<PAGE> 1 Filed Under Rule 424 (b)(3)
Registration Statement No. 33-61003
SUPPLEMENT NO.39 TO PROSPECTUS DATED SEPTEMBER 20, 1995
(AS SUPPLEMENTED OCTOBER 19, 1995)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 3
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Fixed and Floating Rate Notes
Interest Rate
Range of Maturities Per Annum
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From 9 Months to less than 1 year ................... Float%
INITIAL FIXING DATE: 01/23/96
INITIAL PAYUMENT DATE: 04/24/96
MATURITY DATE: 01/24/97
DAYCOUNT: ACTUAL/360
INDEX: PRIME - 2.75%
SOURCE: Federal Reserve H.15 Release
RESET FREQUENCY: Daily
PAYMENT FREQUENCY: Quarterly
PAYMENT: 24th of April, July, and Oct. 1996, and Maturity
INTEREST DETERMINATION: Daily Reset, Weighted Average, Paid
Quarterly - Source H15 (519). 1 N.Y.
Business Day Prior to Period End Dates.
REDEMPTION: Non-Call Life
Date of Sale: January 18, 1996
Redemption:
Check applicable sentence.
X The Notes cannot be redeemed prior to maturity
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The Notes may be redeemed prior to maturity
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Redemption Date: Redemption Price:
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(as a percent of principal amount)
Repayment:
Check applicable sentence.
X The Notes cannot be repaid prior to maturity.
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The Notes may be repaid prior to maturity.
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Repayment Date: Repayment Price:
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(as a percent of principal amount)
