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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 12B-25
SEC FILE NUMBER:
CUSIP NUMBER:
NOTIFICATION OF LATE FILING
(Check One):
Form 10-K
Form 20-F
Form 11-K
Form 10-Q
Form N-SAR
For Period Ended: 12/31/96
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended:
Read Instruction (on back page) Before Preparing Form.
Please Print or Type
Nothing in this form shall be construed to imply that the
Commission has verified any information contained herein.
If the notification relates to a portion of the filing checked
above,identify the Item(s) to which the notification relates:
PART I - REGISTRANT INFORMATION
First Central Bancshares, Inc
(Full Name of Registrant)
N/A
(Former Name if Applicable)
725 Hwy 321 N
(Address of Principal Executive Office [Street and Number])
Lenoir City, Tn 37771
(City, State and Zip Code)
PART II - RULES 12b-25( b ) AND ( c )
If the subject report could not be filed without unreasonable
effort or expense and the registrant seeks relief pursuant to
Rule 12b-25(b),the following should be completed.
(Check box if appropriate)
( a )The reasons described in reasonable detail in Part III
of this form could not be eliminated without
unreasonable effort or expense;
( b )The subject annual report, semi-annual report,
transition report on Form 10-K, Form 20-F,
11-K or Form N-SAR, or portion thereof, will be
filed on or before the fifteenth
calendar day following the prescribed
due date; or the subject quarterly report of
transition report on Form 10-Q , or portion thereof
will be filed on or before the fifth calendar day following
the prescribed due date; and
( c )The accountant's statement or other exhibit
required by Rule 12b-25 has been attached if applicable.
PART III - NARRATIVE
State below in reasonable detail the reasons why
Forms 10-K, 20-F, 11-K, 10-Q, N-SAR, or the transition
report or portion hereof, could not be filed within the
prescribed time period.
ANSWER:
Information for the report has not been fully assembled;
the report will be filed within 15 days.
PART IV - OTHER INFORMATION
(1) Name and telephone number of person to contact in
regard to this notification
Willard D. Price, Executive Vice President
423-986-1300
(2) Have all other periodic reports required under Section 13
or 15(d) of the Securities Exchange Act
of 1934 or Section 30 of the Investment Company Act of
1940 during the preceding 12 months or
for such shorter period that the registrant was required to
file such report(s) been filed? If answer
is no, identify report(s).
Yes No
(3) Is it anticipated that any significant change in results of
operations from the corresponding period for
the last fiscal year will be reflected by the earnings
statements to be included in the subject report or
portion thereof?
Yes No
If so, attach an explanation of the anticipated change, both
narratively and quantitatively, and, if appropriate, state the
reasons why a reasonable estimate of the results cannot be made.
FIRST CENTRAL BANKSHARES, INC.
(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: 03/31/97 By Willard D.Price,
Executive Vice President
INSTRUCTION: The form may be signed by an executive
officer of the registrant or by any other duly authorized
representtive. The name and title of the person signing the
form shall be typed or printed beneath the signature.
If the statement is signed on behalf of the registrant by an
authorized representative (other than an executive officer),
evidence of the representative's authority to sign on behalf
of the registrant shall be filed with the form.
ATTENTION
Intentional misstatements or omissions of fact constitute
Federal Criminal Violations (See 18 U.S.C. 1001).
GENERAL INSTRUCTIONS
1. This form is required by Rule 12b-25 (17 CFR 240.12b-25)
of the General Rules and Regulations under the Securities
Exchange Act of 1934.
2. One signed original and four conformed copies of this
form and amendments thereto must be completed and filed
with the Securities and Exchange Commission, Washington, D.C.
20549, in accordance with Rule 0-3 of the General Rules and
Regulations under the Act. The information contained in
or filed with the form will be made a matter of public record in
The Commission files.
3. A manually signed copy of the form and amendments
thereto shall be filed with each national securities exchange
on which any class of securities of the registrant is registered.
4. Amendments to the notifications must be filed on form
12b-25 but need not restate information that has been
correctly furnished. The form shall be clearly identified as
an amended notification.
5. Electronic Filters. This form shall not be used by
electronic filers unable to timely file a report solely due to
electronic difficulties. Filers unable to submit a report within
the time period prescribed due to difficulties in electronic
filing should comply with either Rule 201 or 202 of
Regulation S-T (232.201 or 232.202 of this chapter) or
apply for an adjustment in filing date pursuant to Rule
13(b) of Regulation S-T (232.13 (b) of this chapter).
