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ALLISON S. MACINNIS
Legal Specialist
May 9, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attention: Filing Room
RE: ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
PUTNAM CAPITAL MANAGER VARIABLE ANNUITY - PUTNAM CAPITAL MANAGER TRUST
SEPARATE ACCOUNT TWO
FILE NO. 33-73572
Dear Sir/Madam:
In accordance with Rule 497(e), we hereby electronically submit the final
prospectus dated May 1, 1996 of ITT Hartford Life and Annuity Insurance
Company - Putnam Capital Manager Trust Separate Account Two.
If you have any additional questions, please feel free to contact me at
(860) 843-8697.
Sincerely,
/s/ Allison S. MacInnis
Allison S. MacInnis
