I acknowledge that I have received from the Company prior to the
execution of this proxy a Notice of Annual Meeting of Stockholders,
a Proxy Statement dated March 20, 1996, the Annual Report to
Stockholders and a letter dated ____________, 1996 from the Board
of Directors.
I understand that my voting instructions are solicited by the Board
of Directors on behalf of the RRP Trustee for the Annual
Stockholder Meeting to be held on April 24, 1996, and any
adjournments thereof. The RRP Trustee is hereby authorized to vote
the shares granted to me, in its trust capacity, as indicated
above. I understand that if I sign this form without indicating
specific instructions, shares awarded to me will be voted FOR the
listed proposals and as recommended by the Board of Directors on
any other business that may properly come before the meeting or any
adjournment thereof.
<PAGE>
I acknowledge that I have received from the Company prior to the
execution of this proxy a Notice of Annual Meeting of Stockholders,
a Proxy Statement dated March 20, 1996, the Annual Report to
Stockholders and a letter dated ____________, 1996 from the Board
of Directors.
I understand that my voting instructions are solicited by the Board
of Directors on behalf of the DRP Trustee for the Annual
Stockholder Meeting to be held on April 24, 1996, and any
adjournments thereof. The DRP Trustee is hereby authorized to vote
the shares granted to me, in its trust capacity, as indicated
above. I understand that if I sign this form without indicating
specific instructions, shares awarded to me will be voted FOR the
listed proposals and as recommended by the Board of Directors on
any other business that may properly come before the meeting or any
adjournment thereof.
<PAGE>
I acknowledge that I have received from the Company prior to the
execution of this proxy a Notice of Annual Meeting of Stockholders,
a Proxy Statement dated March 20, 1996, the Annual Report to
Stockholders and a letter dated ____________, 1996 from the Board
of Directors.
I understand that my voting instructions are solicited by the Board
of Directors on behalf of the ESOP Trustee for the Annual
Stockholder Meeting to be held on April 24, 1996, and any
adjournments thereof. The ESOP Trustee is hereby authorized to
vote the shares granted to me, in its trust capacity, as indicated
above. I understand that if I sign this form without indicating
specific instructions, shares awarded to me will be voted FOR the
listed proposals and as recommended by the Board of Directors on
any other business that may properly come before the meeting or any
adjournment thereof.
<PAGE>
I acknowledge that I have received from the Company prior to the
execution of this proxy a Notice of Annual Meeting of Stockholders,
a Proxy Statement dated March 20, 1996, the Annual Report to
Stockholders and a letter dated ____________, 1996 from the Board
of Directors.
I understand that my voting instructions are solicited by the Board
of Directors on behalf of the 401(K) Trustee for the Annual
Stockholder Meeting to be held on April 24, 1996, and any
adjournments thereof. The 401(K) Trustee is hereby authorized to
vote the shares allocable to my interest in the 401(K) Plan, in its
trust capacity, as indicated above. I understand that if I sign
this form without indicating specific instructions, shares
allocable to me will be voted FOR the listed proposals and as
recommended by the Board of Directors on any other business that
may properly come before the meeting or any adjournment thereof.
