PREMIER INSURED MUNICIPAL BOND FUND
485B24E, 1997-02-19
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                                                                Page 1 of 10

                     File Nos. 811-7682 and 33-61738




                   SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C.  20549

                                FORM N-1A

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933             [ X ]

                        Pre-Effective Amendment No.                 [   ]
   

                     Post-Effective Amendment No.  8                [ X ]
    


                                  and

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940     [ X ]
   

                           Amendment No.  8                         [ X ]
    


                  (Check appropriate box or boxes)

                PREMIER INSURED MUNICIPAL BOND FUND
         (Exact Name of Registrant as Specified in Charter)

c/o The Dreyfus Corporation
200 Park Avenue, New York, New York  10166
(Address of Principal Executive Offices)  (Zip Code)

Registrant's Telephone Number, including Area Code:  (212) 922-6020

                            Mark N. Jacobs, Esq.
                              200 Park Avenue
                         New York, New York  10166
                 (Name and Address of Agent for Service)

It is proposed that this filing will become effective (check appropriate box)
   

__X__ immediately upon filing pursuant to paragraph (b)

____ on ______________  pursuant to paragraph (b)

_____ 60 days after filing pursuant to paragraph (a) (i)

_____ on (date) pursuant to paragraph (a) (i)

_____ 75 days after filing pursuant to paragraph (a) (ii)

_____ on (date) pursuant to paragraph (a) (ii) of Rule 485
    
   

Registrant has registered an indefinite number of shares of its Beneficial
Interest under the Securities Act of 1933 pursuant to Sec. 24(f) of the
Investment Company Act of 1940.  Registrant's Rule 24f-2 Notice for the fiscal
year ended July 31, 1996 was filed September 26, 1996.
    

                                                                      Page 2

                REGISTRATION STATEMENT FILE NOS. 811-7682 AND 33-61738

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

For Registration under the Securities Act of 1933 of Securities of Open-End
Management Investment Companies registered on Form N-1A.

A.     Exact name of Company specified in Charter:

       PREMIER INSURED MUNICIPAL BOND FUND: CALIFORNIA SERIES - CLASS A

B.     Complete address of Company's principal executive offices:

       c/o The Dreyfus Corporation, 200 Park Avenue, New York, NY  10166

C.     Name and complete address of agent for service:

       Mark N. Jacobs, Esq.
       The Dreyfus Corporation
       200 Park Avenue
       New York, NY  10166

D.     Title and amount of Securities being registered (number of shares or
       other units):
   

           87,124 Shares                                (See Note Below)
    


E.     Proposed aggregate offering price to the public of the securities being
       registered:
   

       $330,008                       (Determined on the basis of the closing
                                      price on February 12, 1997; i.e. $12.75
                                      per share (See Note Below))
    


F.     Amount of filing fee, computed at one thirty-third of one percent of
       the proposed maximum aggregate offering price to the public:
   

       $100                            (See Note Below)
    

G.     Approximate date of proposed public offering:

       As soon as practicable after the effective date of this
       Registration Statement, and thereafter from day to day

NOTE:  Shares to be registered pursuant to Rule 24e-2
                                                                   Aggregate
                                                                Offering Price
   

       Total Shares Registered:        87,124 X $12.75 =          $1,110,831

       Less Adjustment for Shares
       Redeemed in excess of Shares
       Sold during Fiscal Year
       ended July 31, 1996:            61,241 X $12.75 =          $  780,823
                                       25,883 X $12.75 =          $  330,008

       Fee at 1/33 of 1%                                          $      100
    


                                                                    Page 3

                REGISTRATION STATEMENT FILE NOS. 811-7682 AND 33-61738

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

For Registration under the Securities Act of 1933 of Securities of Open-End
Management Investment Companies registered on Form N-1A.

A.     Exact name of Company specified in Charter:

       PREMIER INSURED MUNICIPAL BOND FUND: CONNECTICUT SERIES - CLASS A

B.     Complete address of Company's principal executive offices:

       c/o The Dreyfus Corporation, 200 Park Avenue, New York, NY  10166

C.     Name and complete address of agent for service:

       Mark N. Jacobs, Esq.
       The Dreyfus Corporation
       200 Park Avenue
       New York, NY  10166

D.     Title and amount of Securities being registered (number of shares or
       other units):
   

          127,745 Shares                                (See Note Below)
    


E.     Proposed aggregate offering price to the public of the securities being
       registered:
   

       $330,003                       (Determined on the basis of the closing
                                      price on January 31, 1997; i.e. $13.68
                                      per share (See Note Below))
    


F.     Amount of filing fee, computed at one thirty-third of one percent of
       the proposed maximum aggregate offering price to the public:
   

       $100                            (See Note Below)
    

G.     Approximate date of proposed public offering:

       As soon as practicable after the effective date of this
       Registration Statement, and thereafter from day to day

NOTE:  Shares to be registered pursuant to Rule 24e-2
                                                                   Aggregate
                                                                Offering Price
   

       Total Shares Registered:           127,745 X $13.68 =      $1,747,552

       Less Adjustment for Shares
       Redeemed in excess of Shares
       Sold during Fiscal Year
       ended July 31, 1996:               103,622 X $13.68 =      $1,417,549
                                           24,123 X $13.68 =      $  330,003

       Fee at 1/33 of 1%                                          $      100
    

                                                                  Page 4

                REGISTRATION STATEMENT FILE NOS. 811-7682 AND 33-61738

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

For Registration under the Securities Act of 1933 of Securities of Open-End
Management Investment Companies registered on Form N-1A.

A.     Exact name of Company specified in Charter:

       PREMIER INSURED MUNICIPAL BOND FUND: FLORIDA SERIES - CLASS A

B.     Complete address of Company's principal executive offices:

       c/o The Dreyfus Corporation, 200 Park Avenue, New York, NY  10166

C.     Name and complete address of agent for service:

       Mark N. Jacobs, Esq.
       The Dreyfus Corporation
       200 Park Avenue
       New York, NY  10166

D.     Title and amount of Securities being registered (number of shares or
       other units):
   

         269,885 Shares                                    (See Note Below)
    


E.     Proposed aggregate offering price to the public of the securities being
       registered:
   

       $330,007                       (Determined on the basis of the closing
                                      price on January 31, 1997; i.e. $13.72
                                      per share (See Note Below))
    


F.     Amount of filing fee, computed at one thirty-third of one percent of
       the proposed maximum aggregate offering price to the public:
   

       $100                            (See Note Below)
    


G.     Approximate date of proposed public offering:

       As soon as practicable after the effective date of this
       Registration Statement, and thereafter from day to day

NOTE:  Shares to be registered pursuant to Rule 24e-2
                                                                   Aggregate
                                                                Offering Price
   

       Total Shares Registered:          269,885 X $13.72 =       $3,702,822

       Less Adjustment for Shares
       Redeemed in excess of Shares
       Sold during Fiscal Year
       ended July 31, 1996:              245,832 X $13.72 =       $3,372,815
                                          24,053 X $13.72 =       $  330,007

       Fee at 1/33 of 1%                                          $      100
    

                                                                     Page 5

                REGISTRATION STATEMENT FILE NOS. 811-7682 AND 33-61738

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

For Registration under the Securities Act of 1933 of Securities of Open-End
Management Investment Companies registered on Form N-1A.

A.     Exact name of Company specified in Charter:

       PREMIER INSURED MUNICIPAL BOND FUND: FLORIDA SERIES - CLASS B

B.     Complete address of Company's principal executive offices:

       c/o The Dreyfus Corporation, 200 Park Avenue, New York, NY  10166

C.     Name and complete address of agent for service:

       Mark N. Jacobs, Esq.
       The Dreyfus Corporation
       200 Park Avenue
       New York, NY  10166

D.     Title and amount of Securities being registered (number of shares or
       other units):
   

          292,334 Shares                                (See Note Below)
    


E.     Proposed aggregate offering price to the public of the securities being
       registered:
   

       $330,002                       (Determined on the basis of the closing
                                      price on January 31, 1997; i.e. $13.10
                                      per share (See Note Below))
    


F.     Amount of filing fee, computed at one thirty-third of one percent of
       the proposed maximum aggregate offering price to the public:
   

       $100                            (See Note Below)
    


G.     Approximate date of proposed public offering:

       As soon as practicable after the effective date of this
       Registration Statement, and thereafter from day to day

NOTE:  Shares to be registered pursuant to Rule 24e-2
                                                                   Aggregate
                                                                Offering Price
   

       Total Shares Registered:           292,334 X $13.10 =      $3,829,575

       Less Adjustment for Shares
       Redeemed in excess of Shares
       Sold during Fiscal Year
       ended July 31, 1996:               267,143 X $13.10 =      $3,499,573
                                           25,191 X $13.10 =      $  330,002

       Fee at 1/33 of 1%                                          $      100
    

                                                                      Page 6

                REGISTRATION STATEMENT FILE NOS. 811-7682 AND 33-61738

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

For Registration under the Securities Act of 1933 of Securities of Open-End
Management Investment Companies registered on Form N-1A.

A.     Exact name of Company specified in Charter:

       PREMIER INSURED MUNICIPAL BOND FUND: NEW YORK SERIES - CLASS A

B.     Complete address of Company's principal executive offices:

       c/o The Dreyfus Corporation, 200 Park Avenue, New York, NY  10166

C.     Name and complete address of agent for service:

       Mark N. Jacobs, Esq.
       The Dreyfus Corporation
       200 Park Avenue
       New York, NY  10166

D.     Title and amount of Securities being registered (number of shares or
       other units):
   

         27,100 Shares                                    (See Note Below)
    


E.     Proposed aggregate offering price to the public of the securities being
       registered:
   

       $330,002                       (Determined on the basis of the closing
                                      price on February 3, 1997; i.e. $13.61
                                      per share (See Note Below))
    


F.     Amount of filing fee, computed at one thirty-third of one percent of
       the proposed maximum aggregate offering price to the public:
   

       $100                            (See Note Below)
    


G.     Approximate date of proposed public offering:

       As soon as practicable after the effective date of this
       Registration Statement, and thereafter from day to day

NOTE:  Shares to be registered pursuant to Rule 24e-2
                                                                   Aggregate
                                                                Offering Price
   

       Total Shares Registered:          27,100 X $13.61 =         $368,831

       Less Adjustment for Shares
       Redeemed in excess of Shares
       Sold during Fiscal Year
       ended July 31, 1996:               2,853 X $13.61 =         $ 38,829
                                         24,247 X $13.61 =         $330,002

       Fee at 1/33 of 1%                                           $    100
    

                                                                    Page 7





                    CONSENT OF STROOCK & STROOCK & LAVAN LLP




    The Consent of Stroock & Stroock & Lavan LLP, counsel to the Registrant,
has been included in their Opinion filed as Exhibit 10 to this Amendment to
the Registration Statement.

                                                                     Page 8

                                   SIGNATURES

   

    Pursuant to the requirements of the Securities Act of 1933 and the
Investment Company Act of 1940, the Registrant certifies that it meets all the
requirements for effectiveness of this Amendment to the Registration Statement
pursuant to Rule 485(b) under the Securities Act of 1933 and has duly caused
this Amendment to the Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of New York, and State of
New York, on the 19th day of February, 1997 .
    


                           PREMIER INSURED MUNICIPAL BOND FUND

                            BY:   /s/ Marie E. Connolly*
                               MARIE E. CONNOLLY, PRESIDENT

    Pursuant to the requirements of the Securities Act of 1933 and the
Investment Company Act of 1940, this Amendment to the Registration Statement
has been signed below by the following persons in the capacities and on the
date indicated.


        SIGNATURE                TITLE

/s/ Marie E. Connolly*           President and Treasurer
Marie E. Connolly                (Principal Executive, Financial
                                   and Accounting Officer)

/s/ Joseph S. DiMartino*         Chairman of the Board
Joseph S. DiMartino

/s/ Clifford L. Alexander, Jr.*  Trustee
Clifford L. Alexander, Jr.

/s/ Peggy C. Davis*              Trustee
Peggy C. Davis

/s/ Ernest Kafka*                Trustee
Ernest Kafka

/s/ Saul B. Klaman*              Trustee
Saul B. Klaman

/s/ Nathan Leventhal*            Trustee
Nathan Leventhal


   


*BY: /s/ Elizabeth A. Keeley
     Elizabeth A. Keeley, Attorney-in-Fact
    








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<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         (12)
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<OVERDIST-NET-GAINS-PRIOR>                           0
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<PER-SHARE-NII>                                    .50
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.95
<EXPENSE-RATIO>                                   .012
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<ARTICLE> 6
<CIK> 0000902976
<NAME> PREMIER INSURED MUNICIPAL BOND FUND
<SERIES>
   <NUMBER> 007
   <NAME> CONNECTICUT SERIES-CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUL-31-1996
<PERIOD-END>                               JUL-31-1996
<INVESTMENTS-AT-COST>                            27912
<INVESTMENTS-AT-VALUE>                           28602
<RECEIVABLES>                                      311
<ASSETS-OTHER>                                       8
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   28921
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          298
<TOTAL-LIABILITIES>                                298
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         27869
<SHARES-COMMON-STOCK>                              857
<SHARES-COMMON-PRIOR>                              961
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             64
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                           690
<NET-ASSETS>                                     11117
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1721
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     403
<NET-INVESTMENT-INCOME>                           1318
<REALIZED-GAINS-CURRENT>                            84
<APPREC-INCREASE-CURRENT>                            8
<NET-CHANGE-FROM-OPS>                             1410
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (576)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            114
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<NET-CHANGE-IN-ASSETS>                           (440)
<ACCUMULATED-NII-PRIOR>                              0
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<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    440
<AVERAGE-NET-ASSETS>                             12310
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<ARTICLE> 6
<CIK> 0000902976
<NAME> PREMIER INSURED MUNICIPAL BOND FUND
<SERIES>
   <NUMBER> 010
   <NAME> FLORIDA SERIES-CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUL-31-1996
<PERIOD-END>                               JUL-31-1996
<INVESTMENTS-AT-COST>                            33177
<INVESTMENTS-AT-VALUE>                           34522
<RECEIVABLES>                                      485
<ASSETS-OTHER>                                       9
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   35016
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          290
<TOTAL-LIABILITIES>                                290
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         32851
<SHARES-COMMON-STOCK>                             1244
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<PAID-IN-CAPITAL-COMMON>                         32851
<SHARES-COMMON-STOCK>                             1371
<SHARES-COMMON-PRIOR>                             1627
<ACCUMULATED-NII-CURRENT>                            0
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<ACCUMULATED-NET-GAINS>                            530
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<DIVIDEND-INCOME>                                    0
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<SHARES-REINVESTED>                                 16
<NET-CHANGE-IN-ASSETS>                          (6091)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         (14)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              214
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    557
<AVERAGE-NET-ASSETS>                             19976
<PER-SHARE-NAV-BEGIN>                            13.08
<PER-SHARE-NII>                                    .56
<PER-SHARE-GAIN-APPREC>                            .20
<PER-SHARE-DIVIDEND>                             (.56)
<PER-SHARE-DISTRIBUTIONS>                            0
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<ARTICLE> 6
<CIK> 0000902976
<NAME> PREMIER INSURED MUNICIPAL BOND FUND
<SERIES>
   <NUMBER> 016
   <NAME> NEW YORK SERIES-CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUL-31-1996
<PERIOD-END>                               JUL-31-1996
<INVESTMENTS-AT-COST>                            14800
<INVESTMENTS-AT-VALUE>                           15029
<RECEIVABLES>                                      197
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