[GRAPHIC: LINEAR GRAPH PLOTTED FROM DATA IN TABLE BELOW]
<TABLE>
DECEMBER 30TH 94 TO DECEMBER 31 96, NAV - NAV PRICES, USING GROSS ALL
REINVESTMENT, FUNDS ARE BASED IN U.S. DOLLARS, CALCULATION USED INDEXED
<CAPTION>
MFS
Bonnel Amer Cent Emerging AIM:Con- S&P 500
Growth 20:Vista Growth/A stella- (Composite)
Fund (US) (US) (US) tion (US) (NX)
85.79 57.19 62.04 57.49 69.09
--------- --------- -------- -------- -----------
<C> <C> <C> <C> <C> <C>
12/30/94 ........... 100 100 100 100 100
1/6/95 ............ 99.801 96.828 99.577 98.429 100
1/13/95 ........... 99.901 99.72 100.899 100.814 100
1/20/95 ........... 99.702 98.134 101.586 100.698 100
1/27/95 ........... 98.608 95.056 100.423 99.011 100
1/31/95 ........... 97.714 93.563 100.899 98.08 102.592
2/3/95 ............ 100.497 97.761 103.858 101.163 102.592
2/10/95 ........... 103.38 101.679 106.184 103.665 102.592
2/17/95 ........... 103.479 99.907 104.017 102.618 102.592
2/24/95 ........... 103.678 100 105.127 102.967 102.592
2/28/95 ........... 103.976 100.56 105.285 103.49 106.586
3/3/95 ............ 105.567 102.612 105.92 104.77 106.586
3/10/95 ........... 106.461 103.172 106.237 104.945 106.586
3/17/95 ........... 108.35 104.478 108.457 106.341 106.586
3/24/95 ........... 109.642 108.489 109.725 108.959 106.586
3/31/95 ........... 108.449 106.996 110.359 108.261 109.726
4/7/95 ............ 107.654 105.97 108.245 107.388 109.726
4/14/95 ........... 110.934 110.541 109.355 110.646 109.726
4/21/95 ........... 109.046 106.53 104.651 108.028 109.726
4/28/95 ........... 113.221 110.261 106.025 110.762 112.954
5/5/95 ............ 113.221 110.914 105.074 110.006 114.139
5/12/95 ........... 115.507 113.993 109.408 113.322 115.333
5/19/95 ........... 116.402 116.045 109.567 114.252 113.938
5/26/95 ........... 115.606 115.205 110.941 115.3 114.916
5/31/95 ........... 114.911 112.407 110.201 114.136 117.462
6/2/95 ............ 116.103 115.951 111.681 115.998 117.264
6/9/95 ............ 117.495 118.284 113.953 117.743 116.258
6/16/95 ........... 121.173 121.735 117.548 121.466 118.876
6/23/95 ........... 125.944 128.825 120.137 126.003 121.052
6/30/95 ........... 125.646 126.026 116.913 123.56 120.186
7/7/95 ............ 132.406 134.701 120.666 128.796 122.746
7/14/95 ........... 137.376 140.765 123.309 132.17 123.526
7/21/95 ........... 133.897 136.287 121.723 128.214 122.143
7/28/95 ........... 140.954 144.31 128.33 136.067 124.197
7/31/95 ........... 139.96 143.004 127.96 135.66 124.17
8/4/95 ............ 137.078 138.34 125.476 131.995 123.48
8/11/95 ........... 138.072 140.485 126.533 133.741 122.634
8/18/95 ........... 144.334 147.295 129.651 138.918 123.54
8/25/95 ........... 142.843 143.75 129.757 137.347 123.737
8/31/95 ........... 141.252 142.257 129.81 136.591 124.48
9/1/95 ............ 141.153 141.884 129.44 136.649 124.912
9/8/95 ............ 149.006 151.586 135.782 143.688 126.87
9/15/95 ........... 147.515 147.015 134.989 141.187 129.236
9/22/95 ........... 148.211 151.399 137.421 142.408 128.877
9/29/95 ........... 147.416 148.414 134.672 141.478 129.73
10/6/95 ............ 139.264 139.552 131.025 134.962 129.304
10/13/95 ........... 141.153 139.739 132.03 135.544 129.75
10/20/95 ........... 141.948 142.724 134.619 137.289 130.407
10/27/95 ........... 141.749 142.071 133.774 136.067 128.684
10/31/95 ........... 143.936 146.735 134.831 137.813 129.266
11/3/95 ............ 146.521 153.265 140.803 142.525 131.283
11/10/95 ........... 146.322 150.653 142.495 140.547 131.761
11/17/95 ........... 144.93 147.108 140.486 137.464 133.394
11/24/95 ........... 142.048 142.444 137.156 134.148 133.372
11/30/95 ........... 146.72 149.254 141.596 139.5 134.935
12/1/95 ............ 145.626 148.974 140.381 138.22 135.293
12/8/95 ............ 146.223 147.015 141.173 137.929 137.634
12/15/95 ........... 143.141 140.672 137.685 131.483 137.38
12/22/95 ........... 142.621 143.833 139.218 134.372 136.401
12/29/95 ........... 145.223 146.135 141.173 135.455 137.534
1/5/96 ............ 139.393 136.526 137.474 130.28 137.929
1/12/96 ........... 134.397 133.123 131.607 126.91 134.381
1/19/96 ........... 136.479 134.824 135.941 130.099 136.618
1/26/96 ........... 139.81 143.933 140.909 134.011 138.804
1/31/96 ........... 143.141 143.632 143.129 136.538 142.209
2/2/96 ............ 143.87 146.735 144.609 138.765 142.755
2/9/96 ............ 148.554 147.636 150.053 142.917 146.759
2/16/96 ........... 146.993 144.533 149.049 141.473 144.883
2/23/96 ........... 152.302 150.539 152.484 146.828 147.365
2/29/96 ........... 148.971 146.135 150.634 143.338 143.532
3/1/96 ............ 147.097 142.832 147.939 140.871 144.415
3/8/96 ............ 146.889 141.13 146.67 139.186 141.979
3/15/96 ........... 154.384 148.437 151.691 143.579 143.756
3/22/96 ........... 155.842 149.037 150.634 143.819 145.816
3/29/96 ........... 155.946 148.437 151.11 143.157 144.914
4/5/96 ............ 159.485 151.74 153.647 144.541 147.24
4/12/96 ........... 157.507 148.237 150.581 141.713 142.941
4/19/96 ........... 162.712 154.342 156.924 145.685 144.818
4/26/96 ........... 173.227 162.85 163.002 151.823 146.701
4/30/96 ........... 174.476 162.55 162.632 151.883 147.049
5/3/96 ............ 175.205 161.749 162.526 150.318 144.23
5/10/96 ........... 177.911 163.551 165.116 152.906 146.581
5/17/96 ........... 185.719 172.259 168.71 158.021 150.362
5/24/96 ........... 189.363 171.658 167.548 158.081 152.52
5/31/96 ........... 189.155 169.757 167.495 156.697 150.835
6/7/96 ............ 185.303 166.954 164.958 156.396 151.779
6/14/96 ........... 180.306 163.551 166.015 153.809 150.097
6/21/96 ........... 172.602 154.843 159.778 149.656 150.321
6/28/96 ........... 173.956 160.248 161.047 150.679 151.41
7/5/96 ............ 170 155.844 155.973 146.888 148.432
7/12/96 ........... 161.047 146.235 145.613 139.427 145.892
7/19/96 ........... 158.028 143.432 142.125 138.223 144.208
7/26/96 ........... 155.113 142.231 144.45 137.621 143.569
7/31/96 ........... 155.946 141.931 144.239 137.2 144.724
8/2/96 ............ 163.649 154.743 149.789 144.481 149.821
8/9/96 ............ 163.337 154.743 153.7 145.745 149.733
8/16/96 ........... 163.025 150.339 152.854 145.564 150.437
8/23/96 ........... 164.17 151.34 153.277 146.648 150.848
8/30/96 ........... 164.17 151.74 151.48 145.504 147.781
9/6/96 ............ 164.066 150.539 152.114 145.324 148.618
9/13/96 ........... 172.706 161.349 162.104 153.207 154.253
9/20/96 ........... 175.309 165.152 166.596 155.253 155.721
9/27/96 ........... 177.807 168.956 166.543 156.336 155.533
9/30/96 ........... 178.536 168.455 166.385 156.155 156.091
10/4/96 ............ 183.741 171.258 169.556 159.284 159.305
10/11/96 ........... 182.908 166.654 168.658 157.419 159.123
10/18/96 ........... 182.596 165.453 167.653 157.9 161.431
10/25/96 ........... 179.057 160.748 161.681 154.17 159.182
10/31/96 ........... 177.495 156.945 161.469 153.327 160.395
11/1/96 ............ 177.391 156.745 161.205 153.026 160.054
11/8/96 ............ 184.99 158.546 167.178 158.683 166.206
11/15/96 ........... 184.158 155.143 167.389 159.044 167.752
11/22/96 ........... 182.388 150.639 168.763 159.284 170.279
11/29/96 ........... 185.792 154.542 169.239 160.969 172.508
12/6/96 ............ 185.477 154.442 167.389 159.284 168.539
12/13/96 ........... 182.324 150.339 164.905 156.216 166.041
12/20/96 ........... 184.741 154.154 163.531 157.742 170.651
12/27/96 ........... 186.422 153.829 160.868 157.618 172.456
12/31/96 ........... 185.792 157.187 162.045 157.493 169.091
</TABLE>
------------------------------------
Bonnel Growth Fund (US) ... 85.79
Amer Cent 20:Vista (US) ... 57.19
MFS Emerging Growth/A (US . 62.04
AIM:Constellation (US) .... 57.49
S&P 500 (Composite) (NX) .. 69.09
------------------------------------
- ----------
Past performance is no guarantee of future results. Investment returns and
principal value may fluctuate, and you may have a gain or a loss when you sell
shares. Average annual total rate of return for 1 year period ended 12/31/96,
27.93%. Average annual total rate of return for life of the Fund (10/17/94
through 12/31/96), 33.02%. Not a solicitation for any funds listed herein, other
than the Bonnel Growth Fund. Must be accompanied or preceeded by a current
prospectus.