<PAGE> 1 Filed Under Rule 424 (b)(3)
Registration Statement No. 33-61003
SUPPLEMENT NO. 23 TO PROSPECTUS DATED SEPTEMBER 20, 1995
(AS SUPPLEMENTED OCTOBER 19, 1995)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 3
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Fixed and Floating Rate Notes
Interest Rate
Range of Maturities Per Annum
- ------------------- -------------
From 9 months to less than 1 year ................... Float%
INITIAL FIXING DATE: 11/24/95
INITIAL PAYMENT DATE: 12/29/95
MATURITY DATE: 11/29/96
DAYCOUNT: ACTUAL/360
INDEX: 1 MONTH LIBOR + 0.03%
SOURCE: TELERATE PAGE 3750
RESET FREQUENCY: MONTHLY
PAYMENT FREQUENCY: MONTHLY
PAYMENT: MONTHLY. PAYS THE 29TH OR NEXT GOOD BUSINESS
DAY OF EACH MONTH. COMMENCING 12/2
9/95.
INTEREST DETERMINATION: MONTHLY RESET, PAID
MONTHLY - SOURCE: TELERATE p. 3750, 2 LONDON
BUSINESS DAY PRIOR TO PERIOD END DATES
REDEMPTION: NON-CALL LIFE
DATE OF SALE: November 22, 1995
