[ARTICLE] 7
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-1995
[PERIOD-END] JUN-30-1996
[DEBT-HELD-FOR-SALE] 2,697,900
[DEBT-CARRYING-VALUE] 2,696,068
[DEBT-MARKET-VALUE] 2,659,876
[EQUITIES] 987,237
[MORTGAGE] 0
[REAL-ESTATE] 458,773
[TOTAL-INVEST] 3,620,865
[CASH] 135,990
[RECOVER-REINSURE] 0
[DEFERRED-ACQUISITION] 2,328,476
[TOTAL-ASSETS] 7,486,409
[POLICY-LOSSES] 2,416,869
[UNEARNED-PREMIUMS] 74,113
[POLICY-OTHER] 807,419
[POLICY-HOLDER-FUNDS] 0
[NOTES-PAYABLE] 518,968
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[COMMON] 0
[OTHER-SE] 0
[TOTAL-LIABILITY-AND-EQUITY] 7,486,409
[PREMIUMS] 1,390,793
[INVESTMENT-INCOME] 145,554
[INVESTMENT-GAINS] 0
[OTHER-INCOME] 30,325
[BENEFITS] 757,221
[UNDERWRITING-AMORTIZATION] 252,166
[UNDERWRITING-OTHER] 0
[INCOME-PRETAX] (152,567)
[INCOME-TAX] 0
[INCOME-CONTINUING] (152,567)
[DISCONTINUED] 0
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] (152,567)
[EPS-PRIMARY] (.03)
[EPS-DILUTED] (.03)
[RESERVE-OPEN] 140,777
[PROVISION-CURRENT] 329,625
[PROVISION-PRIOR] 0
[PAYMENTS-CURRENT] 204,560
[PAYMENTS-PRIOR] 99,700
[RESERVE-CLOSE] 166,142
[CUMULATIVE-DEFICIENCY] 0
</TABLE>
