<PAGE> 1
THE CARDINAL GROUP
155 East Broad Street
Columbus, Ohio 43215
January 25, 1996
VIA EDGAR TRANSMISSION
Securities and Exchange Commission
450 Fifth Street, N.W.
Attention: Filing Desk
Stop 1-4
Washington, D.C. 20549-1004
Subject: The Cardinal Group -- Investment Company Act of
-----------------------------------------------
1940 File No. 811-7588 -- Rule 497(j) Filing
---------------------------------------------
Ladies and Gentlemen:
On behalf of The Cardinal Group (the "Group") the undersigned
hereby certifies, on behalf of the Group, that the form of Prospectuses and
Statement of Additional Information that would have been filed under paragraph
(c) of Rule 497 of the Securities Act of 1933, as amended, would not have
differed from that contained in the most recent post-effective amendment to the
Group's Registration Statement on Form N-1A and that the text of such
post-effective amendment has been filed electronically.
THE CARDINAL GROUP
By /s/ James M. Schrack
--------------------------------
James M. Schrack, Treasurer