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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Statement of Finanacial Condition at June 30, 2000 and the
Consolidated Statement of Operations for the six month ended June 30,2000
and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 56,677
<INT-BEARING-DEPOSITS> 2,049,436
<FED-FUNDS-SOLD> 4,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 931,342
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,824,983
<ALLOWANCE> 17,235
<TOTAL-ASSETS> 2,930,616
<DEPOSITS> 2,153,957
<SHORT-TERM> 179,940
<LIABILITIES-OTHER> 24,978
<LONG-TERM> 463,191
0
0
<COMMON> 100
<OTHER-SE> 108,450
<TOTAL-LIABILITIES-AND-EQUITY> 2,930,616
<INTEREST-LOAN> 68,530
<INTEREST-INVEST> 35,058
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 103,588
<INTEREST-DEPOSIT> 42,511
<INTEREST-EXPENSE> 64,177
<INTEREST-INCOME-NET> 39,411
<LOAN-LOSSES> 1,150
<SECURITIES-GAINS> 126
<EXPENSE-OTHER> 44,495
<INCOME-PRETAX> 11,086
<INCOME-PRE-EXTRAORDINARY> 11,086
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,187
<EPS-BASIC> 0.81
<EPS-DILUTED> 0.77
<YIELD-ACTUAL> 7.29
<LOANS-NON> 6,376
<LOANS-PAST> 0
<LOANS-TROUBLED> 576
<LOANS-PROBLEM> 2,872
<ALLOWANCE-OPEN> 16,699
<CHARGE-OFFS> 869
<RECOVERIES> 255
<ALLOWANCE-CLOSE> 17,235
<ALLOWANCE-DOMESTIC> 17,235
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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