PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT TWO, 497J, 1999-10-05

PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT TWO
497J, 1999-10-05

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                                                              LINDA M. HERNANDEZ
                                                              Legal Specialist


October 5, 1999



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life and Annuity Insurance Company
     Putnam Capital Manager Trust Separate Account Two -
     Putnam Hartford Capital Manager: A
     File No. 333-66939

Ladies and Gentlemen:

In accordance with Rule 497(j) under the Securities Act of 1933, this is to
certify that the Prospectus and Statement of Additional Information contained in
Post-Effective Amendment No. 3 to the Registration Statement for the above
referenced Registrant does not differ from that which was filed electronically
on September 29, 1999. In reliance upon paragraph (j) of Rule 497, the
Prospectus and Statement of Additional Information are not included herewith.

If you have any questions regarding this submission, please contact the
undersigned at (860) 843-5228.

Sincerely yours,

/s/ Linda M. Hernandez

Linda M. Hernandez

Enclosure