CHAPMAN and Cutler
111 West Monroe Street
Chicago, IL 60603
April 26, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549-1004
Attn: Filing Desk, Stop 1-4
Re:Insured Municipals Income Trust, 195th Insured Multi-Series
File No. 333-01627 CIK No. 896331
Gentlemen:
In accordance with the requirements of Rule 497(d) of the General
Rules and Regulations under the Securities Act of 1933, as amended, we
are submitting one copy of a supplement, in the form of a sticker, to the
prospectus being used with respect to the above-captioned series.
Very truly yours,
CHAPMAN AND CUTLER
MJK/cw
Supplement To All Primary and Post Effective
Unit Investment Trust Prospectuses Containing Fixed Income Securities
of
Van Kampen American Capital Distributors, Inc.
Notwithstanding anything to the contrary in the Prospectus, the table used
therein to determine the secondary market sales charge shall be replaced with
the following table:
<TABLE>
<CAPTION>
Years To Maturity Sales Charge Years To Maturity Sales Charge
<S> <C> <C> <C>
1 1.010% 12 4.712%
2 1.523 13 4.822
3 2.041 14 4.932
4 2.302 15 5.042
5 2.564 16 5.152
6 2.828 17 5.263
7 3.093 18 5.374
8 3.627 19 5.485
9 4.167 20 5.597
10 4.384 21 to 30 5.708
11 4.603
</TABLE>
Expressed as a percent of the Public Offering Price, the sales charge on a
Trust consisting entirely of a portfolio of Obligations with 15 years to
maturity would be 4.80%.
April 26, 1996
