FIRST SAVINGS BANCORP OF LITTLE FALLS INC
15-12G, 1999-03-26
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C.


                                     FORM 15


CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                             Commission File Number   0-23194
                                                                    ------------

                   First Savings Bancorp of Little Falls, Inc.
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                 1 Center Avenue, Little Falls, New Jersey 07424
- --------------------------------------------------------------------------------
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

                     Common Stock, Par Value $1.00 per share
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                 Not Applicable
- --------------------------------------------------------------------------------
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)


         Please place an X in the box(es) to  designate,  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)       |X|     Rule 12g-4(a)(1)(ii)      |_|
     Rule 12g-4(a)(1)(ii)      |_|     Rule 12h-3(b)(1)(ii)      |_|
     Rule 12g-4(a)(2)(i)       |_|     Rule 12h-3(b)(2)(i)       |_|
     Rule 12g-4(a)(2)(ii)      |_|     Rule 12h-3(b)(2)(ii)      |_|
                                       Rule 15d-6                |_|

         Approximate number of holders of record as of the certification
                               or notice date:      42
                                              ---------------    

         Pursuant to the  requirements  of the  Securities  Exchange Act of 1934
(Name   of    registrant    as   specified   in   charter)   has   caused   this
certification/notice  to be  signed  on  its  behalf  by  the  undersigned  duly
authorized person.

Date: March 26, 1999                  By: /s/ Haralambos S. Kostakopoulos   
     -----------------------------        --------------------------------------
                                          Haralambos S. Kostakopoulos, President


Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Securities and Exchange  Commission three copies
of Form 15,  one of which  shall be  manually  signed.  It may be  signed  by an
officer of the registrant,  by counsel or by any other duly  authorized  person.
The name and title of the  person  signing  the form  shall be typed or  printed
under the signature.



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