February 26, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549-1004
Attn: Filing Desk - Stop 1-4
RE: Insured Municipals Income Trust and Investors' Quality
Tax-Exempt Trust,
Multi-Series 245
File No. 33-57379 CIK #896903
Ladies/Gentlemen:
In accordance with the provisions of Rule 497(j) of Regulation C
under the Securities Act of 1933 (the "Securities Act") this letter
serves to certify that the most recent amendment to the Post-Effective
of the subject Registration Statement on Form S-6 for the
above captioned Trust does not differ from that which would have
been filed pursuant to Rule 497(b) of the Securities Act.
Amendment No. 3 to the Post-Effective, which was the
most recent amendment to the Post-Effective of the Registration
Statement, was filed electronically with the Commission on
February 23, 1998.
Very truly yours,
VAN KAMPEN AMERICAN CAPITAL
DISTRIBUTORS, INC.