<PAGE> 1 Filed Under Rule 424 (b)(3)
Registration Statement No. 33-61003
SUPPLEMENT NO. 20 TO PROSPECTUS DATED SEPTEMBER 20, 1995
(AS SUPPLEMENTED OCTOBER 19, 1995)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 3
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Fixed and Floating Rate Notes
Interest Rate
Range of Maturities Per Annum
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From 9 months to less than 1 year ................... Float%
INITIAL FIXING DATE: 11/07/95
INITIAL PAYMENT DATE: 12/01/95
MATURITY DATE: 11/01/96
DAYCOUNT: ACTUAL/360
INDEX: 1 MONTH LIBOR + 0.05%
SOURCE: TELERATE PAGE 3750
RESET FREQUENCY: MONTHLY
PAYMENT FREQUENCY: MONTHLY
PAYMENT: MONTHLY, PAYS THE 1ST OR NEXT GOOD BUSINESS DAY
OF EACH MONTH. COMMENCING 12/1/95.
INTEREST DETERMINATION: MONTHLY RESET, PAID MONTHLY - SOURCE: TELERATE
P. 3750, 2 LONDON BUSINESS DAYS P/RIOR TO PERIOD
END DATES
REDEMPTION: NON-CALL LIFE
Date of Sale: 10/20/95
Redemption:
Check applicable sentence.
X The Notes cannot be redeemed prior to maturity
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The Notes may be redeemed prior to maturity
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Redemption Date: Redemption Price:
----------- ------------
(as a percent of principal amount)
Repayment:
Check applicable sentence.
X The Notes cannot be repaid prior to maturity.
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The Notes may be repaid prior to maturity.
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Repayment Date: Repayment Price:
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(as a percent of principal amount)
