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<PAGE> PAGE 10
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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<PAGE> PAGE 43
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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SIGNATURE WILLIAM J. KLIPP
TITLE CHIEF OPER OFFICER
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<NAME> SCHWAB ANALYTICS FUND
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<NAME> SCHWAB ONESOURCE PORTFOLIOS - INTERNATIONAL FUND
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<NAME> SCHWAB ONESOURCE PORTFOLIOS-GROWTH ALLOCATION FUND
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<NAME> SCHWAB ONESOURCE PORTFOLIOS-BALANCED ALLOCATION FUND
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