INSURED MUNICIPALS INC TR & INV QUAL TAX EX TR MULTI SER 245
497J, 1998-02-26
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February 26, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549-1004

Attn:  Filing Desk - Stop 1-4
RE: Insured Municipals Income Trust and Investors' Quality 
Tax-Exempt Trust, 
Multi-Series 245

     File No. 33-57379     CIK #896903


Ladies/Gentlemen:


In accordance with the provisions of Rule 497(j) of Regulation C 
under the Securities Act of 1933 (the "Securities Act") this letter 
serves to certify that the most recent amendment to the Post-Effective 
of the subject Registration Statement on Form S-6 for the 
above captioned Trust does not differ from that which would have 
been filed pursuant to Rule 497(b) of the Securities Act.  
Amendment No. 3 to the Post-Effective, which was the 
most recent amendment to the Post-Effective of the Registration 
Statement, was filed electronically with the Commission on 
February 23, 1998.

Very truly yours,




VAN KAMPEN AMERICAN CAPITAL 
DISTRIBUTORS, INC.







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