[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: MANUFACTURERS & TRADERS TR CO
Address: ONE M & T PLAZA
BUFFALO, NY 14240
13F File Number: 28-39800
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: MARK CZARNECKI
Title: EXECUTIVE VICE PRESIDENT
Phone: (716)842-5509
Signature, Place, and Date of Signing:
MARK CZARNECKI M&T BANK 11/12/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 563
Form 13F Information Table Value Total: $ 1,233,577
List of Other Included Managers:
No. 13F File Number Name
1 28-26700 M&T BANK CORPORATION
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AMR CORP DEL COMMON STOCK 001765106 715 13115 SH
AT&T CORP COMMON STOCK 001957109 6255 143789 SH
AT&T CORP COMMON STOCK 001957109 3930 90340 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 2519 68656 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 1902 51853 SH
ACTION PERFORMANCE COS COMMON STOCK 004933107 431 20475 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3461 118329 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 845 28875 SH
ALBERTSONS INC COMMON STOCK 013104104 260 6571 SH
ALBERTSONS INC COMMON STOCK 013104104 8 200 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 433 13589 SH
ALLEGHENY ENERGY INC COMMON STOCK 017361106 924 28990 SH
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 325 19250 SH
ALLIED HEALTHCARE PRODS INC COMMON STOCK 019222108 925 370000 SH
ALLIED SIGNAL INC COMMON STOCK 019512102 8273 138019 SH
ALLIED SIGNAL INC COMMON STOCK 019512102 1853 30914 SH
ALLSTATE CORP COMMON STOCK 020002101 158 6335 SH
ALLSTATE CORP COMMON STOCK 020002101 106 4262 SH
ALLTEL CORP COMMON STOCK 020039103 50 715 SH
ALLTEL CORP COMMON STOCK 020039103 1459 20726 SH
ALZA CORP COMMON STOCK 022615108 654 15280 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 1973 18958 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 143 1375 SH
AMERN EXPRESS CO COMMON STOCK 025816109 1264 9365 SH
AMERN EXPRESS CO COMMON STOCK 025816109 263 1950 SH
AMERICAN GENERAL CORP COMMON STOCK 026351106 145 2288 SH
AMERICAN GENERAL CORP COMMON STOCK 026351106 64 1012 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 3845 92649 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 10411 250865 SH
AMERICAN INTERNATIONAL GROUP INC COMMON STOCK 026874107 12010 138148 SH
AMERICAN INTERNATIONAL GROUP INC COMMON STOCK 026874107 4950 56933 SH
AMERITECH CORP NEW COMMON STOCK 030954101 2775 41571 SH
AMERITECH CORP NEW COMMON STOCK 030954101 1391 20845 SH
AMGEN INC COMMON STOCK 031162100 554 6800 SH
AMGEN INC COMMON STOCK 031162100 416 5100 SH
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 297 4240 SH
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 422 6030 SH
APEX INC COMMON STOCK 037548104 213 11419 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 1118 14385 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 107 1375 SH
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 13 1076 SH
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 244 20164 SH
ARGONAUT GROUP COMMON STOCK 040157109 302 12000 SH
ARROW ELECTRONICS INC COMMON STOCK 042735100 1357 77000 SH
ARROW ELECTRONICS INC COMMON STOCK 042735100 8 450 SH
ASHLAND INC COMMON STOCK 044204105 3290 97853 SH
ASHLAND INC COMMON STOCK 044204105 348 10357 SH
AT HOME CORP COMMON STOCK 045919107 888 21420 SH
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 993 27574 SH
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 208 5772 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 8980 101330 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1617 18251 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5671 127090 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3088 69200 SH
AVERY DENNISON CORP COMMON STOCK 053611109 208 3940 SH
AVNET INC COMMON STOCK 053807103 2411 57412 SH
AVNET INC COMMON STOCK 053807103 152 3610 SH
AVON PRODUCTS INC COMMON STOCK 054303102 40 1600 SH
AVON PRODUCTS INC COMMON STOCK 054303102 223 9000 SH
BJ SVCS CO COMMON STOCK 055482103 477 15000 SH
BP AMOCO PLC FOREIGN STOCK 055622104 2884 26030 SH
BP AMOCO PLC FOREIGN STOCK 055622104 6844 61759 SH
BAKER HUGHES INC COMMON STOCK 057224107 1209 41673 SH
BAKER HUGHES INC COMMON STOCK 057224107 61 2100 SH
BALDWIN & LYONS INC COMMON STOCK 057755209 882 42882 SH
BANK AMER CORP COMMON STOCK 060505104 5644 101358 SH
BANK AMER CORP COMMON STOCK 060505104 798 14331 SH
BANK OF NEW YORK INC COMMON STOCK 064057102 5258 157251 SH
BANK OF NEW YORK INC COMMON STOCK 064057102 2183 65300 SH
BANK ONE CORP COMMON STOCK 06423A103 2764 79399 SH
BANK ONE CORP COMMON STOCK 06423A103 473 13581 SH
BANKBOSTON CORP COMMON STOCK 06605R106 647 14921 SH
BANKBOSTON CORP COMMON STOCK 06605R106 78 1800 SH
BAXTER INTL INC COMMON STOCK 071813109 174 2884 SH
BAXTER INTL INC COMMON STOCK 071813109 392 6500 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 225 8000 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 45 1600 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 12365 183697 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 2623 38969 SH
BELLSOUTH CORP COMMON STOCK 079860102 6926 153913 SH
BELLSOUTH CORP COMMON STOCK 079860102 8604 191211 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 55 1 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 220 4 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670207 390 210 SH
BERKSHIRE HATHAWAY INC COMMON STOCK 084670207 490 264 SH
BESTFOODS COMMON STOCK 08658U101 1478 30430 SH
BESTFOODS COMMON STOCK 08658U101 1910 39336 SH
BIOGEN INC COMMON STOCK 090597105 504 6400 SH
BLACK & DECKER CORP COMMON STOCK 091797100 280 6125 SH
BLACK & DECKER CORP COMMON STOCK 091797100 5 100 SH
BOEING CO COMMON STOCK 097023105 382 8962 SH
BOEING CO COMMON STOCK 097023105 829 19450 SH
BOISE CASCADE CORP COMMON STOCK 097383103 399 10955 SH
BOISE CASCADE CORP COMMON STOCK 097383103 18 500 SH
BORG WARNER AUTOMOTIVE INC COMMON STOCK 099724106 1292 30045 SH
BORG WARNER AUTOMOTIVE INC COMMON STOCK 099724106 29 675 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 14546 215500 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 17882 264912 SH
BUDGET GROUP INC COMMON STOCK 119003101 517 73190 SH
BUDGET GROUP INC COMMON STOCK 119003101 8 1125 SH
CIGNA CORP COMMON STOCK 125509109 175 2250 SH
CIGNA CORP COMMON STOCK 125509109 70 900 SH
CNF TRANSPORTATION INC COMMON STOCK 12612W104 250 6700 SH
CNF TRANSPORTATION INC COMMON STOCK 12612W104 4 100 SH
CSX CORP COMMON STOCK 126408103 38 900 SH
CSX CORP COMMON STOCK 126408103 281 6625 SH
CVS CORP COMMON STOCK 126650100 547 13410 SH
CVS CORP COMMON STOCK 126650100 16 400 SH
CALLAWAY GOLF CO COMMON STOCK 131193104 264 21700 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 8 200 SH
CAMPBELL SOUP CO COMMON STOCK 134429109 333 8500 SH
CAPITAL ONE FINANCIAL CORP INC COMMON STOCK 14040H105 363 9300 SH
CARNIVAL CORPORATION COMMON STOCK 143658102 1784 41000 SH
CARNIVAL CORPORATION COMMON STOCK 143658102 601 13815 SH
CAROLINA PWR & LT CO COMMON STOCK 144141108 5166 146023 SH
CAROLINA PWR & LT CO COMMON STOCK 144141108 920 26005 SH
CATERPILLAR INC COMMON STOCK 149123101 205 3740 SH
CATERPILLAR INC COMMON STOCK 149123101 181 3295 SH
CELESTICA INC COMMON STOCK 15101Q108 212 4300 SH
CENTURYTEL INC COMMON STOCK 156700106 386 9490 SH
CHARTER ONE FINL INC COMMON STOCK 160903100 719 31098 SH
CHARTER ONE FINL INC COMMON STOCK 160903100 10 421 SH
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 711 9437 SH
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 264 3502 SH
CHEVRON CORP COMMON STOCK 166751107 8372 94329 SH
CHEVRON CORP COMMON STOCK 166751107 5939 66923 SH
CHUBB CORP COMMON STOCK 171232101 3761 75787 SH
CHUBB CORP COMMON STOCK 171232101 210 4229 SH
CISCO SYS INC COMMON STOCK 17275R102 8259 120460 SH
CISCO SYS INC COMMON STOCK 17275R102 1403 20460 SH
CITIGROUP INC COMMON STOCK 172967101 3023 68709 SH
CITIGROUP INC COMMON STOCK 172967101 724 16455 SH
CITRIX SYSTEMS INC COMMON STOCK 177376100 300 4840 SH
COASTAL CORP COMMON STOCK 190441105 944 23050 SH
COCA COLA CO COMMON STOCK 191216100 4614 95626 SH
COCA COLA CO COMMON STOCK 191216100 2481 51425 SH
COHOES BANCORP INC COMMON STOCK 192513109 465 40000 SH
COLGATE PALMOLIVE CO COMMON STOCK 194162103 674 14735 SH
COLGATE PALMOLIVE CO COMMON STOCK 194162103 769 16800 SH
COMCAST CORP COMMON STOCK 200300200 431 10800 SH
COMCAST CORP COMMON STOCK 200300200 273 6850 SH
COMERICA INC COMMON STOCK 200340107 4346 85854 SH
COMERICA INC COMMON STOCK 200340107 601 11869 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 927 40527 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 14 600 SH
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 508 8305 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 411 5850 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 23 330 SH
COMPUTER TASK GROUP COMMON STOCK 205477102 867 58750 SH
CONAGRA INC COMMON STOCK 205887102 420 18600 SH
CONAGRA INC COMMON STOCK 205887102 66 2920 SH
CONCORD EFS INC COMMON STOCK 206197105 270 13085 SH
CONOCO INC COMMON STOCK 208251405 310 11327 SH
CONOCO INC COMMON STOCK 208251405 87 3183 SH
CONSECO INC COMMON STOCK 208464107 4266 224541 SH
CONSECO INC COMMON STOCK 208464107 187 9845 SH
CONSOLIDATED EDISON INC COMMON STOCK 209115104 20 480 SH
CONSOLIDATED EDISON INC COMMON STOCK 209115104 356 8568 SH
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 1405 22525 SH
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 548 8787 SH
COOPER INDUSTRIES INC COMMON STOCK 216669101 4592 98215 SH
COOPER INDUSTRIES INC COMMON STOCK 216669101 368 7865 SH
CORNING INC COMMON STOCK 219350105 2232 32560 SH
CORNING INC COMMON STOCK 219350105 1059 15445 SH
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 324 4500 SH
COUNTRYWIDE CR INDS INC COMMON STOCK 222372104 625 19385 SH
CRESCENDO PHARMACEUTICALS CORP COMMON STOCK 225637107 1794 99300 SH
CULLEN FROST BANKERS INC COMMON STOCK 229899109 268 10710 SH
CUMMINS ENGINE CO INC COMMON STOCK 231021106 7252 145595 SH
CUMMINS ENGINE CO INC COMMON STOCK 231021106 207 4159 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 382 6355 SH
DAYTON HUDSON CORP COMMON STOCK 239753106 73 1210 SH
DEERE & CO COMMON STOCK 244199105 6904 178448 SH
DEERE & CO COMMON STOCK 244199105 626 16188 SH
DELL COMPUTER CORP COMMON STOCK 247025109 1749 41825 SH
DELL COMPUTER CORP COMMON STOCK 247025109 290 6940 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 1203 74867 SH
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 226 14045 SH
DIAMOND OFFSHORE DRILLING COMMON STOCK 25271C102 345 10350 SH
DIAMOND OFFSHORE DRILLING COMMON STOCK 25271C102 21 625 SH
WALT DISNEY HLDG CO COMMON STOCK 254687106 3237 124496 SH
WALT DISNEY HLDG CO COMMON STOCK 254687106 1823 70111 SH
DOMINION RES INC VA COMMON STOCK 257470104 115 2554 SH
DOMINION RES INC VA COMMON STOCK 257470104 372 8249 SH
DOW CHEMICAL CO COMMON STOCK 260543103 5930 52189 SH
DOW CHEMICAL CO COMMON STOCK 260543103 1093 9615 SH
DUPONT E I DE NEMOURS & CO COMMON STOCK 263534109 5368 88725 SH
DUPONT E I DE NEMOURS & CO COMMON STOCK 263534109 7273 120216 SH
EMC CORP MASS COMMON STOCK 268648102 3426 48000 SH
EMC CORP MASS COMMON STOCK 268648102 252 3535 SH
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 108 2713 SH
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 148 3723 SH
EASTMAN KODAK CO COMMON STOCK 277461109 1230 16270 SH
EASTMAN KODAK CO COMMON STOCK 277461109 1438 19014 SH
EBAY INC COMMON STOCK 278642103 363 2575 SH
ELAN PLC FOREIGN STOCK 284131208 517 15400 SH
ELECTRONICS FOR IMAGING INC COMMON STOCK 286082102 477 9285 SH
ELECTRONICS FOR IMAGING INC COMMON STOCK 286082102 15 300 SH
EMERSON ELEC CO COMMON STOCK 291011104 2588 40951 SH
EMERSON ELEC CO COMMON STOCK 291011104 3307 52340 SH
ENERGY EAST CORP COMMON STOCK 29266M109 198 8339 SH
ENERGY EAST CORP COMMON STOCK 29266M109 29 1200 SH
ENRON CORP COMMON STOCK 293561106 3078 74964 SH
ENRON CORP COMMON STOCK 293561106 43 1046 SH
EQUIFAX INC COMMON STOCK 294429105 210 7480 SH
EQUIFAX INC COMMON STOCK 294429105 6 200 SH
EXXON CORP COMMON STOCK 302290101 17519 230510 SH
EXXON CORP COMMON STOCK 302290101 21868 287741 SH
FPL GROUP INC COMMON STOCK 302571104 286 5682 SH
FPL GROUP INC COMMON STOCK 302571104 141 2800 SH
FAMILY DLR STORES COMMON STOCK 307000109 311 14725 SH
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 221 4250 SH
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 25 480 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 12120 193344 SH
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 3467 55310 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 883 14512 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 12 200 SH
FINL SEC ASSURANCE HLDGS LTD COMMON STOCK 31769P100 269 5200 SH
FINL SEC ASSURANCE HLDGS LTD COMMON STOCK 31769P100 10 200 SH
FIRST UNION CORP COMMON STOCK 337358105 726 20390 SH
FIRST UNION CORP COMMON STOCK 337358105 121 3394 SH
FIRST UN REAL ESTATE & MTG INVTS COMMON STOCK 337400105 1020 204000 SH
FIRSTENERGY CORP COMMON STOCK 337932107 5148 203364 SH
FIRSTENERGY CORP COMMON STOCK 337932107 349 13780 SH
FLEET FINL GROUP INC NEW COMMON STOCK 338915101 5258 143555 SH
FLEET FINL GROUP INC NEW COMMON STOCK 338915101 813 22206 SH
FLOWERS INDS INC COMMON STOCK 343496105 210 15460 SH
FLOWERS INDS INC COMMON STOCK 343496105 5 375 SH
FORD MOTOR CO COMMON STOCK 345370100 8936 177827 SH
FORD MOTOR CO COMMON STOCK 345370100 1506 29975 SH
FRANCHISE FINANCE CORP OF AMER COMMON STOCK 351807102 205 8775 SH
GTE CORP COMMON STOCK 362320103 11068 143977 SH
GTE CORP COMMON STOCK 362320103 3833 49854 SH
GANNETT CO INC COMMON STOCK 364730101 490 7080 SH
GANNETT CO INC COMMON STOCK 364730101 643 9300 SH
GAP INC COMMON STOCK 364760108 1086 33928 SH
GAP INC COMMON STOCK 364760108 74 2302 SH
GENERAL ELEC CO COMMON STOCK 369604103 48155 406153 SH
GENERAL ELEC CO COMMON STOCK 369604103 62667 528553 SH
GENERAL MILLS INC COMMON STOCK 370334104 560 6900 SH
GENERAL MILLS INC COMMON STOCK 370334104 162 2000 SH
GENERAL MOTORS CORP COMMON STOCK 370442105 7081 112506 SH
GENERAL MOTORS CORP COMMON STOCK 370442105 1075 17080 SH
GENUINE PARTS INC COMMON STOCK 372460105 36 1357 SH
GENUINE PARTS INC COMMON STOCK 372460105 392 14770 SH
GEORGIA PAC CORP COMMON STOCK 373298108 1605 39695 SH
GEORGIA PAC CORP COMMON STOCK 373298108 14 350 SH
GILLETTE CO COMMON STOCK 375766102 1976 58234 SH
GILLETTE CO COMMON STOCK 375766102 3076 90639 SH
GLEASON CORP COMMON STOCK 377339106 221 13000 SH
GLAXO WELLCOME PLC FOREIGN STOCK 37733W105 88 1700 SH
GLAXO WELLCOME PLC FOREIGN STOCK 37733W105 146 2800 SH
GOODYS FAMILY CLOTHING INC COMMON STOCK 382588101 88 10900 SH
W W GRAINGER INC COMMON STOCK 384802104 217 4520 SH
W W GRAINGER INC COMMON STOCK 384802104 322 6700 SH
GUIDANT CORP COMMON STOCK 401698105 1156 21555 SH
GUIDANT CORP COMMON STOCK 401698105 32 600 SH
HAHN AUTOMOTIVE WAREHOUSE COMMON STOCK 405191107 22 17705 SH
HALLIBURTON HLDG CO COMMON STOCK 406216101 997 24310 SH
HALLIBURTON HLDG CO COMMON STOCK 406216101 33 800 SH
HARRIS CORP COMMON STOCK 413875105 3737 135279 SH
HARRIS CORP COMMON STOCK 413875105 342 12370 SH
HARTFORD FINANCIAL SVCS GRP INC COMMON STOCK 416515104 1272 31118 SH
HARTFORD FINANCIAL SVCS GRP INC COMMON STOCK 416515104 226 5535 SH
HEALTHSOUTH CORP COMMON STOCK 421924101 837 136641 SH
HEALTHSOUTH CORP COMMON STOCK 421924101 7 1075 SH
HEINZ H J CO COMMON STOCK 423074103 353 8200 SH
HEINZ H J CO COMMON STOCK 423074103 596 13850 SH
HERCULES INC COMMON STOCK 427056106 1051 36700 SH
HERCULES INC COMMON STOCK 427056106 18 625 SH
HEWLETT-PACKARD CO COMMON STOCK 428236103 3304 36403 SH
HEWLETT-PACKARD CO COMMON STOCK 428236103 2981 32850 SH
HOLLINGER INTERNATIONAL INC COMMON STOCK 435569108 1322 111296 SH
HOLLINGER INTERNATIONAL INC COMMON STOCK 435569108 35 2925 SH
HOME DEPOT INC COMMON STOCK 437076102 3975 57924 SH
HOME DEPOT INC COMMON STOCK 437076102 2003 29191 SH
HOUSEHOLD INTL INC COMMON STOCK 441815107 192 4793 SH
HOUSEHOLD INTL INC COMMON STOCK 441815107 169 4209 SH
ICN PHARMACEUTICALS INC COMMON STOCK 448924100 628 36560 SH
IMC GLOBAL INC COMMON STOCK 449669100 1444 99125 SH
IMC GLOBAL INC COMMON STOCK 449669100 15 1050 SH
IMS HEALTH INC COMMON STOCK 449934108 9 400 SH
IMS HEALTH INC COMMON STOCK 449934108 402 17612 SH
IRI INTERNATIONAL CORP COMMON STOCK 45004F107 101 21500 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 921 12350 SH
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1430 19180 SH
INDYMAC MTG HLDGS INC COMMON STOCK 456607100 3360 223970 SH
INDYMAC MTG HLDGS INC COMMON STOCK 456607100 30 2000 SH
INGERSOLL RAND CO COMMON STOCK 456866102 141 2575 SH
INGERSOLL RAND CO COMMON STOCK 456866102 171 3112 SH
INTEL CORP COMMON STOCK 458140100 9791 131760 SH
INTEL CORP COMMON STOCK 458140100 4730 63645 SH
INTERMEDIA COMMUNICATIONS INC COMMON STOCK 458801107 607 27915 SH
INTERNATIONAL BUSINESS MACHS CRP COMMON STOCK 459200101 29230 241571 SH
INTERNATIONAL BUSINESS MACHS CRP COMMON STOCK 459200101 4703 38868 SH
INTL FLAVORS & FRAGRANCES INC COMMON STOCK 459506101 266 7700 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 273 5674 SH
INTERNATIONAL PAPER CO COMMON STOCK 460146103 554 11517 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 43 1050 SH
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 658 16000 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 600 5275 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 5245 83006 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 1007 15939 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 5953 64795 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 4883 53151 SH
JOHNSON CONTROLS INC COMMON STOCK 478366107 488 7365 SH
K MART CORP COMMON STOCK 482584109 2285 195481 SH
K MART CORP COMMON STOCK 482584109 4 350 SH
KAYE GROUP INC COMMON STOCK 486589104 1406 162430 SH
KELLOGG CO COMMON STOCK 487836108 6 161 SH
KELLOGG CO COMMON STOCK 487836108 247 6600 SH
KENNAMETAL INC COMMON STOCK 489170100 1007 38900 SH
KENNAMETAL INC COMMON STOCK 489170100 6 225 SH
KEYCORP NEW COMMON STOCK 493267108 633 24520 SH
KEYCORP NEW COMMON STOCK 493267108 204 7922 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 1969 37331 SH
KIMBERLY CLARK CORP COMMON STOCK 494368103 2067 39182 SH
KOHLS CORP COMMON STOCK 500255104 303 4575 SH
KOHLS CORP COMMON STOCK 500255104 7 100 SH
KROGER CO COMMON STOCK 501044101 717 32490 SH
KROGER CO COMMON STOCK 501044101 11 500 SH
LG&E ENERGY CORP COMMON STOCK 501917108 101 4759 SH
LG&E ENERGY CORP COMMON STOCK 501917108 193 9097 SH
LSI LOGIC CORP COMMON STOCK 502161102 2124 40840 SH
LSI LOGIC CORP COMMON STOCK 502161102 114 2200 SH
LEHMAN BROTHERS HLDGS INC COMMON STOCK 524908100 1434 24565 SH
LEHMAN BROTHERS HLDGS INC COMMON STOCK 524908100 18 300 SH
LILLY ELI & CO COMMON STOCK 532457108 2169 33785 SH
LILLY ELI & CO COMMON STOCK 532457108 887 13815 SH
LOWES COS INC COMMON STOCK 548661107 339 6960 SH
LOWES COS INC COMMON STOCK 548661107 53 1082 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7291 112391 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 6246 96282 SH
M & T BANK CORP COMMON STOCK 55261F104 138578 301912 SH
M & T BANK CORP COMMON STOCK 55261F104 7571 16494 SH
MCN ENERGY GROUP INC COMMON STOCK 55267J100 1009 58730 SH
MCN ENERGY GROUP INC COMMON STOCK 55267J100 19 1133 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 3706 51555 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 366 5093 SH
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 150 2196 SH
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 55 800 SH
MASCO CORP COMMON STOCK 574599106 541 17458 SH
MASCO CORP COMMON STOCK 574599106 428 13800 SH
MATTEL INC COMMON STOCK 577081102 702 36950 SH
MATTEL INC COMMON STOCK 577081102 89 4697 SH
MAYTAG CORPORATION COMMON STOCK 578592107 375 11249 SH
MCDONALDS CORP COMMON STOCK 580135101 3273 75683 SH
MCDONALDS CORP COMMON STOCK 580135101 1432 33106 SH
MC GRAW HILL COMPANIES INC COMMON STOCK 580645109 844 17451 SH
MC GRAW HILL COMPANIES INC COMMON STOCK 580645109 1093 22604 SH
MCKESSON HBOC INC COMMON STOCK 58155Q103 704 24275 SH
MCKESSON HBOC INC COMMON STOCK 58155Q103 17 594 SH
MEAD CORP COMMON STOCK 582834107 832 24200 SH
MEAD CORP COMMON STOCK 582834107 16 475 SH
MEDIAONE GROUP INC COMMON STOCK 58440J104 163 2385 SH
MEDIAONE GROUP INC COMMON STOCK 58440J104 121 1774 SH
MEDICIS PHARMACEUTICAL CORP COMMON STOCK 584690309 342 11986 SH
MEDTRONIC INC COMMON STOCK 585055106 2174 61138 SH
MEDTRONIC INC COMMON STOCK 585055106 448 12610 SH
MELLON BANK CORP COMMON STOCK 585509102 649 19288 SH
MELLON BANK CORP COMMON STOCK 585509102 34 1000 SH
MERCK & CO INC COMMON STOCK 589331107 14594 225167 SH
MERCK & CO INC COMMON STOCK 589331107 10244 158060 SH
MERRILL LYNCH & CO INC COMMON STOCK 590188108 650 9650 SH
MERRILL LYNCH & CO INC COMMON STOCK 590188108 16 240 SH
MICROSOFT CORP COMMON STOCK 594918104 8952 98845 SH
MICROSOFT CORP COMMON STOCK 594918104 3621 39985 SH
MILACRON INC COMMON STOCK 598709103 992 55907 SH
MILACRON INC COMMON STOCK 598709103 24 1325 SH
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 3693 38440 SH
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 6398 66605 SH
MOBIL CORPORATION COMMON STOCK 607059102 15457 153421 SH
MOBIL CORPORATION COMMON STOCK 607059102 7004 69516 SH
MODTECH HOLDINGS INC COMMON STOCK 60783C100 99 13425 SH
MOLEX INC COMMON STOCK 608554101 36 995 SH
MOLEX INC COMMON STOCK 608554101 324 8894 SH
MONSANTO CO COMMON STOCK 611662107 1494 41865 SH
MONSANTO CO COMMON STOCK 611662107 357 10010 SH
MORGAN J P & CO INC COMMON STOCK 616880100 6734 58940 SH
MORGAN J P & CO INC COMMON STOCK 616880100 4264 37324 SH
MORGAN STANLEY DEAN WITTER & CO COMMON STOCK 617446448 412 4619 SH
MORGAN STANLEY DEAN WITTER & CO COMMON STOCK 617446448 125 1400 SH
MOTOROLA INC COMMON STOCK 620076109 2859 32490 SH
MOTOROLA INC COMMON STOCK 620076109 1850 21025 SH
NATIONAL SEMICONDUCTOR CORP COMMON STOCK 637640103 468 15300 SH
NATIONAL SEMICONDUCTOR CORP COMMON STOCK 637640103 23 750 SH
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 655 19585 SH
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 660 19750 SH
NEW PLAN EXCEL REALTY TR COMMON STOCK 648053106 29 1650 SH
NEW PLAN EXCEL REALTY TR COMMON STOCK 648053106 528 29625 SH
NEWBRIDGE NETWORKS CORP FOREIGN STOCK 650901101 830 31850 SH
NEWBRIDGE NETWORKS CORP FOREIGN STOCK 650901101 5 200 SH
NEXTEL COMMUNICATION INC COMMON STOCK 65332V103 1340 19765 SH
NORFOLK SOUTHN CORP COMMON STOCK 655844108 81 3300 SH
NORFOLK SOUTHN CORP COMMON STOCK 655844108 203 8305 SH
NUVEEN NY SELECT QUALITY FD INC MUTUAL FUNDS 670976109 349 22700 SH
NUVEEN NY SELECT QUALITY FD INC MUTUAL FUNDS 670976109 20 1300 SH
NUVEEN NY QLTY INCOME MUN FD INC MUTUAL FUNDS 670986108 642 42810 SH
OFFICEMAX INC COMMON STOCK 67622M108 75 12850 SH
OFFICEMAX INC COMMON STOCK 67622M108 17 2875 SH
OGDEN CORP COMMON STOCK 676346109 136 13151 SH
OGDEN CORP COMMON STOCK 676346109 8 800 SH
ORACLE CORPORATION COMMON STOCK 68389X105 2910 63947 SH
ORACLE CORPORATION COMMON STOCK 68389X105 796 17485 SH
P P & L RESOURCES INC COMMON STOCK 693499105 426 15743 SH
P P & L RESOURCES INC COMMON STOCK 693499105 41 1510 SH
PPG INDS INC COMMON STOCK 693506107 507 8457 SH
PPG INDS INC COMMON STOCK 693506107 1333 22216 SH
PAINE WEBBER GROUP INC COMMON STOCK 695629105 1330 36685 SH
PAINE WEBBER GROUP INC COMMON STOCK 695629105 45 1235 SH
PALL CORP COMMON STOCK 696429307 730 31500 SH
PAYCHEX INC COMMON STOCK 704326107 553 16196 SH
PAYCHEX INC COMMON STOCK 704326107 105 3083 SH
PENNEY J C CO INC COMMON STOCK 708160106 2552 73969 SH
PENNEY J C CO INC COMMON STOCK 708160106 318 9213 SH
PEPSICO INC COMMON STOCK 713448108 3010 98698 SH
PEPSICO INC COMMON STOCK 713448108 3756 123159 SH
PFIZER INC COMMON STOCK 717081103 5539 154409 SH
PFIZER INC COMMON STOCK 717081103 4217 117555 SH
PHILIP MORRIS COS INC COMMON STOCK 718154107 3579 104688 SH
PHILIP MORRIS COS INC COMMON STOCK 718154107 3363 98365 SH
PITNEY BOWES INC COMMON STOCK 724479100 7290 119631 SH
PITNEY BOWES INC COMMON STOCK 724479100 1030 16905 SH
PREMARK INTL INC COMMON STOCK 740459102 7690 152282 SH
PREMARK INTL INC COMMON STOCK 740459102 459 9092 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 11225 119728 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 21744 231941 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 202 2550 SH
QUALCOMM INC COMMON STOCK 747525103 568 3000 SH
QUANTUM CORP COMMON STOCK 747906204 666 47395 SH
QUANTUM CORP COMMON STOCK 747906204 4 300 SH
RGS ENERGY GROUP, INC. COMMON STOCK 74956K104 183 7480 SH
RGS ENERGY GROUP, INC. COMMON STOCK 74956K104 63 2572 SH
RAYTHEON CO COMMON STOCK 755111408 176 3550 SH
RAYTHEON CO COMMON STOCK 755111408 258 5200 SH
RELIANCE GROUP HLDS INC COMMON STOCK 759464100 615 138507 SH
RELIANCE GROUP HLDS INC COMMON STOCK 759464100 20 4550 SH
RELIANT ENERGY INC COMMON STOCK 75952J108 5269 194691 SH
RELIANT ENERGY INC COMMON STOCK 75952J108 568 20970 SH
RELIASTAR FINL CORP COMMON STOCK 75952U103 5220 156980 SH
RELIASTAR FINL CORP COMMON STOCK 75952U103 1205 36230 SH
REYNOLDS METALS CO COMMON STOCK 761763101 6465 107080 SH
REYNOLDS METALS CO COMMON STOCK 761763101 265 4390 SH
RITE AID CORP COMMON STOCK 767754104 1462 105825 SH
ROSS STORES INC COMMON STOCK 778296103 377 18750 SH
ROYAL DUTCH PETE CO FOREIGN STOCK 780257804 4634 78460 SH
ROYAL DUTCH PETE CO FOREIGN STOCK 780257804 5114 86585 SH
RYDER SYS INC COMMON STOCK 783549108 4008 196730 SH
RYDER SYS INC COMMON STOCK 783549108 188 9205 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 5596 109588 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 4098 80252 SH
SCI SYS INC COMMON STOCK 783890106 2223 50015 SH
SCI SYS INC COMMON STOCK 783890106 20 450 SH
STANDARD & POORS DEP REC MUTUAL FUNDS 78462F103 425 3300 SH
SARA LEE CORP COMMON STOCK 803111103 1761 75340 SH
SARA LEE CORP COMMON STOCK 803111103 2415 103300 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 7786 178475 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 7052 161650 SH
SCHLUMBERGER LTD FOREIGN STOCK 806857108 3607 57890 SH
SCHLUMBERGER LTD FOREIGN STOCK 806857108 2056 33000 SH
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 208 6230 SH
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 35 1050 SH
SERVICE CORPORATION INTL COMMON STOCK 817565104 116 11020 SH
SERVICE CORPORATION INTL COMMON STOCK 817565104 32 3050 SH
SERVICEMASTER CO COMMON STOCK 81760N109 256 15943 SH
SHERWIN WILLIAMS CO COMMON STOCK 824348106 42 1984 SH
SHERWIN WILLIAMS CO COMMON STOCK 824348106 168 8000 SH
SHORELINE FINANCIAL CORP COMMON STOCK 825190101 227 10970 SH
SMITHKLINE BEECHAM FOREIGN STOCK 832378301 324 5620 SH
SMITHKLINE BEECHAM FOREIGN STOCK 832378301 651 11300 SH
SMURFIT STONE CONTAINER CORP COMMON STOCK 832727101 282 13025 SH
SMURFIT STONE CONTAINER CORP COMMON STOCK 832727101 6 300 SH
SONAT INC COMMON STOCK 835415100 254 6400 SH
SONAT INC COMMON STOCK 835415100 32 808 SH
SONOCO PRODUCTS CO COMMON STOCK 835495102 3462 151778 SH
SONOCO PRODUCTS CO COMMON STOCK 835495102 501 21977 SH
SPRINT CORP FON GROUP COMMON STOCK 852061100 947 17464 SH
SPRINT CORP FON GROUP COMMON STOCK 852061100 212 3900 SH
SPRINT CORP FON GROUP COMMON STOCK 852061506 211 2832 SH
SPRINT CORP FON GROUP COMMON STOCK 852061506 73 975 SH
STAPLES INC COMMON STOCK 855030102 257 11784 SH
STAPLES INC COMMON STOCK 855030102 57 2600 SH
STERLING COMMERCE INC COMMON STOCK 859205106 186 10025 SH
STERLING COMMERCE INC COMMON STOCK 859205106 4 200 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 6860 73760 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 864 9290 SH
SUNGARD DATA SYS INC COMMON STOCK 867363103 382 14510 SH
SUNTERRA CORP COMMON STOCK 86787D109 1908 160633 SH
SUNTERRA CORP COMMON STOCK 86787D109 40 3400 SH
SUPERIOR ENERGY SERVICES INC COMMON STOCK 868157108 141 22400 SH
SUPERVALU INC COMMON STOCK 868536103 5130 232517 SH
SUPERVALU INC COMMON STOCK 868536103 130 5880 SH
TECO ENERGY INC COMMON STOCK 872375100 219 10366 SH
TECO ENERGY INC COMMON STOCK 872375100 112 5311 SH
TEPPCO PARTNERS LP COMMON STOCK 872384102 260 13000 SH
TRW INC COMMON STOCK 872649108 244 4900 SH
TANDY CORP COMMON STOCK 875382103 2539 49115 SH
TANDY CORP COMMON STOCK 875382103 381 7365 SH
TELLABS INC COMMON STOCK 879664100 342 6000 SH
TEXACO INC COMMON STOCK 881694103 757 11985 SH
TEXACO INC COMMON STOCK 881694103 327 5176 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1607 19543 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 296 3600 SH
TEXAS UTILS CO COMMON STOCK 882848104 282 7550 SH
TEXAS UTILS CO COMMON STOCK 882848104 4 100 SH
TIME WARNER INC COMMON STOCK 887315109 2058 33875 SH
TIME WARNER INC COMMON STOCK 887315109 301 4950 SH
TODD SHIPYARDS CORP COMMON STOCK 889039103 2111 293700 SH
TOSCO CORP COMMON STOCK 891490302 277 10960 SH
TOSCO CORP COMMON STOCK 891490302 8 325 SH
TYCO INTL LTD NEW COMMON STOCK 902124106 2443 23657 SH
TYCO INTL LTD NEW COMMON STOCK 902124106 568 5505 SH
USX MARATHON GROUP COMMON STOCK 902905827 6091 208233 SH
USX MARATHON GROUP COMMON STOCK 902905827 130 4441 SH
USX - U S STL GROUP COMMON STOCK 90337T101 6703 260295 SH
USX - U S STL GROUP COMMON STOCK 90337T101 200 7768 SH
UNILEVER LTD FOREIGN STOCK 904784709 276 4056 SH
UNILEVER LTD FOREIGN STOCK 904784709 14 211 SH
UNION PAC CORP COMMON STOCK 907818108 144 3000 SH
UNION PAC CORP COMMON STOCK 907818108 279 5800 SH
US WEST INC COMMON STOCK 91273H101 165 2889 SH
US WEST INC COMMON STOCK 91273H101 213 3739 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 237 4000 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1077 18158 SH
UNITRIN INC COMMON STOCK 913275103 817 23500 SH
UNOCAL CORP COMMON STOCK 915289102 1369 36945 SH
UNOCAL CORP COMMON STOCK 915289102 78 2100 SH
UNUMPROVIDENT CORP COMMON STOCK 91529Y106 1539 52275 SH
UNUMPROVIDENT CORP COMMON STOCK 91529Y106 13 430 SH
USWEB CORP COMMON STOCK 917327108 477 13910 SH
USWEB CORP COMMON STOCK 917327108 7 200 SH
V F CORP COMMON STOCK 918204108 3716 119864 SH
V F CORP COMMON STOCK 918204108 220 7095 SH
VISHAY INTERTECHNOLOGY INC COMMON STOCK 928298108 1939 81652 SH
VISHAY INTERTECHNOLOGY INC COMMON STOCK 928298108 89 3730 SH
VODAFONE AIRTOUCH PLC FOREIGN STOCK 92857T107 1282 5392 SH
VODAFONE AIRTOUCH PLC FOREIGN STOCK 92857T107 1593 6701 SH
WICOR INC COMMON STOCK 929253102 228 7850 SH
WICOR INC COMMON STOCK 929253102 67 2304 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 1085 13805 SH
WACHOVIA CORP NEW COMMON STOCK 929771103 761 9685 SH
WAL MART STORES INC COMMON STOCK 931142103 5312 111688 SH
WAL MART STORES INC COMMON STOCK 931142103 1479 31106 SH
WALGREEN CO COMMON STOCK 931422109 553 21800 SH
WARNER LAMBERT CO COMMON STOCK 934488107 2089 31480 SH
WARNER LAMBERT CO COMMON STOCK 934488107 3134 47215 SH
WASTE MANAGEMENT INC COMMON STOCK 94106L109 240 12492 SH
WASTE MANAGEMENT INC COMMON STOCK 94106L109 17 906 SH
WELLS FARGO CO COMMON STOCK 949746101 1221 30820 SH
WELLS FARGO CO COMMON STOCK 949746101 42 1050 SH
WHIRLPOOL CORP COMMON STOCK 963320106 5576 85369 SH
WHIRLPOOL CORP COMMON STOCK 963320106 285 4360 SH
WORTHINGTON INDS INC COMMON STOCK 981811102 215 12655 SH
XEROX CORP COMMON STOCK 984121103 1232 29384 SH
XEROX CORP COMMON STOCK 984121103 1438 34300 SH
YAHOO INC COMMON STOCK 984332106 359 2000 SH
DAIMLER CHRYSLER AG FOREIGN STOCK D1668R123 581 8366 SH
DAIMLER CHRYSLER AG FOREIGN STOCK D1668R123 408 5879 SH
GLOBAL CROSSING LTD COMMON STOCK G3921A100 374 14098 SH
GLOBAL CROSSING LTD COMMON STOCK G3921A100 308 11632 SH
IPC HOLDINGS LTD COMMON STOCK G4933P101 771 41100 SH
LASALLE RE HLGS LTD FOREIGN STOCK G5383Q101 347 25000 SH
GALILEO TECH LTD FOREIGN STOCK M47298100 205 8200 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
AMR CORP DEL DEFINED 1 13115
AT&T CORP DEFINED 1 141627
AT&T CORP DEFINED 1 2162
AT&T CORP DEF/OTH 1 79731
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ACTION PERFORMANCE COS DEFINED 1 20475
AIR PRODUCTS & CHEMICALS INC DEFINED 1 117304
AIR PRODUCTS & CHEMICALS INC DEFINED 1 1025
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AIR PRODUCTS & CHEMICALS INC DEF/OTH 1 2550
ALBERTSONS INC DEFINED 1 6571
ALBERTSONS INC DEF/OTH 1 200
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ALLEGHENY ENERGY INC DEF/OTH 1 3892
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ALLIED SIGNAL INC DEFINED 1 136659
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ALLSTATE CORP DEF/OTH 1 4262
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ALZA CORP DEFINED 1 15280
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AMERICAN HOME PRODUCTS CORP DEF/OTH 1 147565
AMERICAN HOME PRODUCTS CORP DEF/OTH 1 103300
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ARROW ELECTRONICS INC DEFINED 1 77000
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ASHLAND INC DEF/OTH 1 3426
AT HOME CORP DEFINED 1 21130
AT HOME CORP DEFINED 1 290
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BALDWIN & LYONS INC DEFINED 1 42882
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BANK AMER CORP DEFINED 1 2404
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BESTFOODS DEF/OTH 1 29736
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BUDGET GROUP INC DEF/OTH 1 1125
CIGNA CORP DEFINED 1 2250
CIGNA CORP DEF/OTH 1 900
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CHARTER ONE FINL INC DEFINED 1 31098
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CHUBB CORP DEFINED 1 74887
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CITIGROUP INC DEFINED 1 3992
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COCA COLA CO DEFINED 1 1355
COCA COLA CO DEF/OTH 1 33625
COCA COLA CO DEF/OTH 1 17800
COHOES BANCORP INC DEFINED 1 40000
COLGATE PALMOLIVE CO DEFINED 1 14335
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COMPUTER SCIENCES CORP DEFINED 1 5850
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COOPER INDUSTRIES INC DEFINED 1 750
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CORNING INC DEFINED 1 31840
CORNING INC DEFINED 1 720
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CORNING INC DEF/OTH 1 2800
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CRESCENDO PHARMACEUTICALS CORP DEFINED 1 99300
CULLEN FROST BANKERS INC DEFINED 1 10710
CUMMINS ENGINE CO INC DEFINED 1 144645
CUMMINS ENGINE CO INC DEFINED 1 950
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CUMMINS ENGINE CO INC DEF/OTH 1 1050
DAYTON HUDSON CORP DEFINED 1 6355
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DEERE & CO DEFINED 1 176823
DEERE & CO DEFINED 1 1625
DEERE & CO DEF/OTH 1 13695
DEERE & CO DEF/OTH 1 2493
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DELL COMPUTER CORP DEFINED 1 720
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DELL COMPUTER CORP DEF/OTH 1 4000
DELPHI AUTOMOTIVE SYS CORP DEFINED 1 74085
DELPHI AUTOMOTIVE SYS CORP DEFINED 1 782
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DIAMOND OFFSHORE DRILLING DEFINED 1 10350
DIAMOND OFFSHORE DRILLING DEF/OTH 1 625
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OGDEN CORP DEF/OTH 1 800
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ROYAL DUTCH PETE CO DEFINED 1 800
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IPC HOLDINGS LTD DEFINED 1 41100
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</TABLE>
