<PAGE> Filed Under Rule 424 (b)(3)
Registration Statement No. 33-61003
SUPPLEMENT NO. 21 TO PROSPECTUS DATED SEPTEMBER 20, 1995
(AS SUPPLEMENTED OCTOBER 19, 1995)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 3
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Fixed and Floating Rate Notes
Interest Rate
Range of Maturities Per Annum
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From 2 years to 3 years ............................ 6.0000%
Date of Sale: November 8, 1995
Redemption:
Check applicable sentence.
X The Notes cannot be redeemed prior to maturity
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The Notes may be redeemed prior to maturity
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Redemption Date: Redemption Price:
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(as a percent of principal amount)
Repayment:
Check applicable sentence.
X The Notes cannot be repaid prior to maturity.
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The Notes may be repaid prior to maturity.
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Repayment Date: Repayment Price:
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(as a percent of principal amount)
