INSURED MUNICIPALS INCOME TRUST 195TH INSURED MULTI SERIES
497J, 2000-04-27
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April 28, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549-1004

Attn:  Filing Desk - Stop 1-4

     Re:  Insured Municipals Income Trust, 195th Insured Multi-Series
          File No. 333-01627  CIK #896331


Ladies/Gentlemen:


         In accordance with the provisions of Rule 497(j) of Regulation C under
the Securities Act of 1933 (the "Securities Act") this letter serves to certify
that the most recent amendment to the Post-Effective of the subject Registration
Statement on Form S-6 for the above captioned Trust does not differ from that
which would have been filed pursuant to Rule 497(b) of the Securities Act.
Amendment No. 4 to the Post-Effective, which was the most recent amendment to
the Post-Effective of the Registration Statement, was filed electronically with
the Commission on April 24, 2000.

Very truly yours,

VAN KAMPEN FUNDS INC.



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