<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000902789
<NAME> MCB FINANCIAL CORPORATION
<MULTIPLIER> 1
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 12,476
<INT-BEARING-DEPOSITS> 286
<FED-FUNDS-SOLD> 6,350
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 24,515
<INVESTMENTS-CARRYING> 2,000
<INVESTMENTS-MARKET> 1,983
<LOANS> 156,419
<ALLOWANCE> 1,849
<TOTAL-ASSETS> 206,209
<DEPOSITS> 184,427
<SHORT-TERM> 750
<LIABILITIES-OTHER> 1,619
<LONG-TERM> 0
3,000
0
<COMMON> 10,587
<OTHER-SE> 5,826
<TOTAL-LIABILITIES-AND-EQUITY>206,209
<INTEREST-LOAN> 11,554
<INTEREST-INVEST> 1,331
<INTEREST-OTHER> 473
<INTEREST-TOTAL> 13,358
<INTEREST-DEPOSIT> 3,975
<INTEREST-EXPENSE> 4,021
<INTEREST-INCOME-NET> 9,337
<LOAN-LOSSES> 320
<SECURITIES-GAINS> (2)
<EXPENSE-OTHER> 5,827
<INCOME-PRETAX> 3,832
<INCOME-PRE-EXTRAORDINARY> 3,832
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,253
<EPS-BASIC> 1.10
<EPS-DILUTED> 1.05
<YIELD-ACTUAL> 9.50
<LOANS-NON> 0
<LOANS-PAST> 78
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,492
<CHARGE-OFFS> 0
<RECOVERIES> 37
<ALLOWANCE-CLOSE> 1,849
<ALLOWANCE-DOMESTIC> 1,849
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 841
</TABLE>
