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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 9,633
<INT-BEARING-DEPOSITS> 2,084
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 90,153
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 4,789
<LOANS> 350,778
<ALLOWANCE> 8,588
<TOTAL-ASSETS> 482,248
<DEPOSITS> 383,647
<SHORT-TERM> 35,511
<LIABILITIES-OTHER> 8,435
<LONG-TERM> 0
0
0
<COMMON> 8,275
<OTHER-SE> 46,379
<TOTAL-LIABILITIES-AND-EQUITY> 482,248
<INTEREST-LOAN> 30,955
<INTEREST-INVEST> 4,410
<INTEREST-OTHER> 423
<INTEREST-TOTAL> 35,788
<INTEREST-DEPOSIT> 14,471
<INTEREST-EXPENSE> 16,353
<INTEREST-INCOME-NET> 19,435
<LOAN-LOSSES> 3,509
<SECURITIES-GAINS> (207)
<EXPENSE-OTHER> 21,760
<INCOME-PRETAX> 4,606
<INCOME-PRE-EXTRAORDINARY> 3,414
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,414
<EPS-BASIC> 0.42
<EPS-DILUTED> 0.42
<YIELD-ACTUAL> 5.29
<LOANS-NON> 12,654
<LOANS-PAST> 2,954
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,017
<CHARGE-OFFS> 3,133
<RECOVERIES> 1,195
<ALLOWANCE-CLOSE> 8,588
<ALLOWANCE-DOMESTIC> 8,588
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 8,588
</TABLE>
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