<PAGE> 1 Filed Under Rule 424 (b)(3)
Registration Statement No. 33-61003
SUPPLEMENT NO. 16 TO PROSPECTUS DATED SEPTEMBER 20, 1995
(AS SUPPLEMENTED OCTOBER 19,1995)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 3
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Fixed and Floating Rate Notes
Interest Rate
Range of Maturities Per Annum
- ------------------- -------------
From 9 months to 1 year ............................ Floating %
INITIAL FIXING DATE: 10/31/95
INITIAL PAYMENT DATE: 02/01/96
MATURITY DATE: 11/01/96
DAYCOUNT: ACTUAL/360
INDEX: PRIME - 2.80%
SOURCE: FEDERAL RESERVE H.15 RELEASE
RESET FREQUENCY: DAILY
PAYMENT FREQUENCY: QUARTERLY
PAYMENT: 1ST OF FEB., MAY, AUG., AND
NOV. 1996
INTEREST DETERMINATION: DAILY RESET, WEIGHTED AVERAGE,
PAID QUARTERLY - SOURCE:
H15(519), 1 N.Y. BUSINESS DAY
PRIOR TO PERIOD END DATES
Redemption: NON-CALL LIFE
Date of Sale: October 27, 1995
