MOUNTAIN BANK HOLDING CO
SB-1/A, EX-10.1, 2000-10-30
NATIONAL COMMERCIAL BANKS
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EXHIBIT 10.1


CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

     We hereby consent to the use in this Registration Statement of our report, dated January 7, 2000, on the consolidated financial statements of Mountain Bank Holding Company and subsidiary, and to the reference to our Firm under the caption "EXPERTS" in the Prospectus.

Tacoma, Washington
October 26, 2000



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CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS


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