<PAGE> Filed Under Rule 424 (b)(3)
Registration Statement No. 333-18367
SUPPLEMENT NO. 3 TO PROSPECTUS DATED JANUARY 3, 1997
(AS SUPPLEMENTED JANUARY 10, 1997)
AT&T CAPITAL CORPORATION
Medium Term Notes, Series 4
Due Nine Months or More From Date of Issue.
Issue Price: 100%
(as a percent of principal amount)
Floating Rate Notes
- -----------------------
Interest Rate Per Annum.......Float%
SETTLEMENT DATE: 01/23/97
INITIAL PAYMENT DATE: 04/23/97
MATURITY DATE: 01/23/98
DAYCOUNT: ACTUAL/360
INDEX: Prime - 2.60%
SOURCE: Federal Reserve H15 Release
RESET FREQUENCY: Daily
PAYMENT FREQUENCY: Quarterly
PAYMENT: 23rd of April, July, Oct. 1997, &
Maturity
INTEREST DETERMINATION: Daily Reset, Weighted Average
Paid Quarterly. Rate Cutoff 1 N.Y.
Business Day Prior To Period End Dates.
REDEMPTION: Non-Call Life
AMOUNT OF SALE: $100,000,000.00
CUSIP NUMBER: 00206HC28
Date of Sale: January 17, 1997
