<PAGE>
PUTNAM HARTFORD CAPITAL MANAGER PLUS
ISSUED THROUGH
PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT TWO
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SUPPLEMENT DATED MAY 11, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
The second column heading to the Example Table on Page 8 of the prospectus
should be deleted and replaced with the following language:
"If you annuitize your Contract at the end of the applicable time period you
would pay the following expenses on a $1000 investment, assuming a 5% annual
return on assets. This assumes recapture of the Payment Enhancement:"
The second column heading to the Example Table on Page 8 of the prospectus
should be deleted and replaced with the following language:
"If you annuitize your Contract at the end of the applicable time period you
would pay the following expenses on a $1000 investment, assuming a 5% annual
return on assets. This assumes recapture of the Payment Enhancement:"
THE PROSPECTUS FOR
PUTNAM HARTFORD CAPITAL MANAGER PLUS
DATED MAY 1, 2000 MUST BE ACCOMPANIED
BY THIS PROSPECTUS SUPPLEMENT
HV-2649
333-91931
