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ITT Hartford Life and Annuity Insurance Company
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PUTNAM CAPITAL MANAGER VARIABLE ANNUITY
Supplement Dated January 20, 1997 to the Variable Annuity with respect to
the Putnam Capital Manager Variable Annuity Prospectus Dated May 1, 1996
The following is added to the end of the section of the Prospectus entitled,
"The Contract":
The Contract may be sold directly to certain individuals under certain
circumstances that do not involve payment of any sales compensation to a
registered representative. In such case, ITT Hartford will credit the Contract
with an additional 5.0% of the premium payment. This additional percentage of
premium payment in no way affects present or future charges, rights, benefits or
current values of other Contract Owners. The following class of individuals are
eligible for this feature: (1) current or retired officers, directors, trustees
and employees (and their families) of the ultimate parent and affiliates of ITT
Hartford and Putnam Management; and (2) employees and registered representatives
(and their families) of registered broker-dealers (or financial institutions
affiliated therewith) that have a sales agreement with ITT Hartford and its
principal underwriter to sell the Contracts.
33-73572
HV-2126
