UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.) [ ] is a restamement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: NBT Bank, N.A.
Address: 52 South Broad Street
Norwich, New York 13815
13F File Number: 28-3594
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on behalf of Reporting Manager:
Name: David J. Hildebrandt
Title: Trust Tax and Compliance Officer
Phone: (607) 337-6497
Signature, Place, and Date of Signing:
/s/ David J. Hildebrandt Norwich, New York May 10, 1999
Report Type (Check only one):
[ X ] 13F Holdings Report
[ ] 13F Notice
[ ] 13F Combination Report
List of Other Managers Reporting for this Manager: N/A
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE COMMISSION ACT
OF 1934.
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Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 255
Form 13F Information Table Value Total: $301,257 (in thousands)
List of Other Included Managers: NONE
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FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP COM 1957109 2494 31248 SH SOLE 29688 100 1460
AT&T CORP COM 1957109 996 12490 SH DEFINED 8436 1142 2912
ABBOTT LABORATORIES INC COM 2824100 3066 65510 SH SOLE 60530 1500 3480
ABBOTT LABORATORIES INC COM 2824100 746 15950 SH DEFINED 9700 2850 3400
AIRTOUCH COMMUNICATIONS COM 00949T100 166 1722 SH SOLE 1722 0 0
AIRTOUCH COMMUNICATIONS COM 00949T100 177 1838 SH DEFINED 200 50 1588
ALBERTSONS INC COM 13104104 64 1200 SH SOLE 1200 0 0
ALBERTSONS INC COM 13104104 146 2700 SH DEFINED 1700 0 1000
ALLIED SIGNAL INC COM 19512102 213 4344 SH SOLE 4344 0 0
ALLIED SIGNAL INC COM 19512102 172 3500 SH DEFINED 3300 200 0
ALLSTATE CORPORATION COM 20002101 195 5266 SH SOLE 5266 0 0
ALLSTATE CORPORATION COM 20002101 24 656 SH DEFINED 656 0 0
ALLTEL CORP COM 20039103 243 3899 SH SOLE 3799 0 100
ALLTEL CORP COM 20039103 49 796 SH DEFINED 196 600 0
AMERICA ONLINE INC COM 02364J104 57 390 SH SOLE 390 0 0
AMERICA ONLINE INC COM 02364J104 255 1735 SH DEFINED 1220 515 0
AMERICAN HOME PRODUCTS CORP COM 26609107 1154 17686 SH SOLE 17586 0 100
AMERICAN HOME PRODUCTS CORP COM 26609107 610 9350 SH DEFINED 4200 3300 1850
AMERICAN INTL GROUP INC COM 26874107 1102 9140 SH SOLE 8590 0 550
AMERICAN INTL GROUP INC COM 26874107 1429 11851 SH DEFINED 5533 1200 5118
AMERITECH CORP NEW COM 30954101 843 14644 SH SOLE 14544 0 100
AMERITECH CORP NEW COM 30954101 88 1544 SH DEFINED 600 80 864
AMGEN INC COM 31162100 1207 16124 SH DEFINED 16124 0 0
AMP INC COM 31897101 261 4889 SH SOLE 4889 0 0
AMP INC COM 31897101 340 6367 SH DEFINED 6193 174 0
ANHEUSER BUSCH COS INC COM 35229103 304 4000 SH SOLE 3400 600 0
ANHEUSER BUSCH COS INC COM 35229103 164 2156 SH DEFINED 100 1656 400
ASSOCS FIRST CAPITAL CORP COM 46008108 481 10692 SH SOLE 10588 0 104
ASSOCS FIRST CAPITAL CORP COM 46008108 391 8706 SH DEFINED 7926 156 624
ATLANTIC RICHFIELD CO COM 48825103 1924 26326 SH SOLE 26130 96 100
ATLANTIC RICHFIELD CO COM 48825103 575 7870 SH DEFINED 5940 200 1730
AUTOLIV INC COM 52800109 1461 38905 SH SOLE 35653 2168 1084
AUTOLIV INC COM 52800109 1951 51958 SH DEFINED 47212 0 4746
AUTOMATIC DATA PROCESSING INC COM 53015103 968 23400 SH SOLE 23400 0 0
AUTOMATIC DATA PROCESSING INC COM 53015103 1127 27250 SH DEFINED 15200 3400 8650
BP AMOCO PLC SPONS ADR FGN EQ 55622104 1379 13662 SH SOLE 13662 0 0
BP AMOCO PLC SPONS ADR FGN EQ 55622104 1217 12050 SH DEFINED 11047 264 739
BANK OF NEW YORK COM 64057102 688 19150 SH SOLE 12150 0 7000
BANK OF NEW YORK COM 64057102 642 17872 SH DEFINED 17872 0 0
BANKAMERICA CORP NEW COM 06605F102 767 10863 SH SOLE 10581 0 282
BANKAMERICA CORP NEW COM 06605F102 72 1032 SH DEFINED 832 0 200
BAXTER INTL INC COM 71813109 41 627 SH SOLE 627 0 0
BAXTER INTL INC COM 71813109 265 4019 SH DEFINED 153 0 3866
BELL ATLANTIC CORP COM 77853109 2693 52110 SH SOLE 50258 0 1852
BELL ATLANTIC CORP COM 77853109 1066 20632 SH DEFINED 15372 2180 3080
BELLSOUTH CORP COM 79860102 2213 55260 SH SOLE 52260 0 3000
BELLSOUTH CORP COM 79860102 392 9796 SH DEFINED 8200 0 1596
BERKSHIRE HATHAWAY INC CL-B COM 84670207 122 52 SH SOLE 52 0 0
BERKSHIRE HATHAWAY INC CL-B COM 84670207 171 73 SH DEFINED 63 10 0
BESTFOODS NEW COM 08658U101 1252 26650 SH SOLE 26650 0 0
BESTFOODS NEW COM 08658U101 178 3800 SH DEFINED 2600 0 1200
BOEING COMPANY COM 97023105 1010 29730 SH SOLE 28810 720 200
BOEING COMPANY COM 97023105 490 14416 SH DEFINED 13316 900 200
BRISTOL MYERS SQUIBB CO COM 110122108 7966 124242 SH SOLE 120562 1800 1880
BRISTOL MYERS SQUIBB CO COM 110122108 3978 62050 SH DEFINED 49000 3600 9450
CIGNA CORP COM 125509109 276 3300 SH SOLE 3300 0 0
CIGNA CORP COM 125509109 88 1050 SH DEFINED 1050 0 0
CSX CORP COM 126408103 56 1450 SH SOLE 1450 0 0
CSX CORP COM 126408103 194 5000 SH DEFINED 5000 0 0
CAMPBELL SOUP CO COM 134429109 377 9300 SH SOLE 8700 0 600
CAMPBELL SOUP CO COM 134429109 101 2500 SH DEFINED 300 1400 800
CATERPILLAR INC COM 149123101 753 16395 SH SOLE 16395 0 0
CATERPILLAR INC COM 149123101 546 11900 SH DEFINED 11800 100 0
CHASE MANHATTAN CORP NEW COM 16161A108 520 6390 SH SOLE 5890 0 500
CHASE MANHATTAN CORP NEW COM 16161A108 370 4552 SH DEFINED 3390 662 500
CHEVRON CORP COM 166751107 1682 18958 SH SOLE 18958 0 0
CHEVRON CORP COM 166751107 274 3089 SH DEFINED 2289 100 700
CINCINNATI BELL INC COM 171870108 204 9106 SH SOLE 9106 0 0
CISCO SYSTEMS INC COM 17275R102 418 3825 SH SOLE 3775 0 50
CISCO SYSTEMS INC COM 17275R102 1352 12342 SH DEFINED 7725 1250 3367
CITIGROUP INC (WAS TRAVELERS GROUP INC) COM 172967101 702 11000 SH SOLE 10400 0 600
CITIGROUP INC (WAS TRAVELERS GROUP INC) COM 172967101 601 9412 SH DEFINED 9312 0 100
COCA COLA COMPANY COM 191216100 3770 61452 SH SOLE 57572 600 3280
COCA COLA COMPANY COM 191216100 1732 28231 SH DEFINED 21635 2700 3896
COLGATE PALMOLIVE COMPANY COM 194162103 1235 13433 SH SOLE 13433 0 0
COLGATE PALMOLIVE COMPANY COM 194162103 432 4700 SH DEFINED 4300 0 400
COMPAQ COMPUTER CORP COM 204493100 1059 33450 SH SOLE 32250 0 1200
COMPAQ COMPUTER CORP COM 204493100 321 10150 SH DEFINED 8050 2000 100
CONSECO INC COM 208464107 478 15500 SH SOLE 15500 0 0
CONSECO INC COM 208464107 9 302 SH DEFINED 102 200 0
CONSOLIDATED NATURAL GAS CO COM 209615103 226 4650 SH SOLE 4650 0 0
CONSOLIDATED NATURAL GAS CO COM 209615103 68 1400 SH DEFINED 1000 400 0
CORDANT TECHNOLOGIES INC (WAS THIOKOL CORP) COM 218412104 2478 62252 SH SOLE 62222 0 30
CORDANT TECHNOLOGIES INC (WAS THIOKOL CORP) COM 218412104 1312 32970 SH DEFINED 27862 100 5008
CORNING INC COM 219350105 210 3500 SH SOLE 3500 0 0
CORNING INC COM 219350105 78 1300 SH DEFINED 1000 0 300
DAYTON HUDSON CORP COM 239753106 1495 22450 SH SOLE 22450 0 0
DAYTON HUDSON CORP COM 239753106 139 2100 SH DEFINED 1300 800 0
DEERE & COMPANY COM 244199105 204 5300 SH SOLE 5300 0 0
DEERE & COMPANY COM 244199105 69 1800 SH DEFINED 1500 0 300
DELL COMPUTER CORP COM 247025109 357 8750 SH SOLE 7750 0 1000
DELL COMPUTER CORP COM 247025109 335 8200 SH DEFINED 8000 0 200
DISNEY WALT COMPANY COM 254687106 1449 46593 SH SOLE 46425 0 168
DISNEY WALT COMPANY COM 254687106 429 13800 SH DEFINED 13150 0 650
DOMINION RESOURCES INC VA COM 257470104 491 13313 SH SOLE 11063 0 2250
DOMINION RESOURCES INC VA COM 257470104 151 4100 SH DEFINED 1550 550 2000
DOVER CORP COM 260003108 880 26784 SH SOLE 25484 0 1300
DOVER CORP COM 260003108 197 6000 SH DEFINED 5600 400 0
DOW CHEMICAL COMPANY COM 260543103 777 8342 SH SOLE 8097 100 145
DOW CHEMICAL COMPANY COM 260543103 442 4750 SH DEFINED 4050 500 200
DUPONT E I DE NEMOURS & CO COM 263534109 2178 37524 SH SOLE 36674 0 850
DUPONT E I DE NEMOURS & CO COM 263534109 2388 41142 SH DEFINED 27059 2277 11806
DUKE ENERGY CORP (FORMERLY DUKE POWER CO) COM 264399106 257 4700 SH SOLE 4600 0 100
DUKE ENERGY CORP (FORMERLY DUKE POWER CO) COM 264399106 120 2199 SH DEFINED 1199 0 1000
DUN & BRADSTREET CORP COM 26483B106 302 8500 SH SOLE 8500 0 0
DUN & BRADSTREET CORP COM 26483B106 3 100 SH DEFINED 0 0 100
EMC CORPORATION COM 268648102 168 1325 SH SOLE 1325 0 0
EMC CORPORATION COM 268648102 63 500 SH DEFINED 500 0 0
EASTMAN KODAK COMPANY COM 277461109 1202 18835 SH SOLE 18703 0 132
EASTMAN KODAK COMPANY COM 277461109 218 3422 SH DEFINED 1500 800 1122
ELECTRONIC DATA SYSTEMS CORP COM 285661104 125 2588 SH SOLE 2288 0 300
ELECTRONIC DATA SYSTEMS CORP COM 285661104 124 2552 SH DEFINED 836 1300 416
EMERSON ELECTRIC COMPANY COM 291011104 264 5000 SH SOLE 5000 0 0
EMERSON ELECTRIC COMPANY COM 291011104 423 8000 SH DEFINED 8000 0 0
ENERGY EAST CORP (WAS NYSE&G CORP) COM 29266M109 480 9137 SH SOLE 6037 0 3100
ENERGY EAST CORP (WAS NYSE&G CORP) COM 29266M109 353 6727 SH DEFINED 6627 0 100
ENTERGY CORP NEW COM 29364G103 250 9100 SH SOLE 8950 0 150
ENTERGY CORP NEW COM 29364G103 126 4600 SH DEFINED 4600 0 0
ERICSSON L M TEL CO CL B FGN EQ 294821400 263 11080 SH SOLE 5160 5920 0
EXXON CORP COM 302290101 7606 107792 SH SOLE 102858 300 4634
EXXON CORP COM 302290101 5556 78753 SH DEFINED 60778 6550 11425
FPL GROUP INC COM 302571104 1105 20759 SH SOLE 18959 0 1800
FPL GROUP INC COM 302571104 353 6630 SH DEFINED 4730 0 1900
FANNIE MAE (N/C FROM FEDL NATL MTG ASSOC COM 313586109 2128 30735 SH SOLE 30155 0 580
FANNIE MAE (N/C FROM FEDL NATL MTG ASSOC COM 313586109 1686 24350 SH DEFINED 21050 900 2400
FLEET FINANCIAL GROUP INC COM 338915101 232 6196 SH SOLE 6116 0 80
FLEET FINANCIAL GROUP INC COM 338915101 61 1646 SH DEFINED 1300 346 0
FORD MOTOR COMPANY COM 345370100 1820 32111 SH SOLE 31211 0 900
FORD MOTOR COMPANY COM 345370100 1186 20926 SH DEFINED 19426 300 1200
FORTUNE BRANDS INC (WAS AMER BRANDS COM 349631101 269 7001 SH SOLE 7001 0 0
FORTUNE BRANDS INC (WAS AMER BRANDS COM 349631101 261 6800 SH DEFINED 6800 0 0
GTE CORP COM 362320103 4717 77970 SH SOLE 76048 0 1922
GTE CORP COM 362320103 1838 30382 SH DEFINED 20142 5978 4262
GALLAHER GROUP PLC ADR FGN EQ 363595109 86 3701 SH SOLE 3701 0 0
GALLAHER GROUP PLC ADR FGN EQ 363595109 124 5300 SH DEFINED 5300 0 0
GENERAL ELECTRIC COMPANY COM 369604103 13753 124337 SH SOLE 118775 3400 2162
GENERAL ELECTRIC COMPANY COM 369604103 7351 66461 SH DEFINED 51091 9000 6370
GENERAL MOTORS CORP COM 370442105 996 11454 SH SOLE 11454 0 0
GENERAL MOTORS CORP COM 370442105 710 8164 SH DEFINED 7560 200 404
GENUINE PARTS COMPANY COM 372460105 202 7022 SH SOLE 7022 0 0
GENUINE PARTS COMPANY COM 372460105 11 400 SH DEFINED 400 0 0
GILLETTE COMPANY COM 375766102 1549 26070 SH SOLE 24370 0 1700
GILLETTE COMPANY COM 375766102 1343 22600 SH DEFINED 18550 3050 1000
GUIDANT CORP COM 401698105 1121 18538 SH SOLE 15390 944 2204
GUIDANT CORP COM 401698105 506 8380 SH DEFINED 7780 0 600
HEINZ H J COMPANY COM 423074103 2051 43295 SH SOLE 41895 0 1400
HEINZ H J COMPANY COM 423074103 512 10825 SH DEFINED 7425 2000 1400
HERSHEY FOODS CORP COM 427866108 112 2000 SH SOLE 2000 0 0
HERSHEY FOODS CORP COM 427866108 326 5832 SH DEFINED 600 0 5232
HEWLETT-PACKARD COMPANY COM 428236103 1385 20425 SH SOLE 19825 0 600
HEWLETT-PACKARD COMPANY COM 428236103 913 13470 SH DEFINED 10970 2100 400
HOME DEPOT INC COM 437076102 1086 17450 SH SOLE 13550 3000 900
HOME DEPOT INC COM 437076102 174 2796 SH DEFINED 0 0 2796
ILLINOIS TOOL WORKS INC COM 452308109 229 3700 SH SOLE 3700 0 0
INTEL CORP COM 458140100 4280 36003 SH SOLE 34900 200 903
INTEL CORP COM 458140100 2724 22917 SH DEFINED 16520 3500 2897
INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 3891 21957 SH SOLE 21161 0 796
INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 1897 10708 SH DEFINED 6024 2000 2684
JOHNSON & JOHNSON COMPANY COM 478160104 5241 56051 SH SOLE 52895 700 2456
JOHNSON & JOHNSON COMPANY COM 478160104 2922 31262 SH DEFINED 25512 1450 4300
KELLOGG COMPANY COM 487836108 16 500 SH SOLE 500 0 0
KELLOGG COMPANY COM 487836108 249 7366 SH DEFINED 7366 0 0
KEY CORP (NEW) COM 493267108 174 5762 SH SOLE 5762 0 0
KEY CORP (NEW) COM 493267108 310 10236 SH DEFINED 3458 0 6778
KROGER COMPANY COM 501044101 467 7800 SH SOLE 7800 0 0
KROGER COMPANY COM 501044101 5 100 SH DEFINED 100 0 0
LILLY ELI & CO COM 532457108 1087 12812 SH SOLE 11024 528 1260
LILLY ELI & CO COM 532457108 832 9804 SH DEFINED 9504 0 300
LUCENT TECHNOLOGIES INC COM 549463107 3894 36064 SH SOLE 35284 64 716
LUCENT TECHNOLOGIES INC COM 549463107 2483 22996 SH DEFINED 19714 1890 1392
MCDONALDS CORP COM 580135101 651 14370 SH SOLE 14320 0 50
MCDONALDS CORP COM 580135101 816 18020 SH DEFINED 12000 120 5900
MCKESSON HBOC INC COM 58155Q103 264 4000 SH DEFINED 4000 0 0
MEDIAONE GROUP INC COM 58440J104 222 3512 SH SOLE 3162 0 350
MEDIAONE GROUP INC COM 58440J104 325 5136 SH DEFINED 4448 400 288
MEDTRONIC INC COM 585055106 765 10650 SH SOLE 10650 0 0
MEDTRONIC INC COM 585055106 5 70 SH DEFINED 0 70 0
MERCK & COMPANY INC COM 589331107 4664 58222 SH SOLE 52222 4400 1600
MERCK & COMPANY INC COM 589331107 3622 45210 SH DEFINED 33910 5200 6100
MERRILL LYNCH & COMPANY COM 590188108 1027 11610 SH SOLE 11510 0 100
MERRILL LYNCH & COMPANY COM 590188108 488 5520 SH DEFINED 5320 100 100
MICROSOFT CORP COM 594918104 2070 23110 SH SOLE 22430 0 680
MICROSOFT CORP COM 594918104 4041 45100 SH DEFINED 43320 1180 600
MINNESOTA MINING & MANUFACTURING CO COM 604059105 915 12934 SH SOLE 12834 0 100
MINNESOTA MINING & MANUFACTURING CO COM 604059105 672 9501 SH DEFINED 8301 200 1000
MOBIL CORP COM 607059102 1934 21984 SH SOLE 21784 0 200
MOBIL CORP COM 607059102 614 6988 SH DEFINED 4840 1000 1148
MONSANTO COMPANY COM 611662107 1283 27950 SH SOLE 27950 0 0
MONSANTO COMPANY COM 611662107 330 7190 SH DEFINED 6680 0 510
MORGAN J P & CO INC COM 616880100 1318 10691 SH SOLE 10691 0 0
MORGAN J P & CO INC COM 616880100 986 8000 SH DEFINED 7800 200 0
MORGAN STANLEY DEAN WITTER & CO NEW COM 617446448 389 3900 SH SOLE 3900 0 0
MORGAN STANLEY DEAN WITTER & CO NEW COM 617446448 49 500 SH DEFINED 500 0 0
MORTON INTL INC NEW COM 619335102 6134 166934 SH SOLE 156754 6760 3420
MORTON INTL INC NEW COM 619335102 4574 124476 SH DEFINED 110847 350 13279
MOTOROLA INC COM 620076109 1037 14170 SH SOLE 12670 200 1300
MOTOROLA INC COM 620076109 851 11620 SH DEFINED 8900 1320 1400
NBT BANCORP INC COM 628778102 23309 1116904 SH SOLE 952712 795 163397
NBT BANCORP INC COM 628778102 8229 394304 SH DEFINED 207401 22558 164345
NORFOLK SOUTHERN CORP COM 655844108 169 6420 SH SOLE 6420 0 0
NORFOLK SOUTHERN CORP COM 655844108 355 13500 SH DEFINED 12600 0 900
NORTHERN STATES POWER CO-MN COM 665772109 347 14992 SH SOLE 14992 0 0
NORTHERN STATES POWER CO-MN COM 665772109 28 1212 SH DEFINED 500 0 712
ORACLE CORP COM 68389X105 344 13050 SH SOLE 13050 0 0
ORACLE CORP COM 68389X105 139 5297 SH DEFINED 2847 2450 0
PAYCHEX INC COM 704326107 240 5062 SH DEFINED 0 0 5062
PENNEY J C CO INC COM 708160106 388 9600 SH SOLE 9300 0 300
PENNEY J C CO INC COM 708160106 619 15292 SH DEFINED 14667 0 625
PEPSICO INC COM 713448108 1453 37096 SH SOLE 34736 1800 560
PEPSICO INC COM 713448108 942 24063 SH DEFINED 17297 800 5966
PHARMACIA & UPJOHN INC COM 716941109 230 3696 SH DEFINED 3696 0 0
PFIZER INC COM 717081103 1275 9197 SH SOLE 8997 200 0
PFIZER INC COM 717081103 1512 10900 SH DEFINED 10100 300 500
PHILIP MORRIS COS COM 718154107 3413 97041 SH SOLE 93441 3000 600
PHILIP MORRIS COS COM 718154107 2297 65300 SH DEFINED 62550 450 2300
PITNEY BOWES INC COM 724479100 433 6800 SH SOLE 6800 0 0
PROCTER & GAMBLE CO COM 742718109 5827 59497 SH SOLE 56897 300 2300
PROCTER & GAMBLE CO COM 742718109 3568 36443 SH DEFINED 27487 1550 7406
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 642 16830 SH SOLE 16830 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 209 5499 SH DEFINED 4460 939 100
QUAKER OATS CO COM 747402105 293 4700 SH SOLE 4700 0 0
QUAKER OATS CO COM 747402105 87 1400 SH DEFINED 400 0 1000
RAYTHEON CO CLASS B COM 755111408 515 8796 SH SOLE 8796 0 0
RAYTHEON CO CLASS B COM 755111408 46 800 SH DEFINED 400 400 0
ROYAL DUTCH PETE CO NY PAR N GLDR 1.25 FGN EQ 780257804 551 10600 SH DEFINED 10600 0 0
SBC COMMUNICATIONS INC COM 78387G103 1265 26821 SH SOLE 24606 0 2215
SBC COMMUNICATIONS INC COM 78387G103 1211 25687 SH DEFINED 22025 0 3662
SARA LEE CORP COM 803111103 843 34080 SH SOLE 31680 400 2000
SARA LEE CORP COM 803111103 744 30100 SH DEFINED 25200 3100 1800
SCHERING PLOUGH CORP COM 806605101 819 14834 SH SOLE 14734 0 100
SCHERING PLOUGH CORP COM 806605101 309 5600 SH DEFINED 4600 0 1000
SCHLUMBERGER LTD FGN EQ 806857108 1001 16650 SH SOLE 16650 0 0
SCHLUMBERGER LTD FGN EQ 806857108 216 3600 SH DEFINED 2200 0 1400
SHERWIN WILLIAMS CO COM 824348106 217 7728 SH DEFINED 136 0 7592
SPRINT CORP FON GROUP COM 852061100 161 1650 SH SOLE 1650 0 0
SPRINT CORP FON GROUP COM 852061100 212 2170 SH DEFINED 2170 0 0
TJX COMPANIES (NEW) COM 872540109 1026 30200 SH SOLE 30200 0 0
TJX COMPANIES (NEW) COM 872540109 13 400 SH DEFINED 400 0 0
TEXACO INC COM 881694103 2105 37106 SH SOLE 36906 0 200
TEXACO INC COM 881694103 584 10300 SH DEFINED 7800 700 1800
TIME WARNER INC COM 887315109 698 9866 SH SOLE 9866 0 0
TIME WARNER INC COM 887315109 28 400 SH DEFINED 400 0 0
TYCO INTL LTD NEW COM 902124106 340 4742 SH DEFINED 4742 0 0
UNION PACIFIC CORP COM 907818108 319 5984 SH SOLE 5744 140 100
UNION PACIFIC CORP COM 907818108 228 4282 SH DEFINED 3932 250 100
US WEST INC COM 91273H101 1161 21092 SH SOLE 20733 0 359
US WEST INC COM 91273H101 624 11335 SH DEFINED 8497 1310 1528
UNITED TECHNOLOGIES COM 913017109 1007 7441 SH SOLE 7441 0 0
UNITED TECHNOLOGIES COM 913017109 203 1500 SH DEFINED 1500 0 0
WALMART STORES INC COM 931142103 433 4703 SH SOLE 4453 0 250
WALMART STORES INC COM 931142103 552 5990 SH DEFINED 4830 60 1100
WARNER LAMBERT CO COM 934488107 1440 21752 SH SOLE 21752 0 0
WARNER LAMBERT CO COM 934488107 231 3496 SH DEFINED 3496 0 0
XEROX CORP COM 984121103 948 18194 SH SOLE 18194 0 0
XEROX CORP COM 984121103 297 5700 SH DEFINED 2800 1100 1800
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