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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )*
CARDINAL FINANCIAL
- --------------------------------------------------------------------------------
(Name of Issuer)
Common Stock
- --------------------------------------------------------------------------------
(Title of Class of Securities)
14149F109
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(CUSIP Number)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
/X/ Rule 13d-1(b)
/ / Rule 13d-1(c)
/ / Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
Page 1 of 5 pages
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CUSIP No. 14149F109
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (entities only)
Laifer Capital Management, Inc.
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (See
Instructions) (a) / /
(b) / /
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
5 SOLE VOTING POWER
NUMBER OF 32,000
SHARES
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
EACH 0
REPORTING
PERSON 7 SOLE DISPOSITIVE POWER
WITH
32,000
8 SHARED DISPOSITIVE POWER
204,000
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
236,000
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
(See Instructions) / /
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.6 %
12 TYPE OF REPORTING PERSON (See Instructions)
CO, IA
Page 2 of 5 pages
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Item 1. (a) Name of Issuer:
Cardinal Financial
(b) Address of Issuer's Principal Executive Offices:
10641 Lee Highway
Fairfax, Virginia 22030
Item 2. (a) Name of Person Filing:
Laifer Capital Management, Inc.
(b) Address of Principal Business Office or, if none,
Residence:
45 West 45th Street
New York, New York 10036
(c) Citizenship:
Delaware
(d) Title of Class of Securities:
Common Stock
(e) CUSIP Number:
14149F109
Item 3. If this statement is filed pursuant toss.ss.240.13d-1(b), or
240.13d-2(b) or (c), check whether the person filing is a:
(a) / / Broker or dealer registered under section 15
of the Act (15 U.S.C. 78o).
(b) / / Bank as defined in section 3(a)(6) of the
Act (15 U.S.C. 78c).
(c) / / Insurance company as defined in section
3(a)(19) of the Act (15 U.S.C. 78c).
(d) / / Investment company registered under section
8 of the Investment Company Act of 1940 (15
U.S.C. 80a-8).
(e) /X/ Investment adviser in accordance with
Section 240.13d-1(b)(1)(ii)(E).
(f) / / Employee benefit plan or endowment fund in
accordance with Section
240.13d-1(b)(1)(ii)(F).
Page 3 of 5 pages
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(g) / / Parent holding company or control person in
accordance with Section
240.13d-1(b)(1)(ii)(G).
(h) / / Savings association as defined in Section
3(b) of the Federal Deposit Insurance Act
(12 U.S.C. 1813).
(i) / / A church plan that is excluded from the
definition of an investment company under
Section 3(c)(14) of the Investment Company
Act of 1940 (15 U.S.C. 80a-3).
(j) / / Group, in accordance with Section
240.13d-1(b)(1)(ii)(J).
Item 4. Ownership:
(a) Amount Beneficially Owned: 236,000
(b) Percent of Class: 5.6%
(c) Number of Shares as to which the person has:
(i) sole power to vote or direct the vote -
32,000
(ii) shared power to vote or direct the vote - 0
(iii) sole power to dispose or direct the
disposition of - 32,000
(iv) shared power to dispose or direct the
disposition of - 204,000
Item 5. Ownership of Five Percent or Less of a Class:
If this statement is being filed to report the fact
that as of the date hereof the reporting person has ceased
to be the beneficial owner of more than five percent of the
class of securities check the following / /.
Item 6. Ownership of More than Five Percent on Behalf of Another
Person: Not Applicable
Item 7. Identification and Classification of the Subsidiary which
Acquired the Security Being Reported on by the Parent Holding
Company: Not Applicable
Page 4 of 5 pages
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Item 8. Identification and Classification of Members of the Group:
Not Applicable
Item 9. Notice of Dissolution of Group:
Not Applicable
Item 10. Certification
By signing below I certify that, to the best of my
knowledge and belief, the securities referred to
above were acquired and are held in the ordinary
course of business and were not acquired and are
not held for the purpose of or with the effect of
changing or influencing the control of the issuer
of the securities and were not acquired and are not
held in connection with or as a participant in any
transaction having that purpose or effect.
Signature
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
LAIFER CAPITAL MANAGEMENT, INC.
BY: /s/ Lance Laifer
-----------------
Lance Laifer
President
Date: February 10, 1999
Page 5 of 5 pages