<PAGE> Filed Under Rule 424 (b)(3)
Registration Statement No. 33-54359
SUPPLEMENT NO. 21 TO PROSPECTUS DATED JULY 7, 1994
(AS SUPPLEMENTED JULY 14, 1994)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 2
Due Nine Months or More From Date of Issue.
Issue Price: SEE BELOW
(as a percent of principal amount)
Interest rates offered by the Company with respect to the
Notes may differ depending upon, among other things, the
aggregate principal amount of Notes purchased in any single
transaction. Merrill Lynch & Co., Merrill Lynch, Pierce,
Fenner & Smith Incorporated has purchased the Notes as
principal at a discount equal to 99.60% of the principal
amount offered hereby, for resale to investors and other
purchasers at varying prices related to prevailing market
prices at the time of resale.
Minimum Denominations: $1,000
Interest Payment Dates: February 15 and August 15 of each year, and on
the Maturity Date.
Issue Date: 30-Jan-95
Maturity Date: 30-Dec-96
Principal Amount: $10,000,000.00
Interest Rate
Range of Maturities Per Annum
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From 1 year to 2 years ............................ 7.68%
Date of Sale: January 13, 1995
Redemption:
Check applicable sentence.
X The Notes cannot be redeemed prior to maturity
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The Notes may be redeemed prior to maturity
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Redemption Date: Redemption Price:
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(as a percent of principal amount)
Repayment:
Check applicable sentence.
X The Notes cannot be repaid prior to maturity.
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The Notes may be repaid prior to maturity.
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Repayment Date: Repayment Price:
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(as a percent of principal amount)