PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT TWO
RW, 2000-11-06
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                                                                   [LOGO]
                                                                   HARTFORD LIFE




November 6, 2000



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attn: Filing Room

Re:      Hartford Life and Annuity Insurance Company
         Hartford Life and Annuity Insurance Company Putnam Capital Manager
           Trust Separate Account Two
         File No. 333-39992

Ladies and Gentlemen:

Hartford Life and Annuity Insurance Company, on behalf of Hartford Life and
Annuity Insurance Company Putnam Capital Manager Trust Separate Account Two,
hereby respectfully requests withdrawal of the above-referenced initial filing
pursuant to Rule 477 of the Securities Act of 1933, as amended (the "1933 Act").

This registration statement was filed on June 23, 2000 and, pursuant to Staff
comments, we have been asked to re-file the registration statement contained in
the above-referenced filing under an established registration statement pursuant
to 485(a) of the 1933 Act.

If you have any questions regarding this withdrawal, please feel free to contact
me at (860) 843-6733.


Sincerely,

/s/ Marianne O'Doherty

Marianne O'Doherty
Counsel


cc:    Joyce M. Pickholz, Esq.
       Keith Carpenter, Esq.


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