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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S FINANCIAL STATEMENTS FOR THE NINE MONTH PERIOD ENDED JUNE 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<CASH> 36894
<INT-BEARING-DEPOSITS> 826
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 1018432
<INVESTMENTS-CARRYING> 29638
<INVESTMENTS-MARKET> 28824
<LOANS> 1277543
<ALLOWANCE> 9579
<TOTAL-ASSETS> 2504723
<DEPOSITS> 1499181
<SHORT-TERM> 748973
<LIABILITIES-OTHER> 23956
<LONG-TERM> 106108
0
0
<COMMON> 146
<OTHER-SE> 126359
<TOTAL-LIABILITIES-AND-EQUITY> 2504723
<INTEREST-LOAN> 74455
<INTEREST-INVEST> 53894
<INTEREST-OTHER> 1791
<INTEREST-TOTAL> 130140
<INTEREST-DEPOSIT> 53302
<INTEREST-EXPENSE> 88636
<INTEREST-INCOME-NET> 41504
<LOAN-LOSSES> 1506
<SECURITIES-GAINS> (5)
<EXPENSE-OTHER> 7159
<INCOME-PRETAX> 11367
<INCOME-PRE-EXTRAORDINARY> 11367
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7146
<EPS-BASIC> .72
<EPS-DILUTED> .71
<YIELD-ACTUAL> 2.30
<LOANS-NON> 2596
<LOANS-PAST> 276
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9356
<CHARGE-OFFS> 1373
<RECOVERIES> 90
<ALLOWANCE-CLOSE> 9579
<ALLOWANCE-DOMESTIC> 9579
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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