[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: GLENS FALLS NATIONAL BANK
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-03696
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John F. Corcoran
Title: Vice President
Phone: 518-793-4129
Signature, Place, and Date of Signing:
1 Glens Falls, NY 01/09/2001
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 283
Form 13F Information Table Value Total: $ 366,445
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AT&T CORP COMMON STOCK 001957109 220 12731 SH
AT&T CORP COMMON STOCK 001957109 98 5677 SH
AXP MUTUAL FUNDS - 00245V106 226 7791 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 509 10500 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 455 9400 SH
AGILENT TECHNOLOGIES COMMON STOCK 00846U101 1030 18807 SH
AGILENT TECHNOLOGIES COMMON STOCK 00846U101 53 963 SH
AGILENT TECHNOLOGIES COMMON STOCK 00846U101 536 9794 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1328 32394 SH
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 316 7700 SH
ALCOA INC COMMON STOCK 013817101 2311 68987 SH
ALCOA INC COMMON STOCK 013817101 204 6100 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 2752 43303 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 2809 44200 SH
AMER INTL GROUP INC COMMON STOCK 026874107 6610 67066 SH
AMER INTL GROUP INC COMMON STOCK 026874107 971 9853 SH
ANALOG DEVICES, INC. COMMON STOCK 032654105 271 5300 SH
ANHEUSER BUSCH CO COMMON STOCK 035229103 1087 23900 SH
ANHEUSER BUSCH CO COMMON STOCK 035229103 1983 43580 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 816 21375 SH
APPLIED MATERIALS INC COMMON STOCK 038222105 11 300 SH
ARROW COMMON STOCK 042744102 19425 1002581 SH
ARROW COMMON STOCK 042744102 892 46035 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 5173 81705 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 76 1200 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 823 13005 SH
BP AMOCO PLC SPON ADR COMMON STOCK 055622104 3829 79985 SH
BP AMOCO PLC SPON ADR COMMON STOCK 055622104 2211 46182 SH
DEUTSCHE MUTUAL FUNDS - 05576L874 14363 1170567 SH
DEUTSCHE MUTUAL FUNDS - 05576L874 739 60225 SH
DEUTSCHE MUTUAL FUNDS - 05576L874 617 50310 SH
BANK OF NY CO INC COMMON STOCK 064057102 15 273 SH
BANK OF NY CO INC COMMON STOCK 064057102 486 8800 SH
BANK OF NY CO INC COMMON STOCK 064057102 138 2500 SH
BANK ONE CORP COMMON STOCK 06423A103 1145 31272 SH
BANK ONE CORP COMMON STOCK 06423A103 60 1650 SH
BANK ONE CORP COMMON STOCK 06423A103 311 8493 SH
BANKNORTH GROUP INC NEW COMMON STOCK 06646R107 1298 65121 SH
BANKNORTH GROUP INC NEW COMMON STOCK 06646R107 315 15785 SH
BAXTER INTL INC COMMON STOCK 071813109 1378 15600 SH
BAXTER INTL INC COMMON STOCK 071813109 421 4769 SH
BELLSOUTH CORP COMMON STOCK 079860102 3042 74304 SH
BELLSOUTH CORP COMMON STOCK 079860102 957 23382 SH
BOEING COMPANY COMMON STOCK 097023105 282 4266 SH
BOEING COMPANY COMMON STOCK 097023105 106 1600 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 10164 137462 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 3053 41290 SH
BROADWING INC COMMON STOCK 111620100 241 10560 SH
BURLINGTON RESOURCES INC COMMON STOCK 122014103 1077 21325 SH
BURLINGTON RESOURCES INC COMMON STOCK 122014103 235 4650 SH
CVS CORP COMMON STOCK 126650100 2068 34500 SH
CVS CORP COMMON STOCK 126650100 60 1000 SH
CVS CORP COMMON STOCK 126650100 39 650 SH
CARNIVAL CORP COMMON STOCK 143658102 251 8150 SH
CARNIVAL CORP COMMON STOCK 143658102 43 1400 SH
CELGENE CORP COMMON STOCK 151020104 423 13000 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 314 6915 SH
CHEVRON CORP COMMON STOCK 166751107 1422 16846 SH
CHEVRON CORP COMMON STOCK 166751107 426 5042 SH
CISCO SYSTEMS COMMON STOCK 17275R102 6624 173188 SH
CISCO SYSTEMS COMMON STOCK 17275R102 77 2000 SH
CISCO SYSTEMS COMMON STOCK 17275R102 1104 28850 SH
CITIGROUP INC COMMON STOCK 172967101 2739 53648 SH
CITIGROUP INC COMMON STOCK 172967101 87 1698 SH
COCA COLA CO. COMMON STOCK 191216100 143 2350 SH
COCA COLA CO. COMMON STOCK 191216100 148 2428 SH
COLGATE-PALMOLIVE CO COMMON STOCK 194162103 19 300 SH
COLGATE-PALMOLIVE CO COMMON STOCK 194162103 258 4000 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 957 15925 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 78 1300 SH
CORNING INC COMMON STOCK 219350105 743 14060 SH
CORNING INC COMMON STOCK 219350105 452 8550 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 3429 118514 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 145 5000 SH
WALT DISNEY COMPANY COMMON STOCK 254687106 727 25125 SH
DOVER CORP COMMON STOCK 260003108 1270 31300 SH
DOVER CORP COMMON STOCK 260003108 22 550 SH
DOW CHEMICAL CO COMMON STOCK 260543103 33 900 SH
DOW CHEMICAL CO COMMON STOCK 260543103 220 6000 SH
EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 2596 53729 SH
EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 126 2600 SH
EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 815 16875 SH
DUKE ENERGY CORP COMMON STOCK 264399106 3054 35822 SH
DUKE ENERGY CORP COMMON STOCK 264399106 239 2800 SH
DUKE ENERGY CORP COMMON STOCK 264399106 209 2450 SH
EMC CORP COMMON STOCK 268648102 4700 70680 SH
EMC CORP COMMON STOCK 268648102 133 2000 SH
EMC CORP COMMON STOCK 268648102 841 12650 SH
EASTMAN KODAK CO COMMON STOCK 277461109 270 6852 SH
ELAN PLC COMMON STOCK 284131208 393 8400 SH
EMERSON ELECTRIC CO COMMON STOCK 291011104 697 8850 SH
EMERSON ELECTRIC CO COMMON STOCK 291011104 887 11250 SH
ENRON CORP COMMON STOCK 293561106 2898 34862 SH
ENRON CORP COMMON STOCK 293561106 943 11350 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 9918 114082 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 174 2000 SH
EXXON MOBIL CORP COMMON STOCK 30231G102 2962 34073 SH
FASTENAL COMMON STOCK 311900104 410 7475 SH
FED HOME LOAN MTG CORP COMMON STOCK 313400301 2195 31875 SH
FED HOME LOAN MTG CORP COMMON STOCK 313400301 69 1000 SH
FED HOME LOAN MTG CORP COMMON STOCK 313400301 172 2500 SH
FED NATL MORT ASSOC COMMON STOCK 313586109 5271 60760 SH
FED NATL MORT ASSOC COMMON STOCK 313586109 959 11060 SH
FEDERATED FD US GOVT SECS INC MUTUAL FUNDS - 314182106 80 10377 SH
FIDELITY MUTUAL FUNDS - 315807875 98 10819 SH
FIDELITY MUTUAL FUNDS - 316071109 861 17504 SH
FIDELITY MUTUAL FUNDS - 316071109 1008 20493 SH
FIDELITY MUTUAL FUNDS - 316071109 19 379 SH
FIDELITY MUTUAL FUNDS - 316200203 290 8021 SH
FIDELITY MUTUAL FUNDS - 316200203 609 16833 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 1158 19379 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 57 955 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 206 5486 SH
FLEETBOSTON FINL CORP COMMON STOCK 339030108 21 550 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 400 13345 SH
FORTUNE BRANDS INC COMMON STOCK 349631101 19 636 SH
FRANKLIN MUTUAL FUNDS - 354713109 10032 255064 SH
FRANKLIN MUTUAL FUNDS - 354713109 1271 32315 SH
FRANKLIN MUTUAL FUNDS - 354713109 350 8890 SH
GANNETT COMPANY INC COMMON STOCK 364730101 120 1900 SH
GANNETT COMPANY INC COMMON STOCK 364730101 88 1400 SH
GAP, INC. COMMON STOCK 364760108 1718 67381 SH
GAP, INC. COMMON STOCK 364760108 404 15861 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 19899 415112 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 168 3500 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 9229 192531 SH
GENERAL MILLS INC COMMON STOCK 370334104 2907 65225 SH
GENERAL MILLS INC COMMON STOCK 370334104 58 1300 SH
GILLETTE CO COMMON STOCK 375766102 352 9750 SH
GILLETTE CO COMMON STOCK 375766102 125 3450 SH
HALLIBURTON CO COMMON STOCK 406216101 486 13400 SH
HALLIBURTON CO COMMON STOCK 406216101 102 2800 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 4219 106145 SH
HARLEY DAVIDSON INC COMMON STOCK 412822108 205 5150 SH
H J HEINZ CO COMMON STOCK 423074103 394 8300 SH
H J HEINZ CO COMMON STOCK 423074103 1213 25575 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 4678 148200 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 128 4050 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 2013 63790 SH
HOME DEPOT COMMON STOCK 437076102 3205 70158 SH
HOME DEPOT COMMON STOCK 437076102 755 16525 SH
HONEYWELL INTL COMMON STOCK 438516106 115 2434 SH
HONEYWELL INTL COMMON STOCK 438516106 153 3240 SH
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 953 17325 SH
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 55 1000 SH
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 17 300 SH
ILLINOIS TOOL WORKS INC. COMMON STOCK 452308109 343 5760 SH
ILLINOIS TOOL WORKS INC. COMMON STOCK 452308109 119 2000 SH
INTEL CORP COMMON STOCK 458140100 5163 171752 SH
INTEL CORP COMMON STOCK 458140100 150 5000 SH
INTEL CORP COMMON STOCK 458140100 1987 66110 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 2277 26784 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 623 7325 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 711 17065 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 17 400 SH
JACOBS ENGINEERING GROUP INC. COMMON STOCK 469814107 547 11850 SH
JACOBS ENGINEERING GROUP INC. COMMON STOCK 469814107 88 1900 SH
JANUS MUTUAL FUNDS - 471023101 1376 41332 SH
JANUS MUTUAL FUNDS - 471023101 565 16972 SH
JANUS MUTUAL FUNDS - 471023101 32 954 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 8416 80107 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 252 2400 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 3558 33865 SH
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2895 40953 SH
KIMBERLY-CLARK CORP COMMON STOCK 494368103 113 1600 SH
LIBERTY MUTUAL FUNDS - 530545870 112 18716 SH
ELI LILLY & CO COMMON STOCK 532457108 433 4650 SH
ELI LILLY & CO COMMON STOCK 532457108 261 2800 SH
LOWES COMPANIES COMMON STOCK 548661107 199 4465 SH
LOWES COMPANIES COMMON STOCK 548661107 45 1000 SH
LOWES COMPANIES COMMON STOCK 548661107 4 100 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 747 55310 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 343 25372 SH
MBIA INC COMMON STOCK 55262C100 870 11733 SH
MBIA INC COMMON STOCK 55262C100 109 1475 SH
MCDONALDS CORP COMMON STOCK 580135101 296 8710 SH
MCDONALDS CORP COMMON STOCK 580135101 517 15200 SH
MEDTRONIC, INC COMMON STOCK 585055106 2742 45420 SH
MEDTRONIC, INC COMMON STOCK 585055106 211 3500 SH
MEDTRONIC, INC COMMON STOCK 585055106 186 3075 SH
MERCK & CO COMMON STOCK 589331107 6927 73983 SH
MERCK & CO COMMON STOCK 589331107 150 1600 SH
MERCK & CO COMMON STOCK 589331107 4052 43280 SH
MICROSOFT CORP. COMMON STOCK 594918104 3427 79005 SH
MICROSOFT CORP. COMMON STOCK 594918104 535 12330 SH
MINN MINING & MANUFACTURING CO COMMON STOCK 604059105 712 5910 SH
MINN MINING & MANUFACTURING CO COMMON STOCK 604059105 241 2000 SH
MINN MINING & MANUFACTURING CO COMMON STOCK 604059105 727 6030 SH
J P MORGAN & CO COMMON STOCK 616880100 898 5424 SH
J P MORGAN & CO COMMON STOCK 616880100 273 1650 SH
MOTOROLA INC COMMON STOCK 620076109 336 16608 SH
MOTOROLA INC COMMON STOCK 620076109 136 6700 SH
FRANKLIN MUTUAL FUNDS - 628380107 324 16384 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 1202 48573 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 50 2000 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 17 700 SH
NOKIA CORP COMMON STOCK 654902204 1490 34250 SH
NOKIA CORP COMMON STOCK 654902204 183 4200 SH
NORTEL NWKS CORP HLD COMMON STOCK 656568102 1695 52870 SH
NORTEL NWKS CORP HLD COMMON STOCK 656568102 22 700 SH
NORTEL NWKS CORP HLD COMMON STOCK 656568102 213 6631 SH
NORTHERN TRUST MUTUAL FUNDS - 665162798 154 8067 SH
NORTHERN TRUST MUTUAL FUNDS - 665162798 38 1992 SH
NORTHERN TRUST MUTUAL FUNDS - 665162798 5 254 SH
ORACLE CORP COMMON STOCK 68389X105 3986 137138 SH
ORACLE CORP COMMON STOCK 68389X105 38 1300 SH
ORACLE CORP COMMON STOCK 68389X105 285 9800 SH
PEPSICO INC COMMON STOCK 713448108 8619 173895 SH
PEPSICO INC COMMON STOCK 713448108 268 5400 SH
PEPSICO INC COMMON STOCK 713448108 4269 86142 SH
PFIZER INC COMMON STOCK 717081103 6398 139090 SH
PFIZER INC COMMON STOCK 717081103 1680 36520 SH
PHARMACIA CORP COMMON STOCK 71713U102 346 5670 SH
PHARMACIA CORP COMMON STOCK 71713U102 104 1700 SH
PHILIP MORRIS COS INC COMMON STOCK 718154107 392 8899 SH
PHILIP MORRIS COS INC COMMON STOCK 718154107 985 22387 SH
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 205 3600 SH
PITNEY BOWES INC COMMON STOCK 724479100 152 4600 SH
PITNEY BOWES INC COMMON STOCK 724479100 73 2200 SH
PRAXAIR, INC. COMMON STOCK 74005P104 506 11400 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 4229 53920 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 118 1500 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 1789 22809 SH
PUTNAM NY TAX EXEMPT INCOME MUTUAL FUNDS - 74683Q309 64 7292 SH
PUTNAM NY TAX EXEMPT INCOME MUTUAL FUNDS - 74683Q309 193 22049 SH
QWEST COMMUNICATIONS INTL INC. COMMON STOCK 749121109 593 14498 SH
QWEST COMMUNICATIONS INTL INC. COMMON STOCK 749121109 271 6639 SH
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 844 13936 SH
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 606 10000 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1408 29492 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 166 3468 SH
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 615 12885 SH
SARA LEE CORP COMMON STOCK 803111103 811 33000 SH
SARA LEE CORP COMMON STOCK 803111103 147 6000 SH
SARA LEE CORP COMMON STOCK 803111103 395 16100 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 204 3596 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 45 800 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 2862 35809 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 208 2600 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 693 8675 SH
CHARLES SCHWAB CO. COMMON STOCK 808513105 4640 163539 SH
CHARLES SCHWAB CO. COMMON STOCK 808513105 153 5399 SH
SONOCO PRODUCTS COMMON STOCK 835495102 269 12430 SH
SOUTHWEST AIRLINES COMMON STOCK 844741108 297 8860 SH
SOUTHWEST AIRLINES COMMON STOCK 844741108 3 100 SH
STANLEY WORKS COMMON STOCK 854616109 920 29500 SH
STAPLES INCORPORATED COMMON STOCK 855030102 138 11689 SH
STAPLES INCORPORATED COMMON STOCK 855030102 41 3500 SH
STARBUCKS CORP COMMON STOCK 855244109 589 13300 SH
STARBUCKS CORP COMMON STOCK 855244109 89 2000 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 1898 68096 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 22 800 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 91 3250 SH
SUNTRUST BANKS INC COMMON STOCK 867914103 819 13000 SH
SUNTRUST BANKS INC COMMON STOCK 867914103 1101 17484 SH
TARGET CORP COMMON STOCK 87612E106 918 28455 SH
TARGET CORP COMMON STOCK 87612E106 48 1500 SH
TARGET CORP COMMON STOCK 87612E106 13 400 SH
TEMPLETON MUTUAL FUNDS - 880196209 2 238 SH
TEMPLETON MUTUAL FUNDS - 880196209 506 48892 SH
TEMPLETON MUTUAL FUNDS - 880196209 52 5076 SH
TEXACO INC COMMON STOCK 881694103 1405 22609 SH
TEXACO INC COMMON STOCK 881694103 146 2347 SH
TYCO INTL LTD COMMON STOCK 902124106 3407 61382 SH
TYCO INTL LTD COMMON STOCK 902124106 671 12086 SH
UNILEVER NV COMMON STOCK 904784709 297 4714 SH
UNILEVER NV COMMON STOCK 904784709 285 4526 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 110 1400 SH
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 377 4800 SH
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 3287 65581 SH
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1083 21607 SH
VIACOM COMMON STOCK 925524308 19 406 SH
VIACOM COMMON STOCK 925524308 203 4340 SH
WACHOVIA CORP. COMMON STOCK 929771103 667 11470 SH
WACHOVIA CORP. COMMON STOCK 929771103 356 6120 SH
WALMART STORES INC COMMON STOCK 931142103 1469 27660 SH
WALMART STORES INC COMMON STOCK 931142103 147 2760 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 1744 31325 SH
WELLS FARGO & CO NEW COMMON STOCK 949746101 18 325 SH
WISCONSIN ENERGY CORP COMMON STOCK 976657106 135 5990 SH
WISCONSIN ENERGY CORP COMMON STOCK 976657106 111 4900 SH
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 209 4545 SH
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 51 1118 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
AT&T CORP SOLE 12731
AT&T CORP OTHER 5677
AXP SOLE 7791
ABBOTT LABORATORIES SOLE 10500
ABBOTT LABORATORIES OTHER 9400
AGILENT TECHNOLOGIES SOLE 18807
AGILENT TECHNOLOGIES DEFINED 963
AGILENT TECHNOLOGIES OTHER 9794
AIR PRODUCTS & CHEMICALS INC SOLE 32394
AIR PRODUCTS & CHEMICALS INC OTHER 7700
ALCOA INC SOLE 68987
ALCOA INC OTHER 6100
AMERICAN HOME PRODUCTS SOLE 43303
AMERICAN HOME PRODUCTS OTHER 2000
AMERICAN HOME PRODUCTS OTHER 42200
AMER INTL GROUP INC SOLE 67066
AMER INTL GROUP INC OTHER 9853
ANALOG DEVICES, INC. SOLE 5300
ANHEUSER BUSCH CO SOLE 23900
ANHEUSER BUSCH CO OTHER 1480
ANHEUSER BUSCH CO OTHER 42100
APPLIED MATERIALS INC SOLE 21375
APPLIED MATERIALS INC OTHER 300
ARROW SOLE 1002581
ARROW OTHER 46035
AUTOMATIC DATA PROCESSING SOLE 81705
AUTOMATIC DATA PROCESSING DEFINED 1200
AUTOMATIC DATA PROCESSING OTHER 13005
BP AMOCO PLC SPON ADR SOLE 79985
BP AMOCO PLC SPON ADR OTHER 1058
BP AMOCO PLC SPON ADR OTHER 45124
DEUTSCHE SOLE 1170567
DEUTSCHE DEFINED 60225
DEUTSCHE OTHER 1067
DEUTSCHE OTHER 49243
BANK OF NY CO INC SOLE 273
BANK OF NY CO INC DEFINED 8800
BANK OF NY CO INC OTHER 2500
BANK ONE CORP SOLE 31272
BANK ONE CORP DEFINED 1650
BANK ONE CORP OTHER 8493
BANKNORTH GROUP INC NEW SOLE 65121
BANKNORTH GROUP INC NEW OTHER 15785
BAXTER INTL INC SOLE 15600
BAXTER INTL INC OTHER 4769
BELLSOUTH CORP SOLE 74304
BELLSOUTH CORP OTHER 23382
BOEING COMPANY SOLE 4266
BOEING COMPANY OTHER 1600
BRISTOL MYERS SQUIBB SOLE 137462
BRISTOL MYERS SQUIBB OTHER 41290
BROADWING INC OTHER 10560
BURLINGTON RESOURCES INC SOLE 21325
BURLINGTON RESOURCES INC OTHER 4650
CVS CORP SOLE 34500
CVS CORP DEFINED 1000
CVS CORP OTHER 650
CARNIVAL CORP SOLE 8150
CARNIVAL CORP OTHER 1400
CELGENE CORP SOLE 13000
CHASE MANHATTAN CORP SOLE 6915
CHEVRON CORP SOLE 16846
CHEVRON CORP OTHER 5042
CISCO SYSTEMS SOLE 173188
CISCO SYSTEMS DEFINED 2000
CISCO SYSTEMS OTHER 28850
CITIGROUP INC SOLE 53648
CITIGROUP INC OTHER 1698
COCA COLA CO. SOLE 2350
COCA COLA CO. OTHER 2428
COLGATE-PALMOLIVE CO SOLE 300
COLGATE-PALMOLIVE CO OTHER 4000
COMPUTER SCIENCES CORP SOLE 15925
COMPUTER SCIENCES CORP OTHER 1300
CORNING INC SOLE 14060
CORNING INC OTHER 8550
WALT DISNEY COMPANY SOLE 118514
WALT DISNEY COMPANY DEFINED 5000
WALT DISNEY COMPANY OTHER 25125
DOVER CORP SOLE 31300
DOVER CORP OTHER 550
DOW CHEMICAL CO SOLE 900
DOW CHEMICAL CO OTHER 6000
EI DUPONT DE NEMOURS & CO SOLE 53729
EI DUPONT DE NEMOURS & CO DEFINED 2600
EI DUPONT DE NEMOURS & CO OTHER 16875
DUKE ENERGY CORP SOLE 35822
DUKE ENERGY CORP DEFINED 2800
DUKE ENERGY CORP OTHER 2450
EMC CORP SOLE 70680
EMC CORP DEFINED 2000
EMC CORP OTHER 12650
EASTMAN KODAK CO SOLE 6852
ELAN PLC SOLE 8400
EMERSON ELECTRIC CO SOLE 8850
EMERSON ELECTRIC CO OTHER 11250
ENRON CORP SOLE 34862
ENRON CORP OTHER 11350
EXXON MOBIL CORP SOLE 114082
EXXON MOBIL CORP DEFINED 2000
EXXON MOBIL CORP OTHER 34073
FASTENAL SOLE 7475
FED HOME LOAN MTG CORP SOLE 31875
FED HOME LOAN MTG CORP DEFINED 1000
FED HOME LOAN MTG CORP OTHER 2500
FED NATL MORT ASSOC SOLE 60760
FED NATL MORT ASSOC OTHER 11060
FEDERATED FD US GOVT SECS INC SOLE 10377
FIDELITY SOLE 10819
FIDELITY SOLE 17504
FIDELITY DEFINED 20493
FIDELITY OTHER 379
FIDELITY SOLE 8021
FIDELITY DEFINED 16833
FIFTH THIRD BANCORP SOLE 19379
FIFTH THIRD BANCORP OTHER 955
FLEETBOSTON FINL CORP SOLE 5486
FLEETBOSTON FINL CORP OTHER 550
FORTUNE BRANDS INC SOLE 13345
FORTUNE BRANDS INC OTHER 636
FRANKLIN SOLE 255064
FRANKLIN DEFINED 32315
FRANKLIN OTHER 8890
GANNETT COMPANY INC SOLE 1900
GANNETT COMPANY INC OTHER 1400
GAP, INC. SOLE 67381
GAP, INC. OTHER 15861
GENERAL ELECTRIC CO SOLE 415112
GENERAL ELECTRIC CO DEFINED 3500
GENERAL ELECTRIC CO OTHER 5602
GENERAL ELECTRIC CO OTHER 186929
GENERAL MILLS INC SOLE 65225
GENERAL MILLS INC OTHER 1300
GILLETTE CO SOLE 9750
GILLETTE CO OTHER 550
GILLETTE CO OTHER 2900
HALLIBURTON CO SOLE 13400
HALLIBURTON CO OTHER 2800
HARLEY DAVIDSON INC SOLE 106145
HARLEY DAVIDSON INC OTHER 5150
H J HEINZ CO SOLE 8300
H J HEINZ CO OTHER 25575
HEWLETT PACKARD CO SOLE 148200
HEWLETT PACKARD CO DEFINED 4050
HEWLETT PACKARD CO OTHER 63790
HOME DEPOT SOLE 70158
HOME DEPOT OTHER 16525
HONEYWELL INTL SOLE 2434
HONEYWELL INTL OTHER 3240
HOUSEHOLD INTERNATIONAL INC SOLE 17325
HOUSEHOLD INTERNATIONAL INC DEFINED 1000
HOUSEHOLD INTERNATIONAL INC OTHER 300
ILLINOIS TOOL WORKS INC. SOLE 5760
ILLINOIS TOOL WORKS INC. OTHER 2000
INTEL CORP SOLE 171752
INTEL CORP DEFINED 5000
INTEL CORP OTHER 66110
INTL BUSINESS MACHINES SOLE 26784
INTL BUSINESS MACHINES OTHER 7325
JDS UNIPHASE CORP SOLE 17065
JDS UNIPHASE CORP OTHER 400
JACOBS ENGINEERING GROUP INC. SOLE 11850
JACOBS ENGINEERING GROUP INC. OTHER 1900
JANUS SOLE 41332
JANUS DEFINED 16972
JANUS OTHER 954
JOHNSON & JOHNSON SOLE 80107
JOHNSON & JOHNSON DEFINED 2400
JOHNSON & JOHNSON OTHER 1600
JOHNSON & JOHNSON OTHER 32265
KIMBERLY-CLARK CORP SOLE 40953
KIMBERLY-CLARK CORP OTHER 1600
LIBERTY OTHER 18716
ELI LILLY & CO SOLE 4650
ELI LILLY & CO OTHER 2800
LOWES COMPANIES SOLE 4465
LOWES COMPANIES DEFINED 1000
LOWES COMPANIES OTHER 100
LUCENT TECHNOLOGIES INC SOLE 55310
LUCENT TECHNOLOGIES INC OTHER 25372
MBIA INC SOLE 11733
MBIA INC OTHER 1475
MCDONALDS CORP SOLE 8710
MCDONALDS CORP OTHER 1000
MCDONALDS CORP OTHER 14200
MEDTRONIC, INC SOLE 45420
MEDTRONIC, INC DEFINED 3500
MEDTRONIC, INC OTHER 3075
MERCK & CO SOLE 73983
MERCK & CO DEFINED 1600
MERCK & CO OTHER 2500
MERCK & CO OTHER 40780
MICROSOFT CORP. SOLE 79005
MICROSOFT CORP. OTHER 12330
MINN MINING & MANUFACTURING CO SOLE 5910
MINN MINING & MANUFACTURING CO DEFINED 2000
MINN MINING & MANUFACTURING CO OTHER 6030
J P MORGAN & CO SOLE 5424
J P MORGAN & CO OTHER 1650
MOTOROLA INC SOLE 16608
MOTOROLA INC OTHER 6700
FRANKLIN SOLE 16384
NEXTEL COMMUNICATIONS SOLE 48573
NEXTEL COMMUNICATIONS DEFINED 2000
NEXTEL COMMUNICATIONS OTHER 700
NOKIA CORP SOLE 34250
NOKIA CORP OTHER 4200
NORTEL NWKS CORP HLD SOLE 52870
NORTEL NWKS CORP HLD DEFINED 700
NORTEL NWKS CORP HLD OTHER 500
NORTEL NWKS CORP HLD OTHER 6131
NORTHERN TRUST SOLE 8067
NORTHERN TRUST DEFINED 1992
NORTHERN TRUST OTHER 254
ORACLE CORP SOLE 137138
ORACLE CORP DEFINED 1300
ORACLE CORP OTHER 400
ORACLE CORP OTHER 9400
PEPSICO INC SOLE 173895
PEPSICO INC DEFINED 5400
PEPSICO INC OTHER 2500
PEPSICO INC OTHER 83642
PFIZER INC SOLE 139090
PFIZER INC OTHER 36520
PHARMACIA CORP SOLE 5670
PHARMACIA CORP OTHER 1700
PHILIP MORRIS COS INC SOLE 8899
PHILIP MORRIS COS INC OTHER 22387
PHILLIPS PETROLEUM CO SOLE 3600
PITNEY BOWES INC SOLE 4600
PITNEY BOWES INC OTHER 2200
PRAXAIR, INC. SOLE 11400
PROCTER & GAMBLE CO SOLE 53920
PROCTER & GAMBLE CO DEFINED 1500
PROCTER & GAMBLE CO OTHER 675
PROCTER & GAMBLE CO OTHER 22134
PUTNAM NY TAX EXEMPT INCOME SOLE 7292
PUTNAM NY TAX EXEMPT INCOME OTHER 22049
QWEST COMMUNICATIONS INTL INC. SOLE 14498
QWEST COMMUNICATIONS INTL INC. OTHER 6639
ROYAL DUTCH PETROLEUM CO SOLE 13936
ROYAL DUTCH PETROLEUM CO OTHER 800
ROYAL DUTCH PETROLEUM CO OTHER 9200
SBC COMMUNICATIONS INC SOLE 29492
SBC COMMUNICATIONS INC DEFINED 3468
SBC COMMUNICATIONS INC OTHER 12885
SARA LEE CORP SOLE 33000
SARA LEE CORP DEFINED 6000
SARA LEE CORP OTHER 200
SARA LEE CORP OTHER 15900
SCHERING PLOUGH CORP SOLE 3596
SCHERING PLOUGH CORP OTHER 800
SCHLUMBERGER LTD SOLE 35809
SCHLUMBERGER LTD DEFINED 2600
SCHLUMBERGER LTD OTHER 8675
CHARLES SCHWAB CO. SOLE 163539
CHARLES SCHWAB CO. OTHER 5399
SONOCO PRODUCTS SOLE 12430
SOUTHWEST AIRLINES SOLE 8860
SOUTHWEST AIRLINES OTHER 100
STANLEY WORKS SOLE 29500
STAPLES INCORPORATED SOLE 11689
STAPLES INCORPORATED OTHER 3500
STARBUCKS CORP SOLE 13300
STARBUCKS CORP OTHER 2000
SUN MICROSYSTEMS SOLE 68096
SUN MICROSYSTEMS DEFINED 800
SUN MICROSYSTEMS OTHER 3250
SUNTRUST BANKS INC SOLE 13000
SUNTRUST BANKS INC OTHER 17484
TARGET CORP SOLE 28455
TARGET CORP DEFINED 1500
TARGET CORP OTHER 400
TEMPLETON SOLE 238
TEMPLETON DEFINED 48892
TEMPLETON OTHER 5076
TEXACO INC SOLE 22609
TEXACO INC OTHER 2347
TYCO INTL LTD SOLE 61382
TYCO INTL LTD OTHER 1046
TYCO INTL LTD OTHER 11040
UNILEVER NV SOLE 4714
UNILEVER NV OTHER 4526
UNITED TECHNOLOGIES CORP SOLE 1400
UNITED TECHNOLOGIES CORP OTHER 4800
VERIZON COMMUNICATIONS INC SOLE 65581
VERIZON COMMUNICATIONS INC OTHER 21607
VIACOM SOLE 406
VIACOM OTHER 4340
WACHOVIA CORP. SOLE 11470
WACHOVIA CORP. OTHER 6120
WALMART STORES INC SOLE 27660
WALMART STORES INC OTHER 2760
WELLS FARGO & CO NEW SOLE 31325
WELLS FARGO & CO NEW OTHER 325
WISCONSIN ENERGY CORP SOLE 5990
WISCONSIN ENERGY CORP OTHER 4900
TRANSOCEAN SEDCO FOREX INC SOLE 4545
TRANSOCEAN SEDCO FOREX INC OTHER 1118
</TABLE>
