of Class A Investor Losses in the
Trust as of the end of the day on April 15, 1999....... $ 0.00
(j) The aggregate amount of Class B Investor Losses in the
Trust as of the end of the day on April 15, 1999....... $ 0.00
</TABLE>
<PAGE> 7
<TABLE>
<S> <C>
(k) The amount set forth in paragraph 5 (i) above, per
$1,000 interest (which will have had the effect of
reducing, pro rata, the amount of Class A
Certificateholder's investment) ....................... $ 0.000000000
(l) The amount set forth in paragraph 5 (j) above, per
$1,000 interest (which will have had the effect of
reducing, pro rata, the amount of Class B
Certificateholder's investment)........................ $ 0.000000000
6. Investor Servicing Fee.
(a) The amount of the Class A Monthly Servicing Fee payable
by the Trust to the Servicer for the month of March 31,
1999 .................................................. $ 351,402.23
(b) The amount of the Class B Monthly Servicing Fee payable
by the Trust to the Servicer for the month of March 31,
1999 .................................................. $ 38,312.32
7. Available Subordinated Amount.
(a) The amount available to be applied pursuant to Sections
4.03 (c) (i) (B) and (C) of the Agreement as of the end
of the day on April 15, 1999 .......................... $23,000,000.00
(b) The amount set forth in paragraph 7(a) above as a
percentage of the Class A Interest..................... 12.00%
8. Available Class B Credit Enhancement Amount.
(a) The amount available to be drawn under the Class B
Credit Enhancement pursuant to Sections 4.03 (c) (i)
(G) and (H) of the Agreement as of the end of the day
on April 15, 1999...................................... $12,650,000.00
(b) The amount set forth in paragraph 8(a) above as a
percentage of the Class B Interest..................... 55.00%
</TABLE>
<PAGE> 8
<TABLE>
<S> <C>
9. The Pool Factor.
The Pool Factor represents the ratio of the amount of the
Class A Invested amount as of the end of the day on April
15, 1999 to the amount of the Class A Invested Amount as
of the Closing Date. The amount of a Class A
Certificateholder's pro rata share of the Class A Invested
Amount can be determined by multiplying the original
denomination of the Class A Certificateholder's
Certificate by the Pool Factor ........................... 1.00000000
The Pool Factor represents the ratio of the amount of the
Class B Invested amount as of the end of the day on April
15, 1999 to the amount of the Class B Invested Amount as
of the Closing Date. The amount of a Class B
Certificateholder's pro rata share of the Class B Invested
Amount can be determined by multiplying the original
denomination of the Class B Certificateholder's
Certificate by the Pool Factor ........................... 1.00000000
10. The aggregate outstanding balance of Receivables that were
delinquent by 30 to 59 days as of the close of business on
the last day of the Due Period related to such
Distribution Date ........................................ $ 5,809,930.50
11. The aggregate outstanding balance of Receivables that were
delinquent by 60 days or more as of the close of business
on the last day of the Due Period related to such
Distribution Date ........................................ $ 9,121,501.69
</TABLE>
Greenwood Trust Company as Servicer
By: ______________________________
Title: Vice President, Chief
Accounting Officer & Treasurer
<PAGE> 9
MONTHLY SERVICER CERTIFICATE
DISCOVER CARD TRUST 1993 B
--------------------------
CREDIT CARD
PASS-THROUGH CERTIFICATES
--------------------------
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Servicer pursuant to the Pooling and Servicing
Agreement dated as of Feb. 1, 1993 (the "Pooling and Servicing Agreement") by
and among Greenwood, Discover Receivables Financing Group Inc and Wilmington
Trust Company, does hereby certify as follows:
<TABLE>
<S> <C>
1. Greenwood is Servicer under the Pooling and Servicing
Agreement.
2. The undersigned is a Servicing Officer.
3. The aggregate amount of Collections processed during
the related Due Period was equal to ................... $68,026,364.62
4. The aggregate amount of Class A Principal Collections
processed by the Servicer during the related Due Period
is equal to ........................................... $46,640,417.55
5. The aggregate amount of the Class A Finance Charge
Collections processed by the Servicer during the
related Due Period is equal to ........................ $ 3,344,006.55
6. The sum of all amounts payable to the Class A
Certificateholders on the current Distribution Date is
equal to .............................................. $ 0.00
7. The aggregate amount of Class B Principal Collections
processed by the Servicer during the related Due Period
is equal to ........................................... $ 4,663,406.41
8. The aggregate amount of the Class B Finance Charge
Collections processed by the Servicer during the
related Due Period is equal to ........................ $ 334,220.97
9. The amount of drawings under the Class B Credit
Enhancement required to be made on the
</TABLE>
<PAGE> 10
<TABLE>
<S> <C>
succeeding Drawing Date pursuant to
(a) Section 4.03(c)(i)(G) is equal to................. $ 0.00
(b) Section 4.03(c)(i)(H) is equal to................. $ 0.00
(c) Section 4.05 is equal to.......................... $ 0.00
10. The sum of all amounts payable to the Class B
Certificateholders on the current Distribution Date is
equal to .............................................. $ 0.00
11. The total amount to be deposited in the Principal
Funding Account on the related Distribution Date is
equal to .............................................. $ 19,166,666.67
12. The total amount on deposit in the Principal Funding
Account (after giving effect to the deposit referred to
in Item 11 above) will be equal to .................... $ 38,333,333.34
13. The total amount to be deposited in the Interest
Funding Account on the related Distribution Date is
equal to .............................................. $ 1,429,833.33
14. The total amount on deposit in the Interest Funding
Account (after giving effect to the deposit referred to
in Item 13 above) will be equal to..................... $ 2,859,666.66
15. The Invested Amount as of the end of the current
Distribution Date ..................................... $253,000,000.00
(a) for the Class A Certificateholders will be equal
to ............................................... $230,000,000.00
(b) for the Class B Certificateholders will be equal
to ............................................... $ 23,000,000.00
16. Attached hereto is a true copy of the statement
required to be delivered by the Servicer on the date of
this Certificate to the Trustee pursuant to section
5.02.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this
certificate this day of April 15, 1999
GREENWOOD TRUST COMPANY, as Servicer
By: ______________________________
Title: Vice President, Chief
Accounting Officer & Treasurer
