<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
FORT BEND HOLDING CORP.
--------------------------------------------------------
(Name of Issuer)
SECURITY 1, COMMON STOCK; and SECURITY 2.
8% SUBORDINATED CONVERTIBLE DEBENTURES DUE DECEMBER 1, 2005
-----------------------------------------------------------
(Title of Class of Securities)
SECURITY 1. 346824-10-5
SECURITY 1. 346824-AA-3
--------------------------------------------------------
(CUSIP Number)
F. George Dunham, III, CPA
The Millers Group
300 Burnett Street
Fort Worth, Texas 76102-2799
(817)-348-3550
--------------------------------------------------------
(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
March 5, 1997
--------------------------------------------------------
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to
report the acquisition which is the subject of this Schedule 13D, and is
filing this schedule because of Rule 13d-1(b)(3) or (4), check the following
box. / /.
Check the following box if a fee is being paid with this statement / /.
(A fee is not required only if the reporting person: (1) has a previous
statement on file reporting beneficial ownership of more than five percent of
the class of securities described in Item 1; and (2) has filed no amendment
subsequent thereto reporting beneficial ownership of five percent or less of
such class.) (See Rule 13d-7.)
NOTE: Six copies of this statement, including all exhibits, should be
filed with the Commission. See Rule 13d-1(a) for other parties to whom copies
are to be sent.
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
(Continued on following page(s))
Page 1 of Pages
---
<PAGE>
SCHEDULE 13D
CUSIP No. Security 1: 346824-10-5
Security 2: 346824-AA-3
- -------------------------------------------------------------------------------
(1) Names of Reporting Persons.
S.S. or I.R.S. Identification Nos. of Above Persons
A: THE MILLERS MUTUAL FIRE INSURANCE COMPANY
B: F. GEORGE DUNHAM, III
- -------------------------------------------------------------------------------
(2) Check the Appropriate Box if a Member (a) / /
of a Group* (b) /X/
- -------------------------------------------------------------------------------
(3) SEC Use Only
- -------------------------------------------------------------------------------
(4) Source of Funds*
A. WC;
B. PF
- -------------------------------------------------------------------------------
(5) Check if Disclosure of Legal Proceedings is Required Pursuant to
Items 2(d) or 2(e)
- -------------------------------------------------------------------------------
(6) Citizenship or Place of Organization
A. TEXAS
B. UNITED STATES
- -------------------------------------------------------------------------------
MILLERS MUTUAL F. GEORGE DUNHAM, III
Number of Shares (7) Sole Voting Power
Beneficially Owned 81,434.8/9.2% 4,700/0.5%
by Each Reporting --------------------------------------------------
Person With (8) Shared Voting Power
-0- -0-
--------------------------------------------------
(9) Sole Dispositive Power
81,434.8/9.2% 4,700/0.5%
--------------------------------------------------
(10) Shared Dispositive Power
-0- -0-
- -------------------------------------------------------------------------------
(11) Aggregate Amount Beneficially Owned by Each Reporting Person
A. 81,434.8
B. 4,700
- -------------------------------------------------------------------------------
(12) Check if the Aggregate Amount in Row (11) Excludes Certain Shares* /X/
THE NUMBER OF SHARES BENEFICIALLY OWNED BY A EXCLUDES SHARES OWNED BY
B AND THE NUMBER OF SHARES BENEFICIALLY OWNED BY B EXCLUDES SHARES
OWNED BY A.
- -------------------------------------------------------------------------------
(13) Percent of Class Represented by Amount in Row (11)
A. 9.2%
B. 0.5%
- -------------------------------------------------------------------------------
(14) Type of Reporting Person*
A. IC
B. IN
- -------------------------------------------------------------------------------
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
SCHEDULE 13D
CUSIP No. Security 1: 346824-10-5
Security 2: 346824-AA-3
ITEM 1. SECURITY AND ISSUER
Security 1: Common Stock
Security 2: 8% Convertible Debentures
FORT BEND HOLDING CORP
ITEM 2. IDENTITY AND BACKGROUND
A. THE MILLERS MUTUAL FIRE INSURANCE COMPANY
300 Burnett Street
Fort Worth, Texas 76102-2799
Insurance
Incorporated in Texas
B. F. GEORGE DUNHAM, III
300 Burnett Street
Fort Worth, Texas 76102-2799
Insurance; President and Chief Executive Officer of The Millers
Group
Citizen of United States
ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION
A. Working Capital
B. Personal Funds
ITEM 4. PURPOSE OF TRANSACTION
A. Investment
B. Investment
ITEM 5. INTEREST IN SECURITIES OF THE ISSUER
A. 81,434.8/9.2%
B. 4,700/0.5%
ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT
TO SECURITIES OF THE ISSUER.
None
ITEM 7. MATERIAL TO BE FILED AS EXHIBITS
None
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
March 17, 1997
----------------------------------------
(Date)
THE MILLERS MUTUAL FIRE INSURANCE COMPANY
By: /s/ ALFRED P. CHAO
------------------------------------
Alfred P. Chao
------------------------------------
PRINT NAME
Vice President and Controller
------------------------------------
TITLE
<PAGE>
SCHEDULE 13D
CUSIP No. Security 1: 346824-10-5
Security 2: 346824-AA-3
- -------------------------------------------------------------------------------
(1) Names of Reporting Persons.
S.S. or I.R.S. Identification Nos. of Above Persons
A: THE MILLERS MUTUAL FIRE INSURANCE COMPANY
B: F. GEORGE DUNHAM, III
- -------------------------------------------------------------------------------
(2) Check the Appropriate Box if a Member (a) / /
of a Group* (b) /X/
- -------------------------------------------------------------------------------
(3) SEC Use Only
- -------------------------------------------------------------------------------
(4) Source of Funds*
A. WC;
B. PF
- -------------------------------------------------------------------------------
(5) Check if Disclosure of Legal Proceedings is Required Pursuant to
Items 2(d) or 2(e)
- -------------------------------------------------------------------------------
(6) Citizenship or Place of Organization
A. TEXAS
B. UNITED STATES
- -------------------------------------------------------------------------------
MILLERS MUTUAL F. GEORGE DUNHAM, III
Number of Shares (7) Sole Voting Power
Beneficially Owned 81,434.8/9.2% 4,700/0.5%
by Each Reporting --------------------------------------------------
Person With (8) Shared Voting Power
-0- -0-
--------------------------------------------------
(9) Sole Dispositive Power
81,434.8/9.2% 4,700/0.5%
--------------------------------------------------
(10) Shared Dispositive Power
-0- -0-
- -------------------------------------------------------------------------------
(11) Aggregate Amount Beneficially Owned by Each Reporting Person
A. 81,434.8
B. 4,700
- -------------------------------------------------------------------------------
(12) Check if the Aggregate Amount in Row (11) Excludes Certain Shares* /X/
THE NUMBER OF SHARES BENEFICIALLY OWNED BY A EXCLUDES SHARES OWNED BY
B AND THE NUMBER OF SHARES BENEFICIALLY OWNED BY B EXCLUDES SHARES
OWNED BY A.
- -------------------------------------------------------------------------------
(13) Percent of Class Represented by Amount in Row (11)
A. 9.2%
B. 0.5%
- -------------------------------------------------------------------------------
(14) Type of Reporting Person*
A. IC
B. IN
- -------------------------------------------------------------------------------
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
SCHEDULE 13D
CUSIP No. Security 1: 346824-10-5
Security 2: 346824-AA-3
ITEM 1. SECURITY AND ISSUER
Security 1: Common Stock
Security 2: 8% Convertible Debentures
FORT BEND HOLDING CORP
ITEM 2. IDENTITY AND BACKGROUND
A. THE MILLERS MUTUAL FIRE INSURANCE COMPANY
300 Burnett Street
Fort Worth, Texas 76102-2799
Insurance
Incorporated in Texas
B. F. GEORGE DUNHAM, III
300 Burnett Street
Fort Worth, Texas 76102-2799
Insurance; President and Chief Executive Officer of The Millers
Group
Citizen of United States
ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION
A. Working Capital
B. Personal Funds
ITEM 4. PURPOSE OF TRANSACTION
A. Investment
B. Investment
ITEM 5. INTEREST IN SECURITIES OF THE ISSUER
A. 81,434.8/9.2%
B. 4,700/0.5%
ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT
TO SECURITIES OF THE ISSUER.
None
ITEM 7. MATERIAL TO BE FILED AS EXHIBITS
None
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
March 17, 1997
----------------------------------------
(Date)
By: /s/ F. George Dunham, III
------------------------------------
F. George Dunham, III
------------------------------------
PRINT NAME
