ACCOLADE FUNDS
497, 1996-01-12
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[Full-length picture               Al-Star  Portfolio  Manager  Art  Bonnel  has
of Art Bonnel                      teamed up with United Services.              
standing with arms                                                              
crossed, surrounded                "The financial world's most sought-after free
by three basketballs.]             agent  in  1994."   Louis   Rukeyser,   LOUIS
                                   RUKEYSER'S MUTUAL FUNDS, March 1995          
                                                                                
                                   BONNEL GROWTH FUND                           
                                                                                
                                   44.83%* Total return since inception         
                                                                                
                                   Call   1-800-4-BONNEL   or  308-1222  in  San
                                   Antonio                [United Services Logo]
- --------------------------------------------------------------------------------
*Returns 10/17/94 through  10/17/95.  Past performance does not guarantee future
results.  Investment returns and principal value will fluctuate.  You may have a
gain or a loss when you sell shares. For more information, including charges and
expenses,  call  1-800-4-BONNEL.  Please read the  prospectus  carefully  before
investing.                                                                NBA737


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