WM VARIABLE TRUST
497J, 1999-05-06
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                                WM Variable Trust
                                1201Third Avenue
                                   22nd Floor
                            Seattle, Washington 98101



                                                  May 6, 1999


Mr. Kevin McEnry
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549


         Re:  WM Variable Trust (File Nos. 33-57732, 811-07462)



Dear Mr. McEnry:

         I hereby certify on the Registrant's behalf, pursuant to paragraph (j)
of Rule 497 of the Securities Act of 1933, that:

         1.       The form of prospectus and Statement of Additional Information
that would have been filed under paragraph (c) of Rule 497 would not have
differed from that contained in the Registrant's most recent amendment to its
Registration Statement as filed pursuant to Form N-1A on April 30, 1999; and

         2.       The text of the amendment described in paragraph 1 above was
filed electronically.



                                         Very Truly Yours,


                                         /s/ JOHN T. WEST                   
                                         --------------------------------------
                                         John T. West
                                         Vice President, Secretary and
                                         Compliance Officer




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