PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT TWO
497J, 1998-05-05
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                                                       ALLISON MACINNIS
                                                       Legal Specialist


May 5, 1998



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life and Annuity Insurance Company
     Putnam Capital Manager Trust Separate Account Two - PCM Variable
     Annuity (the "Registrant")
     File No. 33-60702

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify 
that:

     1.  The form of prospectus that would have been filed, on behalf of 
     the Registrant, under paragraph (c) under this section did not differ 
     from that contained in the Registrant's most recent post-effective 
     amendment; and

     2.  The text of the Registrant's most recent post-effective amendment has
     been filed electronically with the Securities and Exchange Commission on 
     April 14, 1998.

If you have any additional questions, please feel free to contact me at 
(860) 843-8697.

Sincerely yours,

/s/ Allison S. MacInnis

Allison S. MacInnis



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