<PAGE> PAGE 1
000 B000000 10/31/1999
000 C000000 0000904333
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 U
001 A000000 SCHWAB CAPITAL TRUST
001 B000000 811-7704
001 C000000 8002665623
002 A000000 101 MONTGOMERY STREET
002 B000000 SAN FRANCISCO
002 C000000 CA
002 D010000 94104
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 16
007 C010100 1
007 C020100 SCHWAB INTERNATIONAL INDEX FUND
007 C030100 N
007 C010200 2
007 C020200 SCHWAB SMALL-CAP INDEX FUND
007 C030200 N
007 C010300 3
007 C020300 SCHWAB MARKETTRACK GROWTH FUND
007 C030300 N
007 C010400 4
007 C020400 SCHWAB MARKETTRACK BALANCED FUND
007 C030400 N
007 C010500 5
007 C020500 SCHWAB MARKETTRACK CONSERVATIVE FUND
007 C030500 N
007 C010600 6
007 C020600 SCHWAB S&P 500 FUND
007 C030600 N
007 C010700 7
007 C020700 SCHWAB ANALYTICS FUND
007 C030700 N
007 C010800 8
007 C020800 SCHWAB MARKETMANAGER INTERNATIONAL FUND
007 C030800 N
007 C010900 9
007 C020900 SCHWAB MARKETMANAGER GROWTH FUND
007 C030900 N
007 C011000 10
007 C021000 SCHWAB MARKETMANAGER BALANCED FUND
<PAGE> PAGE 2
007 C031000 N
007 C011100 11
007 C021100 SCHWAB MARKETMANAGER SMALL-CAP FUND
007 C031100 N
007 C011200 12
007 C021200 SCHWAB MARKETTRACK ALL EQUITY FUND
007 C031200 N
007 C011300 13
007 C021300 INSTITUTIONAL SELECT S&P 500 FUND
007 C031300 N
007 C011400 14
007 C021400 INSTITUTIONAL SELECT LARGE-CAP VALUE INDEX FD
007 C031400 N
007 C011500 15
007 C021500 INSTITUTIONAL SELECT SMALL-CAP VALUE INDEX FD
007 C031500 N
007 C011600 16
007 C021600 TOTAL STOCK MARKET INDEX FUND
007 C031600 N
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
013 A00AA01 PRICEWATERHOUSECOOPERS LLP
013 B01AA01 SAN FRANCISCO
013 B02AA01 CA
013 B03AA01 94105
020 A000001 MAPLE PARTNERS
020 C000001 1047
020 A000002 JEFFERIES & COMPANY
020 B000002 95-2622900
020 C000002 406
020 A000003 MORGAN STANLEY
020 B000003 13-2655998
020 C000003 371
020 A000004 DEUTSCHE MORGAN GRENFELL
020 C000004 171
020 A000005 GUZMAN & CO.
020 C000005 169
020 A000006 LEHMAN BROTHERS
020 B000006 13-3299429
020 C000006 147
020 A000007 INSTINET
020 C000007 94
020 A000008 PRUDENTIAL
020 C000008 83
020 A000009 WEEDEN & CO.
020 C000009 75
020 A000010 INVESTMENT TECHNOLOGY GROUP
020 C000010 68
021 000000 3002
<PAGE> PAGE 3
022 A000001 DEUTSCHE MORGAN GRENFELL
022 C000001 100479
022 D000001 76132
022 A000002 JEFFERIES & COMPANY
022 B000002 95-2622900
022 C000002 142012
022 D000002 30996
022 A000003 LEHMAN BROTHERS
022 B000003 13-2927667
022 C000003 54071
022 D000003 0
022 A000004 CANTOR FITZGERALD & CO.
022 B000004 13-3680184
022 C000004 42832
022 D000004 63
022 A000005 BEAR STEARNS
022 B000005 13-3299429
022 C000005 25066
022 D000005 0
022 A000006 PRUDENTIAL
022 C000006 24920
022 D000006 3
022 A000007 WEEDEN & CO.
022 C000007 24460
022 D000007 33
022 A000008 FIRST BOSTON CORP.
022 C000008 15071
022 D000008 0
022 A000009 MORGAN STANLEY
022 B000009 13-2655998
022 C000009 12257
022 D000009 783
022 A000010 KEITH BRUYETTE AND WOODS
022 C000010 4374
022 D000010 2663
023 C000000 6039320
023 D000000 3494862
026 A000000 N
026 B000000 Y
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
<PAGE> PAGE 4
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 N
062 A00AA00 N
062 B00AA00 0.0
062 C00AA00 0.0
062 D00AA00 0.0
062 E00AA00 0.0
062 F00AA00 0.0
062 G00AA00 0.0
062 H00AA00 0.0
062 I00AA00 0.0
062 J00AA00 0.0
062 K00AA00 0.0
062 L00AA00 0.0
062 M00AA00 0.0
062 N00AA00 0.0
062 O00AA00 0.0
062 P00AA00 0.0
062 Q00AA00 0.0
062 R00AA00 0.0
077 A000000 Y
077 B000000 Y
077 Q010000 Y
080 A00AA00 GULF INSURANCE
080 B00AA00 ICI MUTUAL
080 C00AA00 20000
081 A00AA00 Y
081 B00AA00 40
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
014 A000101 CHARLES SCHWAB & CO., INC.
014 B000101 8-16514
014 A000102 MAYER & SCHWEITZER, INC.
014 B000102 8-13535
014 A000103 CHARLES SCHWAB EUROPE
014 B000103 8-00000
<PAGE> PAGE 5
014 A000104 CHARLES SCHWAB HONG KONG
014 B000104 8-00000
014 A000105 CHARLES SCHWAB LTD
014 B000105 8-00000
014 A000106 CHARLES SCHWAB CANADA, CO.
014 B000106 8-00000
014 A000107 CHARLES SCHWAB CAYMAN, LTD
014 B000107 8-00000
014 A000108 CHARLES SCHWAB TOKYO MARINE
014 B000108 8-00000
015 A000101 BROWN BROTHERS HARRIMAN & CO.
015 B000101 C
015 C010101 BOSTON
015 C020101 MA
015 C030101 02109
015 E010101 X
018 000100 Y
019 A000100 Y
019 B000100 40
019 C000100 SCHWABFUND
028 A010100 35134
028 A020100 0
028 A030100 0
028 A040100 15036
028 B010100 24614
028 B020100 0
028 B030100 0
028 B040100 7161
028 C010100 32876
028 C020100 0
028 C030100 0
028 C040100 8161
028 D010100 24717
028 D020100 0
028 D030100 0
028 D040100 8633
028 E010100 28832
028 E020100 0
028 E030100 0
028 E040100 9687
028 F010100 33116
028 F020100 0
028 F030100 0
028 F040100 9947
028 G010100 179289
028 G020100 0
028 G030100 0
028 G040100 58625
028 H000100 0
037 000100 Y
038 000100 115
<PAGE> PAGE 6
039 000100 N
040 000100 N
071 A000100 235135
071 B000100 32905
071 C000100 667516
071 D000100 5
072 A000100 12
072 B000100 692
072 C000100 12254
072 D000100 0
072 E000100 0
072 F000100 4380
072 G000100 0
072 H000100 0
072 I000100 1318
072 J000100 323
072 K000100 0
072 L000100 63
072 M000100 8
072 N000100 119
072 O000100 0
072 P000100 0
072 Q000100 115
072 R000100 28
072 S000100 11
072 T000100 0
072 U000100 0
072 V000100 0
072 W000100 31
072 X000100 6396
072 Y000100 2732
072 Z000100 9282
072AA000100 0
072BB000100 436
072CC010100 159588
072CC020100 0
072DD010100 4066
072DD020100 1055
072EE000100 0
073 A010100 0.1338
073 A020100 0.1500
073 B000100 0.0000
073 C000100 0.0000
074 A000100 0
074 B000100 0
074 C000100 11602
074 D000100 0
074 E000100 4625
074 F000100 876316
074 G000100 0
074 H000100 0
<PAGE> PAGE 7
074 I000100 34
074 J000100 0
074 K000100 0
074 L000100 3816
074 M000100 19
074 N000100 896412
074 O000100 0
074 P000100 70
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 837
074 S000100 0
074 T000100 895505
074 U010100 24907
074 U020100 24994
074 V010100 17.93
074 V020100 17.96
074 W000100 0.0000
074 X000100 47902
074 Y000100 0
075 A000100 0
075 B000100 608061
076 000100 0.00
014 A000201 CHARLES SCHWAB & CO., INC.
014 B000201 8-16514
014 A000202 MAYER & SCHWEITZER, INC.
014 B000202 8-13535
014 A000203 CHARLES SCHWAB EUROPE
014 B000203 8-00000
014 A000204 CHARLES SCHWAB HONG KONG
014 B000204 8-00000
014 A000205 CHARLES SCHWAB LTD
014 B000205 8-00000
014 A000206 CHARLES SCHWAB CANADA, CO.
014 B000206 8-00000
014 A000207 CHARLES SCHWAB CAYMAN, LTD
014 B000207 8-00000
014 A000208 CHARLES SCHWAB TOKYO MARINE
014 B000208 8-00000
015 A000201 BROWN BROTHERS HARRIMAN & CO.
015 B000201 C
015 C010201 BOSTON
015 C020201 MA
015 C030201 02109
015 E010201 X
018 000200 Y
019 A000200 Y
019 B000200 40
019 C000200 SCHWABFUND
<PAGE> PAGE 8
025 A000201 JEFFERIES GROUP, INC.
025 B000201 95-2622900
025 C000201 E
025 D000201 644
025 D000202 0
025 D000203 0
025 D000204 0
025 D000205 0
025 D000206 0
025 D000207 0
025 D000208 0
028 A010200 26609
028 A020200 0
028 A030200 0
028 A040200 18056
028 B010200 24848
028 B020200 0
028 B030200 0
028 B040200 16595
028 C010200 32928
028 C020200 0
028 C030200 0
028 C040200 12714
028 D010200 32667
028 D020200 0
028 D030200 0
028 D040200 14557
028 E010200 34745
028 E020200 0
028 E030200 0
028 E040200 17646
028 F010200 35751
028 F020200 0
028 F030200 0
028 F040200 14235
028 G010200 187548
028 G020200 0
028 G030200 0
028 G040200 93805
028 H000200 0
037 000200 Y
038 000200 408
039 000200 N
040 000200 N
070 A010200 Y
070 A020200 N
070 B010200 Y
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 Y
<PAGE> PAGE 9
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 Y
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 Y
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 Y
070 K020200 Y
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 Y
070 N020200 Y
070 O010200 Y
070 O020200 Y
070 P010200 Y
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 454815
071 B000200 316507
071 C000200 763956
071 D000200 41
072 A000200 12
072 B000200 234
072 C000200 5932
072 D000200 0
072 E000200 99
072 F000200 3601
072 G000200 0
072 H000200 0
072 I000200 1477
072 J000200 50
072 K000200 0
072 L000200 101
072 M000200 9
072 N000200 205
072 O000200 0
072 P000200 0
072 Q000200 128
072 R000200 32
<PAGE> PAGE 10
072 S000200 8
072 T000200 0
072 U000200 0
072 V000200 0
072 W000200 30
072 X000200 5641
072 Y000200 2206
072 Z000200 2830
072AA000200 0
072BB000200 5689
072CC010200 135451
072CC020200 0
072DD010200 1755
072DD020200 752
072EE000200 36583
073 A010200 0.0550
073 A020200 0.0734
073 B000200 0.8678
073 C000200 0.0000
074 A000200 736
074 B000200 0
074 C000200 8679
074 D000200 0
074 E000200 0
074 F000200 895255
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 2368
074 K000200 0
074 L000200 1827
074 M000200 32
074 N000200 908897
074 O000200 9112
074 P000200 87
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 681
074 S000200 0
074 T000200 899017
074 U010200 25968
074 U020200 25625
074 V010200 17.41
074 V020200 17.44
074 W000200 0.0000
074 X000200 56870
074 Y000200 0
075 A000200 0
075 B000200 766995
<PAGE> PAGE 11
076 000200 0.00
014 A000301 CHARLES SCHWAB & CO., INC.
014 B000301 8-16514
014 A000302 MAYER & SCHWEITZER, INC.
014 B000302 8-13535
014 A000303 CHARLES SCHWAB EUROPE
014 B000303 8-00000
014 A000304 CHARLES SCHWAB HONG KONG
014 B000304 8-00000
014 A000305 CHARLES SCHWAB LTD
014 B000305 8-00000
014 A000306 CHARLES SCHWAB CANADA, CO.
014 B000306 8-00000
014 A000307 CHARLES SCHWAB CAYMAN, LTD
014 B000307 8-00000
014 A000308 CHARLES SCHWAB TOKYO MARINE
014 B000308 8-00000
015 A000301 BROWN BROTHERS HARRIMAN & CO.
015 B000301 C
015 C010301 BOSTON
015 C020301 MA
015 C030301 02109
015 E010301 X
018 000300 Y
019 A000300 Y
019 B000300 40
019 C000300 SCHWABFUND
028 A010300 14406
028 A020300 0
028 A030300 0
028 A040300 7606
028 B010300 19966
028 B020300 0
028 B030300 0
028 B040300 7233
028 C010300 15763
028 C020300 0
028 C030300 0
028 C040300 7384
028 D010300 16637
028 D020300 0
028 D030300 0
028 D040300 7142
028 E010300 19608
028 E020300 0
028 E030300 0
028 E040300 7820
028 F010300 15897
028 F020300 0
028 F030300 0
028 F040300 9564
<PAGE> PAGE 12
028 G010300 102277
028 G020300 0
028 G030300 0
028 G040300 46749
028 H000300 0
071 A000300 117892
071 B000300 24483
071 C000300 332939
071 D000300 7
072 A000300 12
074 N000300 428222
074 T000300 427659
075 A000300 0
075 B000300 351091
014 A000401 CHARLES SCHWAB & CO., INC.
014 B000401 8-16514
014 A000402 MAYER & SCHWEITZER, INC.
014 B000402 8-13535
014 A000403 CHARLES SCHWAB EUROPE
014 B000403 8-00000
014 A000404 CHARLES SCHWAB HONG KONG
014 B000404 8-00000
014 A000405 CHARLES SCHWAB LTD
014 B000405 8-00000
014 A000406 CHARLES SCHWAB CANADA, CO.
014 B000406 8-00000
014 A000407 CHARLES SCHWAB CAYMAN, LTD
014 B000407 8-00000
014 A000408 CHARLES SCHWAB TOKYO MARINE
014 B000408 8-00000
015 A000401 BROWN BROTHERS HARRIMAN & CO.
015 B000401 C
015 C010401 BOSTON
015 C020401 MA
015 C030401 02109
015 E010401 X
018 000400 Y
019 A000400 Y
019 B000400 40
019 C000400 SCHWABFUND
028 A010400 14481
028 A020400 0
028 A030400 0
028 A040400 7004
028 B010400 14380
028 B020400 0
028 B030400 0
028 B040400 7948
028 C010400 15677
028 C020400 0
028 C030400 0
<PAGE> PAGE 13
028 C040400 8070
028 D010400 15837
028 D020400 0
028 D030400 0
028 D040400 7180
028 E010400 14522
028 E020400 0
028 E030400 0
028 E040400 6882
028 F010400 21414
028 F020400 0
028 F030400 0
028 F040400 7900
028 G010400 96311
028 G020400 0
028 G030400 0
028 G040400 44984
028 H000400 0
071 A000400 122936
071 B000400 22924
071 C000400 316791
071 D000400 7
072 A000400 12
074 N000400 403959
074 T000400 403271
075 A000400 0
075 B000400 333711
014 A000501 CHARLES SCHWAB & CO., INC.
014 B000501 8-16514
014 A000502 MAYER & SCHWEITZER, INC.
014 B000502 8-13535
014 A000503 CHARLES SCHWAB EUROPE
014 B000503 8-00000
014 A000504 CHARLES SCHWAB HONG KONG
014 B000504 8-00000
014 A000505 CHARLES SCHWAB LTD
014 B000505 8-00000
014 A000506 CHARLES SCHWAB CANADA, CO.
014 B000506 8-00000
014 A000507 CHARLES SCHWAB CAYMAN, LTD
014 B000507 8-00000
014 A000508 CHARLES SCHWAB TOKYO MARINE
014 B000508 8-00000
015 A000501 BROWN BROTHERS HARRIMAN & CO.
015 B000501 C
015 C010501 BOSTON
015 C020501 MA
015 C030501 02109
015 E010501 X
018 000500 Y
019 A000500 Y
<PAGE> PAGE 14
019 B000500 40
019 C000500 SCHWABFUND
028 A010500 6047
028 A020500 0
028 A030500 0
028 A040500 4025
028 B010500 7849
028 B020500 898
028 B030500 0
028 B040500 4886
028 C010500 7400
028 C020500 0
028 C030500 0
028 C040500 5266
028 D010500 8186
028 D020500 0
028 D030500 0
028 D040500 4306
028 E010500 7895
028 E020500 1083
028 E030500 0
028 E040500 5115
028 F010500 5969
028 F020500 0
028 F030500 0
028 F040500 4546
028 G010500 43346
028 G020500 1981
028 G030500 0
028 G040500 28144
028 H000500 0
071 A000500 54603
071 B000500 10978
071 C000500 136308
071 D000500 8
072 A000500 12
074 N000500 167818
074 T000500 167402
075 A000500 0
075 B000500 143814
014 A000601 CHARLES SCHWAB & CO., INC.
014 B000601 8-16514
014 A000602 MAYER & SCHWEITZER, INC.
014 B000602 8-13535
014 A000603 CHARLES SCHWAB EUROPE
014 B000603 8-00000
014 A000604 CHARLES SCHWAB HONG KONG
014 B000604 8-00000
014 A000605 CHARLES SCHWAB LTD
014 B000605 8-00000
014 A000606 CHARLES SCHWAB CANADA, CO.
<PAGE> PAGE 15
014 B000606 8-00000
014 A000607 CHARLES SCHWAB CAYMAN, LTD
014 B000607 8-00000
014 A000608 CHARLES SCHWAB TOKYO MARINE
014 B000608 8-00000
015 A000601 PFPC TRUST COMPANY
015 B000601 C
015 C010601 PHILADELPHIA
015 C020601 PA
015 C030601 19101
015 E010601 X
018 000600 Y
019 A000600 Y
019 B000600 40
019 C000600 SCHWABFUND
025 A000601 BEAR STEARNS COMPANIES INC.
025 B000601 13-3299429
025 C000601 E
025 D000601 3219
025 A000602 LEHMAN BROTHERS HOLDINGS, INC.
025 B000602 13-2518466
025 C000602 E
025 D000602 5873
025 A000603 MORGAN STANLEY, DEAN WITTER, DISCOVER & CO
025 B000603 13-2655998
025 C000603 E
025 D000603 40941
025 A000604 CHARLES SCHWAB CORP.
025 B000604 94-1737782
025 C000604 E
025 D000604 20970
025 D000605 0
025 D000606 0
025 D000607 0
025 D000608 0
028 A010600 330586
028 A020600 0
028 A030600 0
028 A040600 163523
028 B010600 294551
028 B020600 0
028 B030600 0
028 B040600 176978
028 C010600 387099
028 C020600 0
028 C030600 0
028 C040600 179411
028 D010600 307207
028 D020600 0
028 D030600 0
028 D040600 202977
<PAGE> PAGE 16
028 E010600 347344
028 E020600 0
028 E030600 0
028 E040600 334799
028 F010600 348303
028 F020600 0
028 F030600 0
028 F040600 195829
028 G010600 2015090
028 G020600 0
028 G030600 0
028 G040600 1253517
028 H000600 0
037 000600 N
038 000600 0
039 000600 N
040 000600 N
070 A010600 Y
070 A020600 N
070 B010600 Y
070 B020600 N
070 C010600 Y
070 C020600 N
070 D010600 Y
070 D020600 N
070 E010600 Y
070 E020600 N
070 F010600 Y
070 F020600 Y
070 G010600 Y
070 G020600 N
070 H010600 Y
070 H020600 N
070 I010600 Y
070 I020600 N
070 J010600 Y
070 J020600 N
070 K010600 Y
070 K020600 Y
070 L010600 N
070 L020600 N
070 M010600 N
070 M020600 N
070 N010600 Y
070 N020600 Y
070 O010600 Y
070 O020600 Y
070 P010600 Y
070 P020600 N
070 Q010600 N
070 Q020600 N
<PAGE> PAGE 17
070 R010600 N
070 R020600 N
071 A000600 2735296
071 B000600 199908
071 C000600 5899859
071 D000600 3
072 A000600 12
072 B000600 2669
072 C000600 78129
072 D000600 0
072 E000600 718
072 F000600 19330
072 G000600 0
072 H000600 0
072 I000600 10081
072 J000600 178
072 K000600 0
072 L000600 543
072 M000600 37
072 N000600 908
072 O000600 0
072 P000600 31
072 Q000600 925
072 R000600 39
072 S000600 47
072 T000600 0
072 U000600 0
072 V000600 0
072 W000600 243
072 X000600 32362
072 Y000600 16216
072 Z000600 65370
072AA000600 22632
072BB000600 0
072CC010600 1063273
072CC020600 0
072DD010600 18212
072DD020600 21823
072EE000600 0
073 A010600 0.1529
073 A020600 0.3396
073 B000600 0.0000
073 C000600 0.0000
074 A000600 0
074 B000600 0
074 C000600 5642
074 D000600 0
074 E000600 0
074 F000600 7368959
074 G000600 0
074 H000600 0
<PAGE> PAGE 18
074 I000600 0
074 J000600 0
074 K000600 0
074 L000600 18772
074 M000600 1136246
074 N000600 8529619
074 O000600 9109
074 P000600 473
074 Q000600 0
074 R010600 0
074 R020600 0
074 R030600 0
074 R040600 1152662
074 S000600 0
074 T000600 7367375
074 U010600 150316
074 U020600 197118
074 V010600 21.17
074 V020600 21.23
074 W000600 0.0000
074 X000600 319151
074 Y000600 0
075 A000600 0
075 B000600 6019508
076 000600 0.00
008 A000701 CHARLES SCHWAB INVESTMENT MANAGEMENT
008 B000701 A
008 C000701 801-35905
008 D010701 SAN FRANCISCO
008 D020701 CA
008 D030701 94104
008 A000702 SYMPHONY ASSET MANAGEMENT, INC.
008 B000702 S
008 C000702 801-0000
008 D010702 SAN FRANCISCO
008 D020702 CA
008 D030702 94104
014 A000701 CHARLES SCHWAB & CO., INC.
014 B000701 8-16514
014 A000702 MAYER & SCHWEITZER, INC.
014 B000702 8-13535
014 A000703 CHARLES SCHWAB EUROPE
014 B000703 8-00000
014 A000704 CHARLES SCHWAB HONG KONG
014 B000704 8-00000
015 A000701 PFPC TRUST COMPANY
015 B000701 C
015 C010701 PHILADELPHIA
015 C020701 PA
015 C030701 19101
015 E010701 X
<PAGE> PAGE 19
018 000700 Y
019 A000700 Y
019 B000700 40
019 C000700 SCHWABFUND
028 A010700 4663
028 A020700 0
028 A030700 0
028 A040700 2564
028 B010700 4078
028 B020700 0
028 B030700 0
028 B040700 2681
028 C010700 8364
028 C020700 0
028 C030700 0
028 C040700 4324
028 D010700 8558
028 D020700 0
028 D030700 0
028 D040700 4158
028 E010700 10903
028 E020700 0
028 E030700 0
028 E040700 3401
028 F010700 20559
028 F020700 0
028 F030700 0
028 F040700 5086
028 G010700 57125
028 G020700 0
028 G030700 0
028 G040700 22214
028 H000700 0
071 A000700 247644
071 B000700 227741
071 C000700 228994
071 D000700 99
072 A000700 12
074 N000700 294773
074 T000700 288655
075 A000700 0
075 B000700 233596
014 A000801 CHARLES SCHWAB & CO., INC.
014 B000801 8-16514
014 A000802 MAYER & SCHWEITZER, INC.
014 B000802 8-13535
014 A000803 CHARLES SCHWAB EUROPE
014 B000803 8-00000
014 A000804 CHARLES SCHWAB HONG KONG
014 B000804 8-00000
014 A000805 CHARLES SCHWAB LTD
<PAGE> PAGE 20
014 B000805 8-00000
014 A000806 CHARLES SCHWAB CANADA, CO.
014 B000806 8-00000
014 A000807 CHARLES SCHWAB CAYMAN, LTD
014 B000807 8-00000
014 A000808 CHARLES SCHWAB TOKYO MARINE
014 B000808 8-00000
015 A000801 BROWN BROTHERS HARRIMAN & CO.
015 B000801 C
015 C010801 BOSTON
015 C020801 MA
015 C030801 02109
015 E010801 X
018 000800 Y
019 A000800 Y
019 B000800 40
019 C000800 SCHWABFUND
028 A010800 2540
028 A020800 0
028 A030800 0
028 A040800 2705
028 B010800 5768
028 B020800 0
028 B030800 0
028 B040800 3875
028 C010800 3463
028 C020800 0
028 C030800 0
028 C040800 4431
028 D010800 5849
028 D020800 0
028 D030800 0
028 D040800 4368
028 E010800 6686
028 E020800 0
028 E030800 0
028 E040800 3233
028 F010800 7613
028 F020800 0
028 F030800 0
028 F040800 3982
028 G010800 31919
028 G020800 0
028 G030800 0
028 G040800 22594
028 H000800 0
070 A010800 Y
070 A020800 N
070 B010800 Y
070 B020800 N
070 C010800 Y
<PAGE> PAGE 21
070 C020800 N
070 D010800 Y
070 D020800 N
070 E010800 Y
070 E020800 N
070 F010800 Y
070 F020800 N
070 G010800 Y
070 G020800 N
070 H010800 Y
070 H020800 N
070 I010800 Y
070 I020800 N
070 J010800 Y
070 J020800 N
070 K010800 Y
070 K020800 Y
070 L010800 Y
070 L020800 N
070 M010800 Y
070 M020800 N
070 N010800 Y
070 N020800 N
070 O010800 Y
070 O020800 N
070 P010800 Y
070 P020800 N
070 Q010800 N
070 Q020800 N
070 R010800 N
070 R020800 N
071 A000800 201972
071 B000800 202831
071 C000800 81145
071 D000800 249
072 A000800 12
072 B000800 72
072 C000800 1116
072 D000800 0
072 E000800 0
072 F000800 496
072 G000800 0
072 H000800 0
072 Y000800 390
072 Z000800 775
072AA000800 15222
072BB000800 0
072CC010800 13138
072CC020800 0
072DD010800 918
072DD020800 0
<PAGE> PAGE 22
072EE000800 0
073 A010800 0.1337
073 A020800 0.0000
073 B000800 0.0000
073 C000800 0.0000
074 A000800 0
074 B000800 0
074 C000800 7471
074 D000800 0
074 E000800 0
074 F000800 0
074 G000800 0
074 H000800 0
074 I000800 99928
074 J000800 0
074 K000800 0
074 L000800 365
074 M000800 8
074 N000800 107772
074 O000800 3733
074 P000800 7
074 Q000800 0
074 R010800 0
074 R020800 0
074 R030800 0
074 R040800 228
074 S000800 0
074 T000800 103804
074 U010800 6997
074 U020800 0
074 V010800 14.84
074 V020800 0.00
074 W000800 0.0000
074 X000800 10429
074 Y000800 0
075 A000800 0
075 B000800 82480
014 A000901 CHARLES SCHWAB & CO., INC.
014 B000901 8-16514
014 A000902 MAYER & SCHWEITZER, INC.
014 B000902 8-13535
014 A000903 CHARLES SCHWAB EUROPE
014 B000903 8-00000
014 A000904 CHARLES SCHWAB HONG KONG
014 B000904 8-00000
014 A000905 CHARLES SCHWAB LTD
014 B000905 8-00000
014 A000906 CHARLES SCHWAB CANADA, CO.
014 B000906 8-00000
014 A000907 CHARLES SCHWAB CAYMAN, LTD
014 B000907 8-00000
<PAGE> PAGE 23
014 A000908 CHARLES SCHWAB TOKYO MARINE
014 B000908 8-00000
015 A000901 BROWN BROTHERS HARRIMAN & CO.
015 B000901 C
015 C010901 BOSTON
015 C020901 MA
015 C030901 02109
015 E010901 X
018 000900 Y
019 A000900 Y
019 B000900 40
019 C000900 SCHWABFUND
028 A010900 3640
028 A020900 0
028 A030900 0
028 A040900 3061
028 B010900 3291
028 B020900 0
028 B030900 0
028 B040900 2644
028 C010900 3100
028 C020900 0
028 C030900 0
028 C040900 3632
028 D010900 3428
028 D020900 0
028 D030900 0
028 D040900 4367
028 E010900 4199
028 E020900 0
028 E030900 0
028 E040900 2385
028 F010900 2725
028 F020900 0
028 F030900 0
028 F040900 2518
028 G010900 20383
028 G020900 0
028 G030900 0
028 G040900 18607
028 H000900 0
070 A010900 Y
070 A020900 N
070 B010900 Y
070 B020900 N
070 C010900 Y
070 C020900 N
070 D010900 Y
070 D020900 N
070 E010900 Y
070 E020900 N
<PAGE> PAGE 24
070 F010900 Y
070 F020900 N
070 G010900 Y
070 G020900 N
070 H010900 Y
070 H020900 N
070 I010900 Y
070 I020900 N
070 J010900 Y
070 J020900 Y
070 K010900 Y
070 K020900 Y
070 L010900 Y
070 L020900 N
070 M010900 Y
070 M020900 N
070 N010900 Y
070 N020900 N
070 O010900 Y
070 O020900 N
070 P010900 Y
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900 445349
071 B000900 452292
071 C000900 156544
071 D000900 284
072 A000900 12
072 Y000900 717
072 Z000900 2077
072AA000900 22747
072BB000900 0
072CC010900 15237
072CC020900 0
072DD010900 2702
072DD020900 0
072EE000900 3029
073 A010900 0.2069
073 A020900 0.0000
073 B000900 0.2320
073 C000900 0.0000
074 A000900 0
074 B000900 0
074 C000900 9821
074 D000900 0
074 E000900 0
074 F000900 0
074 G000900 0
<PAGE> PAGE 25
074 H000900 0
074 I000900 170805
074 J000900 0
074 K000900 0
074 L000900 195
074 M000900 10
074 N000900 180831
074 O000900 2
074 P000900 25
074 Q000900 0
074 R010900 0
074 R020900 0
074 R030900 0
074 R040900 202
074 S000900 0
074 T000900 180602
074 U010900 12849
074 U020900 0
074 V010900 14.06
074 V020900 0.00
074 W000900 0.0000
074 X000900 17083
074 Y000900 0
075 A000900 0
075 B000900 168148
014 A001001 CHARLES SCHWAB & CO., INC.
014 B001001 8-16514
014 A001002 MAYER & SCHWEITZER, INC.
014 B001002 8-13535
014 A001003 CHARLES SCHWAB EUROPE
014 B001003 8-00000
014 A001004 CHARLES SCHWAB HONG KONG
014 B001004 8-00000
014 A001005 CHARLES SCHWAB LTD
014 B001005 8-00000
014 A001006 CHARLES SCHWAB CANADA, CO.
014 B001006 8-00000
014 A001007 CHARLES SCHWAB CAYMAN, LTD
014 B001007 8-00000
014 A001008 CHARLES SCHWAB TOKYO MARINE
014 B001008 8-00000
015 A001001 BROWN BROTHERS HARRIMAN & CO.
015 B001001 C
015 C011001 BOSTON
015 C021001 MA
015 C031001 02109
015 E011001 X
018 001000 Y
019 A001000 Y
019 B001000 40
019 C001000 SCHWABFUND
<PAGE> PAGE 26
028 A011000 3248
028 A021000 0
028 A031000 0
028 A041000 1574
028 B011000 3231
028 B021000 0
028 B031000 0
028 B041000 1579
028 C011000 4053
028 C021000 0
028 C031000 0
028 C041000 2295
028 D011000 2754
028 D021000 0
028 D031000 0
028 D041000 1591
028 E011000 2294
028 E021000 0
028 E031000 0
028 E041000 2138
028 F011000 3183
028 F021000 0
028 F031000 0
028 F041000 1914
028 G011000 18763
028 G021000 0
028 G031000 0
028 G041000 11091
028 H001000 0
070 A011000 Y
070 A021000 N
070 B011000 Y
070 B021000 N
070 C011000 Y
070 C021000 N
070 D011000 Y
070 D021000 N
070 E011000 Y
070 E021000 N
070 F011000 Y
070 F021000 N
070 G011000 Y
070 G021000 N
070 H011000 Y
070 H021000 N
070 I011000 Y
070 I021000 N
070 J011000 Y
070 J021000 Y
070 K011000 Y
070 K021000 Y
<PAGE> PAGE 27
070 L011000 Y
070 L021000 N
070 M011000 Y
070 M021000 N
070 N011000 Y
070 N021000 N
070 O011000 Y
070 O021000 N
070 P011000 Y
070 P021000 N
070 Q011000 N
070 Q021000 N
070 R011000 N
070 R021000 N
071 A001000 260572
071 B001000 248318
071 C001000 101679
071 D001000 244
072 A001000 12
072 Y001000 481
072 Z001000 2373
072AA001000 11474
072BB001000 0
072CC011000 6255
072CC021000 0
072DD011000 2491
072DD021000 0
072EE001000 0
073 A011000 0.3049
073 A021000 0.0000
073 B001000 0.0000
073 C001000 0.0000
074 A001000 0
074 B001000 0
074 C001000 6967
074 D001000 0
074 E001000 0
074 F001000 0
074 G001000 0
074 H001000 0
074 I001000 114814
074 J001000 0
074 K001000 0
074 L001000 102
074 M001000 9
074 N001000 121892
074 O001000 22
074 P001000 13
074 Q001000 0
074 R011000 0
074 R021000 0
<PAGE> PAGE 28
074 R031000 0
074 R041000 76
074 S001000 0
074 T001000 121781
074 U011000 9063
074 U021000 0
074 V011000 13.44
074 V021000 0.00
074 W001000 0.0000
074 X001000 8399
074 Y001000 0
075 A001000 0
075 B001000 108061
014 A001101 CHARLES SCHWAB & CO., INC.
014 B001101 8-16514
014 A001102 MAYER & SCHWEITZER, INC.
014 B001102 8-13535
014 A001103 CHARLES SCHWAB EUROPE
014 B001103 8-00000
014 A001104 CHARLES SCHWAB HONG KONG
014 B001104 8-00000
014 A001105 CHARLES SCHWAB LTD
014 B001105 8-00000
014 A001106 CHARLES SCHWAB CANADA, CO.
014 B001106 8-00000
014 A001107 CHARLES SCHWAB CAYMAN, LTD
014 B001107 8-00000
014 A001108 CHARLES SCHWAB TOKYO MARINE
014 B001108 8-00000
015 A001101 BROWN BROTHERS HARRIMAN & CO.
015 B001101 C
015 C011101 BOSTON
015 C021101 MA
015 C031101 02109
015 E011101 X
018 001100 Y
019 A001100 Y
019 B001100 40
019 C001100 SCHWABFUND
028 A011100 1786
028 A021100 0
028 A031100 0
028 A041100 3646
028 B011100 1429
028 B021100 0
028 B031100 0
028 B041100 5050
028 C011100 2380
028 C021100 0
028 C031100 0
028 C041100 2568
<PAGE> PAGE 29
028 D011100 1558
028 D021100 0
028 D031100 0
028 D041100 2591
028 E011100 1110
028 E021100 0
028 E031100 0
028 E041100 2741
028 F011100 2430
028 F021100 0
028 F031100 0
028 F041100 3021
028 G011100 10693
028 G021100 0
028 G031100 0
028 G041100 19617
028 H001100 0
070 A011100 Y
070 A021100 N
070 B011100 Y
070 B021100 N
070 C011100 Y
070 C021100 N
070 D011100 Y
070 D021100 N
070 E011100 Y
070 E021100 N
070 F011100 Y
070 F021100 N
070 G011100 Y
070 G021100 N
070 H011100 Y
070 H021100 N
070 I011100 Y
070 I021100 N
070 J011100 Y
070 J021100 Y
070 K011100 Y
070 K021100 Y
070 L011100 Y
070 L021100 N
070 M011100 Y
070 M021100 N
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 Y
070 P021100 N
070 Q011100 N
070 Q021100 N
<PAGE> PAGE 30
070 R011100 N
070 R021100 N
071 A001100 178331
071 B001100 216021
071 C001100 123151
071 D001100 145
072 A001100 12
072 Y001100 645
072 Z001100 2795
072AA001100 10520
072BB001100 0
072CC011100 20277
072CC021100 0
072DD011100 673
072DD021100 0
072EE001100 0
073 A011100 0.0470
073 A021100 0.0000
073 B001100 0.0000
073 C001100 0.0000
074 A001100 0
074 B001100 0
074 C001100 8576
074 D001100 0
074 E001100 0
074 F001100 0
074 G001100 0
074 H001100 0
074 I001100 116524
074 J001100 0
074 K001100 0
074 L001100 104
074 M001100 11
074 N001100 125215
074 O001100 1800
074 P001100 16
074 Q001100 0
074 R011100 0
074 R021100 0
074 R031100 0
074 R041100 401
074 S001100 0
074 T001100 122998
074 U011100 11144
074 U021100 0
074 V011100 11.04
074 V021100 0.00
074 W001100 0.0000
074 X001100 20839
074 Y001100 0
075 A001100 0
<PAGE> PAGE 31
075 B001100 125526
014 A001201 CHARLES SCHWAB & CO., INC.
014 B001201 8-16514
014 A001202 MAYER & SCHWEITZER, INC.
014 B001202 8-13535
014 A001203 CHARLES SCHWAB EUROPE
014 B001203 8-00000
014 A001204 CHARLES SCHWAB HONG KONG
014 B001204 8-00000
014 A001205 CHARLES SCHWAB LTD
014 B001205 8-00000
014 A001206 CHARLES SCHWAB CANADA, CO.
014 B001206 8-00000
014 A001207 CHARLES SCHWAB CAYMAN, LTD
014 B001207 8-00000
014 A001208 CHARLES SCHWAB TOKYO MARINE
014 B001208 8-00000
015 A001201 BROWN BROTHERS HARRIMAN & CO.
015 B001201 C
015 C011201 BOSTON
015 C021201 MA
015 C031201 02109
015 E011201 X
018 001200 Y
019 A001200 Y
019 B001200 40
019 C001200 SCHWABFUND
028 A011200 7412
028 A021200 0
028 A031200 0
028 A041200 3883
028 B011200 7743
028 B021200 0
028 B031200 0
028 B041200 2722
028 C011200 10552
028 C021200 0
028 C031200 0
028 C041200 3438
028 D011200 12619
028 D021200 0
028 D031200 0
028 D041200 3060
028 E011200 13198
028 E021200 0
028 E031200 0
028 E041200 3144
028 F011200 11681
028 F021200 0
028 F031200 0
028 F041200 3638
<PAGE> PAGE 32
028 G011200 63205
028 G021200 0
028 G031200 0
028 G041200 19885
028 H001200 0
070 A011200 Y
070 A021200 N
070 B011200 Y
070 B021200 N
070 C011200 Y
070 C021200 N
070 D011200 Y
070 D021200 N
070 E011200 Y
070 E021200 N
070 F011200 Y
070 F021200 Y
070 G011200 Y
070 G021200 N
070 H011200 Y
070 H021200 N
070 I011200 Y
070 I021200 N
070 J011200 Y
070 J021200 N
070 K011200 Y
070 K021200 Y
070 L011200 Y
070 L021200 N
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 Y
070 P021200 Y
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200 63820
071 B001200 9524
071 C001200 149060
071 D001200 6
072 A001200 12
074 N001200 203459
074 T001200 202884
075 A001200 0
075 B001200 151219
014 A001301 CHARLES SCHWAB & CO., INC.
<PAGE> PAGE 33
014 B001301 8-16514
014 A001302 MAYER & SCHWEITZER, INC.
014 B001302 8-13535
014 A001303 CHARLES SCHWAB EUROPE
014 B001303 8-00000
014 A001304 CHARLES SCHWAB HONG KONG
014 B001304 8-00000
014 A001305 CHARLES SCHWAB LTD
014 B001305 8-00000
014 A001306 CHARLES SCHWAB CANADA, CO.
014 B001306 8-00000
014 A001307 CHARLES SCHWAB CAYMAN, LTD
014 B001307 8-00000
014 A001308 CHARLES SCHWAB TOKYO MARINE
014 B001308 8-00000
015 A001301 PFPC TRUST COMPANY
015 B001301 C
015 C011301 PHILADELPHIA
015 C021301 PA
015 C031301 19101
015 E011301 X
018 001300 Y
019 A001300 Y
019 B001300 40
019 C001300 SCHWABFUND
028 A011300 20176
028 A021300 0
028 A031300 0
028 A041300 1128
028 B011300 19964
028 B021300 0
028 B031300 0
028 B041300 2209
028 C011300 17861
028 C021300 0
028 C031300 0
028 C041300 5352
028 D011300 16030
028 D021300 0
028 D031300 0
028 D041300 2398
028 E011300 16470
028 E021300 0
028 E031300 0
028 E041300 2754
028 F011300 20704
028 F021300 0
028 F031300 0
028 F041300 3546
028 G011300 111205
028 G021300 0
<PAGE> PAGE 34
028 G031300 0
028 G041300 17387
028 H001300 0
070 A011300 Y
070 A021300 N
070 B011300 Y
070 B021300 N
070 C011300 N
070 C021300 N
070 D011300 Y
070 D021300 N
070 E011300 N
070 E021300 N
070 F011300 Y
070 F021300 Y
070 G011300 Y
070 G021300 N
070 H011300 Y
070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 Y
070 J021300 N
070 K011300 Y
070 K021300 Y
070 L011300 N
070 L021300 N
070 M011300 N
070 M021300 N
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
070 P011300 Y
070 P021300 N
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
071 A001300 225360
071 B001300 1922
071 C001300 143836
071 D001300 1
072 A001300 9
074 N001300 282486
074 T001300 238476
075 A001300 0
075 B001300 151966
014 A001401 CHARLES SCHWAB & CO., INC.
014 B001401 8-16514
014 A001402 MAYER & SCHWEITZER, INC.
<PAGE> PAGE 35
014 B001402 8-13535
014 A001403 CHARLES SCHWAB EUROPE
014 B001403 8-00000
014 A001404 CHARLES SCHWAB HONG KONG
014 B001404 8-00000
014 A001405 CHARLES SCHWAB LTD
014 B001405 8-00000
014 A001406 CHARLES SCHWAB CANADA, CO.
014 B001406 8-00000
014 A001407 CHARLES SCHWAB CAYMAN, LTD
014 B001407 8-00000
014 A001408 CHARLES SCHWAB TOKYO MARINE
014 B001408 8-00000
015 A001401 PFPC TRUST COMPANY
015 B001401 C
015 C011401 PHILADELPHIA
015 C021401 PA
015 C031401 19101
015 E011401 X
018 001400 Y
019 A001400 Y
019 B001400 40
019 C001400 SCHWABFUND
025 A001401 BEAR STEARNS COMPANIES, INC.
025 B001401 13-2518466
025 C001401 E
025 D001401 69
025 A001402 LEHMAN BROTHERS HOLDINGS, INC.
025 B001402 13-3299429
025 C001402 E
025 D001402 118
025 A001403 MERRILL LYNCH & CO., INC.
025 C001403 E
025 D001403 393
025 A001404 MORGAN STANLEY DEAN WITTER DISCOVER & CO.
025 B001404 13-2655998
025 C001404 E
025 D001404 860
025 A001405 BANK OF AMERICA CORP.
025 B001405 94-1701676
025 C001405 E
025 D001405 1513
025 A001406 J.P. MORGAN & CO., INC.
025 B001406 13-3224016
025 C001406 E
025 D001406 301
025 D001407 0
025 D001408 0
070 A011400 Y
070 A021400 N
070 B011400 Y
<PAGE> PAGE 36
070 B021400 N
070 C011400 N
070 C021400 N
070 D011400 Y
070 D021400 N
070 E011400 N
070 E021400 N
070 F011400 Y
070 F021400 Y
070 G011400 Y
070 G021400 N
070 H011400 Y
070 H021400 N
070 I011400 N
070 I021400 N
070 J011400 Y
070 J021400 N
070 K011400 Y
070 K021400 Y
070 L011400 N
070 L021400 N
070 M011400 N
070 M021400 N
070 N011400 Y
070 N021400 N
070 O011400 Y
070 O021400 N
070 P011400 Y
070 P021400 N
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
071 A001400 78571
071 B001400 9051
071 C001400 47183
071 D001400 19
072 A001400 9
074 N001400 82175
074 T001400 71485
075 A001400 0
075 B001400 47140
014 A001501 CHARLES SCHWAB & CO., INC.
014 B001501 8-16514
014 A001502 MAYER & SCHWEITZER, INC.
014 B001502 8-13535
014 A001503 CHARLES SCHWAB EUROPE
014 B001503 8-00000
014 A001504 CHARLES SCHWAB HONG KONG
014 B001504 8-00000
014 A001505 CHARLES SCHWAB LTD
<PAGE> PAGE 37
014 B001505 8-00000
014 A001506 CHARLES SCHWAB CANADA, CO.
014 B001506 8-00000
014 A001507 CHARLES SCHWAB CAYMAN, LTD
014 B001507 8-00000
014 A001508 CHARLES SCHWAB TOKYO MARINE
014 B001508 8-00000
015 A001501 PFPC TRUST COMPANY
015 B001501 C
015 C011501 PHILADELPHIA
015 C021501 PA
015 C031501 19101
015 E011501 X
018 001500 Y
019 A001500 Y
019 B001500 40
019 C001500 SCHWABFUND
070 A011500 Y
070 A021500 N
070 B011500 Y
070 B021500 N
070 C011500 N
070 C021500 N
070 D011500 Y
070 D021500 N
070 E011500 N
070 E021500 N
070 F011500 Y
070 F021500 Y
070 G011500 Y
070 G021500 N
070 H011500 Y
070 H021500 N
070 I011500 N
070 I021500 N
070 J011500 Y
070 J021500 N
070 K011500 Y
070 K021500 Y
070 L011500 N
070 L021500 N
070 M011500 N
070 M021500 N
070 N011500 Y
070 N021500 N
070 O011500 Y
070 O021500 N
070 P011500 Y
070 P021500 N
070 Q011500 N
070 Q021500 N
<PAGE> PAGE 38
070 R011500 N
070 R021500 N
071 A001500 40408
071 B001500 9049
071 C001500 23966
071 D001500 38
072 A001500 9
074 N001500 32369
074 T001500 31644
075 A001500 0
075 B001500 23479
008 A001601 CHARLES SCHWAB INVESTMENT MANAGEMENT, INC.
008 B001601 A
008 C001601 801-35905
008 D011601 SAN FRANCISCO
008 D021601 CA
008 D031601 94104
014 A001601 CHARLES SCHWAB & CO., INC.
014 B001601 8-16514
014 A001602 MAYER & SCHWEITZER, INC.
014 B001602 8-13535
014 A001603 CHARLES SCHWAB EUROPE
014 B001603 8-00000
014 A001604 CHARLES SCHWAB HONG KONG
014 B001604 8-00000
014 A001605 CHARLES SCHWAB LTD
014 B001605 8-00000
014 A001606 CHARLES SCHWAB CANADA, CO.
014 B001606 8-00000
014 A001607 CHARLES SCHWAB CAYMAN, LTD
014 B001607 8-00000
014 A001608 CHARLES SCHWAB TOKYO MARINE
014 B001608 8-00000
015 A001601 PFPC TRUST COMPANY
015 B001601 C
015 C011601 PHILADELPHIA
015 C021601 PA
015 C031601 19101
015 E011601 X
018 001600 Y
019 A001600 Y
019 B001600 40
019 C001600 SCHWABFUND
024 001600 N
028 A011600 132497
028 A021600 0
028 A031600 0
028 A041600 0
028 B011600 54685
028 B021600 0
028 B031600 0
<PAGE> PAGE 39
028 B041600 1515
028 C011600 40977
028 C021600 0
028 C031600 0
028 C041600 1945
028 D011600 23462
028 D021600 0
028 D031600 0
028 D041600 3312
028 E011600 24245
028 E021600 0
028 E031600 0
028 E041600 6519
028 F011600 19431
028 F021600 0
028 F031600 0
028 F041600 6551
028 G011600 295297
028 G021600 0
028 G031600 0
028 G041600 19842
028 H001600 0
037 001600 Y
038 001600 79
039 001600 N
040 001600 N
045 001600 Y
046 001600 N
047 001600 Y
048 001600 0.000
048 A011600 500000
048 A021600 0.300
048 B011600 0
048 B021600 0.000
048 C011600 0
048 C021600 0.000
048 D011600 0
048 D021600 0.000
048 E011600 0
048 E021600 0.000
048 F011600 0
048 F021600 0.000
048 G011600 0
048 G021600 0.000
048 H011600 0
048 H021600 0.000
048 I011600 0
048 I021600 0.000
048 J011600 0
048 J021600 0.000
048 K011600 500000
<PAGE> PAGE 40
048 K021600 0.220
058 A001600 N
059 001600 Y
060 A001600 Y
060 B001600 Y
061 001600 1000
066 A001600 Y
066 B001600 N
066 C001600 N
066 D001600 N
066 E001600 N
066 F001600 N
066 G001600 Y
067 001600 N
068 A001600 N
068 B001600 N
069 001600 Y
070 A011600 Y
070 A021600 N
070 B011600 Y
070 B021600 N
070 C011600 N
070 C021600 N
070 D011600 Y
070 D021600 N
070 E011600 N
070 E021600 N
070 F011600 Y
070 F021600 Y
070 G011600 Y
070 G021600 N
070 H011600 Y
070 H021600 N
070 I011600 N
070 I021600 N
070 J011600 Y
070 J021600 N
070 K011600 Y
070 K021600 Y
070 L011600 N
070 L021600 N
070 M011600 N
070 M021600 N
070 N011600 Y
070 N021600 Y
070 O011600 Y
070 O021600 N
070 P011600 Y
070 P021600 N
070 Q011600 N
070 Q021600 N
<PAGE> PAGE 41
070 R011600 N
070 R021600 N
071 A001600 267568
071 B001600 2665
071 C001600 219595
071 D001600 1
072 A001600 5
072 B001600 124
072 C001600 1099
072 D001600 0
072 E001600 32
072 F001600 284
072 G001600 0
072 H001600 0
072 I001600 163
072 J001600 136
072 K001600 0
072 L001600 35
072 M001600 1
072 N001600 105
072 O001600 0
072 P001600 0
072 Q001600 20
072 R001600 12
072 S001600 1
072 T001600 0
072 U001600 0
072 V001600 0
072 W001600 24
072 X001600 781
072 Y001600 466
072 Z001600 940
072AA001600 0
072BB001600 129
072CC011600 8584
072CC021600 0
072DD011600 0
072DD021600 0
072EE001600 0
073 A011600 0.0000
073 A021600 0.0000
073 B001600 0.0000
073 C001600 0.0000
074 A001600 0
074 B001600 0
074 C001600 2760
074 D001600 0
074 E001600 0
074 F001600 282360
074 G001600 0
074 H001600 0
<PAGE> PAGE 42
074 I001600 4
074 J001600 21
074 K001600 207
074 L001600 910
074 M001600 50744
074 N001600 337006
074 O001600 1120
074 P001600 189
074 Q001600 0
074 R011600 0
074 R021600 0
074 R031600 0
074 R041600 50847
074 S001600 0
074 T001600 284850
074 U011600 6502
074 U021600 7140
074 V011600 20.87
074 V021600 20.89
074 W001600 0.0000
074 X001600 20290
074 Y001600 0
075 A001600 0
075 B001600 226311
076 001600 0.00
SIGNATURE TAI-CHIN TUNG
TITLE CONTROLLER
To the Board of Trustees of
Schwab Capital Trust
In planning and performing our audits of the financial
statements of Schwab S&P 500 Fund, Schwab Total Stock
Index Fund, Schwab Small-Cap Index Fund, Schwab
International Index Fund, Schwab MarketTrack All Equity
Portfolio, Schwab MarketTrack Growth Portfolio, Schwab
MarketTrack Balanced Portfolio , Schwab MarketTrack
Conservative Portfolio, Schwab MarketManager Growth
Portfolio, Schwab MarketManager Balanced Portfolio,
Schwab MarketManager Small Cap Portfolio, Schwab
MarketManager International Portfolio, Institutional
Select S&P 500 Fund, Institutional Select Large-Cap Fund,
Schwab Institutional Select Small-Cap Fund, and Schwab
Analytics Fund (all portfolios constituting Schwab Capital
Trust, hereafter referred to as the "Funds") for the period
ended October 31, 1999, we considered their internal
control, including control activities for safeguarding
securities, in order to determine our auditing procedures
for the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form
N-SAR, not to provide assurance on internal control.
The management of the Funds is responsible for establishing
and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management
are required to assess the expected benefits and related
costs of controls. Generally, controls that are relevant
to an audit pertain to the entity's objective of preparing
financial statements for external purposes that are fairly
presented in conformity with generally accepted accounting
principles. Those controls include the safeguarding of
assets against unauthorized acquisition, use or disposition.
Because of inherent limitations in internal control,
errors or fraud may occur and not be detected. Also,
projection of any evaluation of internal control to
future periods is subject to the risk that it may become
inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.
Our consideration of internal control would not necessarily
disclose all matters in internal control that might be
material weaknesses under standards established by the
American Institute of Certified Public Accountants. A
material weakness is a condition in which the design or
operation of one or more of the internal control components
does not reduce to a relatively low level the risk that
misstatements caused by error or fraud in amounts that would
be material in relation to the financial statements being
audited may occur and not be detected within a timely period
by employees in the normal course of performing their
assigned functions. However, we noted no matters involving
internal control and its operation, including controls
for safeguarding securities, that we consider to be material
weaknesses as defined above as of October 31, 1999.
This report is intended solely for the information and
use of management and the Board of Trustees of Schwab
Capital Trust and the Securities and Exchange Commission
and is not intended to be and should not be used by anyone
other than these specified parties.
PricewaterhouseCoopers LLP
San Francisco, California
December 9, 1999
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 010
<NAME> SCHWAB INT'L INDEX SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 644387
<INVESTMENTS-AT-VALUE> 892577
<RECEIVABLES> 3816
<ASSETS-OTHER> 19
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 896412
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 907
<TOTAL-LIABILITIES> 907
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 654970
<SHARES-COMMON-STOCK> 24994
<SHARES-COMMON-PRIOR> 6577
<ACCUMULATED-NII-CURRENT> 8898
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (16553)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 248190
<NET-ASSETS> 895505
<DIVIDEND-INCOME> 12254
<INTEREST-INCOME> 692
<OTHER-INCOME> 0
<EXPENSES-NET> (3664)
<NET-INVESTMENT-INCOME> 9282
<REALIZED-GAINS-CURRENT> (436)
<APPREC-INCREASE-CURRENT> 159588
<NET-CHANGE-FROM-OPS> 168434
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1055)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 20684
<NUMBER-OF-SHARES-REDEEMED> (2328)
<SHARES-REINVESTED> 61
<NET-CHANGE-IN-ASSETS> 373483
<ACCUMULATED-NII-PRIOR> 5810
<ACCUMULATED-GAINS-PRIOR> (17215)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4380
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6396
<AVERAGE-NET-ASSETS> 680061
<PER-SHARE-NAV-BEGIN> 14.23
<PER-SHARE-NII> .18
<PER-SHARE-GAIN-APPREC> 3.70
<PER-SHARE-DIVIDEND> (.15)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 17.96
<EXPENSE-RATIO> .47
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 011
<NAME> SCHWAB INT'L INDEX INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 644387
<INVESTMENTS-AT-VALUE> 892577
<RECEIVABLES> 3816
<ASSETS-OTHER> 19
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 896412
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 907
<TOTAL-LIABILITIES> 907
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 654970
<SHARES-COMMON-STOCK> 24907
<SHARES-COMMON-PRIOR> 30160
<ACCUMULATED-NII-CURRENT> 8898
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (16553)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 248190
<NET-ASSETS> 895505
<DIVIDEND-INCOME> 12254
<INTEREST-INCOME> 692
<OTHER-INCOME> 0
<EXPENSES-NET> (3664)
<NET-INVESTMENT-INCOME> 9282
<REALIZED-GAINS-CURRENT> (436)
<APPREC-INCREASE-CURRENT> 159588
<NET-CHANGE-FROM-OPS> 168434
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (4066)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 11715
<NUMBER-OF-SHARES-REDEEMED> (17223)
<SHARES-REINVESTED> 255
<NET-CHANGE-IN-ASSETS> 373483
<ACCUMULATED-NII-PRIOR> 5810
<ACCUMULATED-GAINS-PRIOR> (17215)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4380
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6396
<AVERAGE-NET-ASSETS> 680061
<PER-SHARE-NAV-BEGIN> 14.21
<PER-SHARE-NII> .19
<PER-SHARE-GAIN-APPREC> 3.66
<PER-SHARE-DIVIDEND> (.13)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 17.93
<EXPENSE-RATIO> .58
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 020
<NAME> SCHWAB SMALL-CAP INDEX SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 794186
<INVESTMENTS-AT-VALUE> 903934
<RECEIVABLES> 4195
<ASSETS-OTHER> 768
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 908897
<PAYABLE-FOR-SECURITIES> 9112
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 768
<TOTAL-LIABILITIES> 9880
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 793117
<SHARES-COMMON-STOCK> 25625
<SHARES-COMMON-PRIOR> 9715
<ACCUMULATED-NII-CURRENT> 2205
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (6053)
<ACCUM-APPREC-OR-DEPREC> 109748
<NET-ASSETS> 899017
<DIVIDEND-INCOME> 5932
<INTEREST-INCOME> 234
<OTHER-INCOME> 99
<EXPENSES-NET> (3435)
<NET-INVESTMENT-INCOME> 2830
<REALIZED-GAINS-CURRENT> (5689)
<APPREC-INCREASE-CURRENT> 135451
<NET-CHANGE-FROM-OPS> 132592
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (752)
<DISTRIBUTIONS-OF-GAINS> (8884)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 22187
<NUMBER-OF-SHARES-REDEEMED> (6829)
<SHARES-REINVESTED> 552
<NET-CHANGE-IN-ASSETS> 269761
<ACCUMULATED-NII-PRIOR> 1866
<ACCUMULATED-GAINS-PRIOR> 36219
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3601
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5641
<AVERAGE-NET-ASSETS> 766995
<PER-SHARE-NAV-BEGIN> 15.41
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> 2.90
<PER-SHARE-DIVIDEND> (.07)
<PER-SHARE-DISTRIBUTIONS> (.87)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 17.44
<EXPENSE-RATIO> .38
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 021
<NAME> SCHWAB SMALL-CAP INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 794186
<INVESTMENTS-AT-VALUE> 903934
<RECEIVABLES> 4195
<ASSETS-OTHER> 768
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 908897
<PAYABLE-FOR-SECURITIES> 9112
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 768
<TOTAL-LIABILITIES> 9880
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 793117
<SHARES-COMMON-STOCK> 25968
<SHARES-COMMON-PRIOR> 31148
<ACCUMULATED-NII-CURRENT> 2205
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (6053)
<ACCUM-APPREC-OR-DEPREC> 109748
<NET-ASSETS> 899017
<DIVIDEND-INCOME> 5932
<INTEREST-INCOME> 234
<OTHER-INCOME> 99
<EXPENSES-NET> (3435)
<NET-INVESTMENT-INCOME> 2830
<REALIZED-GAINS-CURRENT> (5689)
<APPREC-INCREASE-CURRENT> 135451
<NET-CHANGE-FROM-OPS> 132592
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1755)
<DISTRIBUTIONS-OF-GAINS> (27699)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 15020
<NUMBER-OF-SHARES-REDEEMED> (22026)
<SHARES-REINVESTED> 1826
<NET-CHANGE-IN-ASSETS> 269761
<ACCUMULATED-NII-PRIOR> 1866
<ACCUMULATED-GAINS-PRIOR> 36219
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3601
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5641
<AVERAGE-NET-ASSETS> 766995
<PER-SHARE-NAV-BEGIN> 15.39
<PER-SHARE-NII> .06
<PER-SHARE-GAIN-APPREC> 2.89
<PER-SHARE-DIVIDEND> (.06)
<PER-SHARE-DISTRIBUTIONS> (.87)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 17.41
<EXPENSE-RATIO> .49
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETTRACK FUNDS
<SERIES>
<NUMBER> 030
<NAME> MARKETTRACK GROWTH INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 341181
<INVESTMENTS-AT-VALUE> 427411
<RECEIVABLES> 785
<ASSETS-OTHER> 26
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 428222
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 563
<TOTAL-LIABILITIES> 563
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 336346
<SHARES-COMMON-STOCK> 26117
<SHARES-COMMON-PRIOR> 19747
<ACCUMULATED-NII-CURRENT> 2490
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2593
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 86230
<NET-ASSETS> 427659
<DIVIDEND-INCOME> 6194
<INTEREST-INCOME> 114
<OTHER-INCOME> 0
<EXPENSES-NET> (2036)
<NET-INVESTMENT-INCOME> 4272
<REALIZED-GAINS-CURRENT> 3071
<APPREC-INCREASE-CURRENT> 51554
<NET-CHANGE-FROM-OPS> 58897
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (4540)
<DISTRIBUTIONS-OF-GAINS> (557)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12686
<NUMBER-OF-SHARES-REDEEMED> (6651)
<SHARES-REINVESTED> 335
<NET-CHANGE-IN-ASSETS> 152031
<ACCUMULATED-NII-PRIOR> 2767
<ACCUMULATED-GAINS-PRIOR> 67
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2096
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3205
<AVERAGE-NET-ASSETS> 351091
<PER-SHARE-NAV-BEGIN> 13.96
<PER-SHARE-NII> .18
<PER-SHARE-GAIN-APPREC> 2.48
<PER-SHARE-DIVIDEND> (.22)
<PER-SHARE-DISTRIBUTIONS> (.03)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 16.37
<EXPENSE-RATIO> .58
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETTRACK FUNDS
<SERIES>
<NUMBER> 040
<NAME> MARKETTRACK BALANCED INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 345256
<INVESTMENTS-AT-VALUE> 403199
<RECEIVABLES> 735
<ASSETS-OTHER> 25
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 403959
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 688
<TOTAL-LIABILITIES> 688
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 338686
<SHARES-COMMON-STOCK> 27151
<SHARES-COMMON-PRIOR> 19713
<ACCUMULATED-NII-CURRENT> 5172
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1470
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 57943
<NET-ASSETS> 403271
<DIVIDEND-INCOME> 9360
<INTEREST-INCOME> 97
<OTHER-INCOME> 0
<EXPENSES-NET> (1919)
<NET-INVESTMENT-INCOME> 7538
<REALIZED-GAINS-CURRENT> 2251
<APPREC-INCREASE-CURRENT> 32821
<NET-CHANGE-FROM-OPS> 42610
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (6924)
<DISTRIBUTIONS-OF-GAINS> (1483)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 13521
<NUMBER-OF-SHARES-REDEEMED> (6672)
<SHARES-REINVESTED> 589
<NET-CHANGE-IN-ASSETS> 139367
<ACCUMULATED-NII-PRIOR> 4566
<ACCUMULATED-GAINS-PRIOR> 688
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1995
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3038
<AVERAGE-NET-ASSETS> 333711
<PER-SHARE-NAV-BEGIN> 13.39
<PER-SHARE-NII> .29
<PER-SHARE-GAIN-APPREC> 1.57
<PER-SHARE-DIVIDEND> (.33)
<PER-SHARE-DISTRIBUTIONS> (.07)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 14.85
<EXPENSE-RATIO> .58
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETTRACK FUNDS
<SERIES>
<NUMBER> 050
<NAME> MARKETTRACK CONSERVATIVE INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 156004
<INVESTMENTS-AT-VALUE> 167447
<RECEIVABLES> 354
<ASSETS-OTHER> 17
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 167818
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 416
<TOTAL-LIABILITIES> 416
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 155440
<SHARES-COMMON-STOCK> 13148
<SHARES-COMMON-PRIOR> 9489
<ACCUMULATED-NII-CURRENT> 497
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 22
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 11443
<NET-ASSETS> 167402
<DIVIDEND-INCOME> 5481
<INTEREST-INCOME> 54
<OTHER-INCOME> 0
<EXPENSES-NET> (821)
<NET-INVESTMENT-INCOME> 4714
<REALIZED-GAINS-CURRENT> 279
<APPREC-INCREASE-CURRENT> 7022
<NET-CHANGE-FROM-OPS> 12015
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (4511)
<DISTRIBUTIONS-OF-GAINS> (661)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7124
<NUMBER-OF-SHARES-REDEEMED> (3854)
<SHARES-REINVESTED> 389
<NET-CHANGE-IN-ASSETS> 52504
<ACCUMULATED-NII-PRIOR> 293
<ACCUMULATED-GAINS-PRIOR> 402
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 859
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1322
<AVERAGE-NET-ASSETS> 143814
<PER-SHARE-NAV-BEGIN> 12.11
<PER-SHARE-NII> .41
<PER-SHARE-GAIN-APPREC> .68
<PER-SHARE-DIVIDEND> (.40)
<PER-SHARE-DISTRIBUTIONS> (.07)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 12.73
<EXPENSE-RATIO> .57
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 060
<NAME> SCHWAB S&P 500 INDEX SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 5772682
<INVESTMENTS-AT-VALUE> 7374601
<RECEIVABLES> 18772
<ASSETS-OTHER> 1136246
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 8529619
<PAYABLE-FOR-SECURITIES> 9109
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1153135
<TOTAL-LIABILITIES> 1162244
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5697465
<SHARES-COMMON-STOCK> 176626
<SHARES-COMMON-PRIOR> 90563
<ACCUMULATED-NII-CURRENT> 56216
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 11596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1602098
<NET-ASSETS> 7367375
<DIVIDEND-INCOME> 78129
<INTEREST-INCOME> 2669
<OTHER-INCOME> 718
<EXPENSES-NET> (16146)
<NET-INVESTMENT-INCOME> 65370
<REALIZED-GAINS-CURRENT> 22632
<APPREC-INCREASE-CURRENT> 1063273
<NET-CHANGE-FROM-OPS> 1151275
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (19016)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 141228
<NUMBER-OF-SHARES-REDEEMED> (56115)
<SHARES-REINVESTED> 950
<NET-CHANGE-IN-ASSETS> 3603101
<ACCUMULATED-NII-PRIOR> 30878
<ACCUMULATED-GAINS-PRIOR> (11036)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 19330
<INTEREST-EXPENSE> 31
<GROSS-EXPENSE> 32362
<AVERAGE-NET-ASSETS> 6019508
<PER-SHARE-NAV-BEGIN> 17.09
<PER-SHARE-NII> .20
<PER-SHARE-GAIN-APPREC> 4.12
<PER-SHARE-DIVIDEND> (.18)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 21.23
<EXPENSE-RATIO> .19
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 061
<NAME> SCHWAB S&P 500 INDEX INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 5772682
<INVESTMENTS-AT-VALUE> 7374601
<RECEIVABLES> 18772
<ASSETS-OTHER> 1136246
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 8529619
<PAYABLE-FOR-SECURITIES> 9109
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1153135
<TOTAL-LIABILITIES> 1162244
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5697465
<SHARES-COMMON-STOCK> 150316
<SHARES-COMMON-PRIOR> 113480
<ACCUMULATED-NII-CURRENT> 56216
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 11596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1602098
<NET-ASSETS> 7367375
<DIVIDEND-INCOME> 78129
<INTEREST-INCOME> 2669
<OTHER-INCOME> 718
<EXPENSES-NET> (16146)
<NET-INVESTMENT-INCOME> 65370
<REALIZED-GAINS-CURRENT> 22632
<APPREC-INCREASE-CURRENT> 1063273
<NET-CHANGE-FROM-OPS> 1151275
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (18212)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 94157
<NUMBER-OF-SHARES-REDEEMED> (58283)
<SHARES-REINVESTED> 962
<NET-CHANGE-IN-ASSETS> 3603101
<ACCUMULATED-NII-PRIOR> 30878
<ACCUMULATED-GAINS-PRIOR> (11036)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 19330
<INTEREST-EXPENSE> 31
<GROSS-EXPENSE> 32362
<AVERAGE-NET-ASSETS> 6019508
<PER-SHARE-NAV-BEGIN> 17.05
<PER-SHARE-NII> .17
<PER-SHARE-GAIN-APPREC> 4.10
<PER-SHARE-DIVIDEND> (.15)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 21.17
<EXPENSE-RATIO> .35
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 062
<NAME> SCHWAB S&P 500 E SHARES
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 5772682
<INVESTMENTS-AT-VALUE> 7374601
<RECEIVABLES> 18772
<ASSETS-OTHER> 1136246
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 8529619
<PAYABLE-FOR-SECURITIES> 9109
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1153135
<TOTAL-LIABILITIES> 1162244
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5697465
<SHARES-COMMON-STOCK> 20492
<SHARES-COMMON-PRIOR> 16444
<ACCUMULATED-NII-CURRENT> 56216
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 11596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1602098
<NET-ASSETS> 7367375
<DIVIDEND-INCOME> 78129
<INTEREST-INCOME> 2669
<OTHER-INCOME> 718
<EXPENSES-NET> (16146)
<NET-INVESTMENT-INCOME> 65370
<REALIZED-GAINS-CURRENT> 22632
<APPREC-INCREASE-CURRENT> 1063273
<NET-CHANGE-FROM-OPS> 1151275
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2807)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 18523
<NUMBER-OF-SHARES-REDEEMED> (14615)
<SHARES-REINVESTED> 140
<NET-CHANGE-IN-ASSETS> 3603101
<ACCUMULATED-NII-PRIOR> 30878
<ACCUMULATED-GAINS-PRIOR> (11036)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 19330
<INTEREST-EXPENSE> 31
<GROSS-EXPENSE> 32362
<AVERAGE-NET-ASSETS> 6019508
<PER-SHARE-NAV-BEGIN> 17.08
<PER-SHARE-NII> .20
<PER-SHARE-GAIN-APPREC> 4.09
<PER-SHARE-DIVIDEND> (.16)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 21.21
<EXPENSE-RATIO> .28
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB ANALYTICS FUND
<SERIES>
<NUMBER> 070
<NAME> SCHWAB ANALYTICS FUND INVESTOR CLASS
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 206501
<INVESTMENTS-AT-VALUE> 285306
<RECEIVABLES> 8818
<ASSETS-OTHER> 649
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 294773
<PAYABLE-FOR-SECURITIES> 5590
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 528
<TOTAL-LIABILITIES> 6118
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 183746
<SHARES-COMMON-STOCK> 15263
<SHARES-COMMON-PRIOR> 13142
<ACCUMULATED-NII-CURRENT> 630
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 25239
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 78950
<NET-ASSETS> 288655
<DIVIDEND-INCOME> 2356
<INTEREST-INCOME> 183
<OTHER-INCOME> 0
<EXPENSES-NET> (1752)
<NET-INVESTMENT-INCOME> 787
<REALIZED-GAINS-CURRENT> 25589
<APPREC-INCREASE-CURRENT> 40876
<NET-CHANGE-FROM-OPS> 67252
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1124)
<DISTRIBUTIONS-OF-GAINS> (7390)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5132
<NUMBER-OF-SHARES-REDEEMED> (3510)
<SHARES-REINVESTED> 499
<NET-CHANGE-IN-ASSETS> 97142
<ACCUMULATED-NII-PRIOR> 965
<ACCUMULATED-GAINS-PRIOR> 7130
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1401
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2166
<AVERAGE-NET-ASSETS> 233596
<PER-SHARE-NAV-BEGIN> 14.57
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> 4.94
<PER-SHARE-DIVIDEND> (0,09)
<PER-SHARE-DISTRIBUTIONS> (0.57)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 18.91
<EXPENSE-RATIO> .75
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKET MANAGER PORTFOLIOS
<SERIES>
<NUMBER> 080
<NAME> MARKETMANAGER INTERNATIONAL PORTFOLIO INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 89677
<INVESTMENTS-AT-VALUE> 107399
<RECEIVABLES> 365
<ASSETS-OTHER> 8
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 107772
<PAYABLE-FOR-SECURITIES> 3733
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 235
<TOTAL-LIABILITIES> 3968
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71953
<SHARES-COMMON-STOCK> 6997
<SHARES-COMMON-PRIOR> 6974
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (143)
<ACCUMULATED-NET-GAINS> 14272
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 17722
<NET-ASSETS> 103804
<DIVIDEND-INCOME> 1116
<INTEREST-INCOME> 72
<OTHER-INCOME> 0
<EXPENSES-NET> (413)
<NET-INVESTMENT-INCOME> 775
<REALIZED-GAINS-CURRENT> 15222
<APPREC-INCREASE-CURRENT> 13138
<NET-CHANGE-FROM-OPS> 29135
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (918)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3661
<NUMBER-OF-SHARES-REDEEMED> (3716)
<SHARES-REINVESTED> 78
<NET-CHANGE-IN-ASSETS> 30000
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (12)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> (950)
<GROSS-ADVISORY-FEES> 496
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 803
<AVERAGE-NET-ASSETS> 82480
<PER-SHARE-NAV-BEGIN> 10.58
<PER-SHARE-NII> .11
<PER-SHARE-GAIN-APPREC> 4.28
<PER-SHARE-DIVIDEND> (.13)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 14.84
<EXPENSE-RATIO> .50
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETMANAGER PORTFOLIOS
<SERIES>
<NUMBER> 090
<NAME> MARKETMANAGER GROWTH PORTFOLIO INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 158483
<INVESTMENTS-AT-VALUE> 180626
<RECEIVABLES> 195
<ASSETS-OTHER> 10
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 180831
<PAYABLE-FOR-SECURITIES> 2
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 227
<TOTAL-LIABILITIES> 229
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 134901
<SHARES-COMMON-STOCK> 12849
<SHARES-COMMON-PRIOR> 13283
<ACCUMULATED-NII-CURRENT> 806
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 22752
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 22143
<NET-ASSETS> 180602
<DIVIDEND-INCOME> 2760
<INTEREST-INCOME> 158
<OTHER-INCOME> 0
<EXPENSES-NET> (841)
<NET-INVESTMENT-INCOME> 2077
<REALIZED-GAINS-CURRENT> 22747
<APPREC-INCREASE-CURRENT> 15237
<NET-CHANGE-FROM-OPS> 40061
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2702)
<DISTRIBUTIONS-OF-GAINS> (3029)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3089
<NUMBER-OF-SHARES-REDEEMED> (3980)
<SHARES-REINVESTED> 457
<NET-CHANGE-IN-ASSETS> 28748
<ACCUMULATED-NII-PRIOR> 1428
<ACCUMULATED-GAINS-PRIOR> 3034
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1015
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1558
<AVERAGE-NET-ASSETS> 168148
<PER-SHARE-NAV-BEGIN> 11.43
<PER-SHARE-NII> .16
<PER-SHARE-GAIN-APPREC> 2.91
<PER-SHARE-DIVIDEND> (.21)
<PER-SHARE-DISTRIBUTIONS> (.23)
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 14.06
<EXPENSE-RATIO> .50
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETMANAGER PORTFOLIOS
<SERIES>
<NUMBER> 100
<NAME> MARKETMANAGER BALANCED PORTFOLIO INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 112191
<INVESTMENTS-AT-VALUE> 121781
<RECEIVABLES> 102
<ASSETS-OTHER> 9
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 121892
<PAYABLE-FOR-SECURITIES> 22
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 89
<TOTAL-LIABILITIES> 111
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99145
<SHARES-COMMON-STOCK> 9063
<SHARES-COMMON-PRIOR> 8168
<ACCUMULATED-NII-CURRENT> 1400
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 11646
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9590
<NET-ASSETS> 121781
<DIVIDEND-INCOME> 2790
<INTEREST-INCOME> 123
<OTHER-INCOME> 0
<EXPENSES-NET> (540)
<NET-INVESTMENT-INCOME> 2373
<REALIZED-GAINS-CURRENT> 11474
<APPREC-INCREASE-CURRENT> 6255
<NET-CHANGE-FROM-OPS> 20102
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2491)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3085
<NUMBER-OF-SHARES-REDEEMED> (2386)
<SHARES-REINVESTED> 196
<NET-CHANGE-IN-ASSETS> 28987
<ACCUMULATED-NII-PRIOR> 1515
<ACCUMULATED-GAINS-PRIOR> 172
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 649
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1021
<AVERAGE-NET-ASSETS> 108061
<PER-SHARE-NAV-BEGIN> 11.36
<PER-SHARE-NII> .27
<PER-SHARE-GAIN-APPREC> 2.11
<PER-SHARE-DIVIDEND> (.30)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 13.44
<EXPENSE-RATIO> .50
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETMANAGER PORTFOIOS
<SERIES>
<NUMBER> 110
<NAME> MARKETMANAGER SMALL CAP PORTFOLIO INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 112377
<INVESTMENTS-AT-VALUE> 125100
<RECEIVABLES> 104
<ASSETS-OTHER> 11
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 125215
<PAYABLE-FOR-SECURITIES> 1800
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 417
<TOTAL-LIABILITIES> 2217
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 113886
<SHARES-COMMON-STOCK> 11144
<SHARES-COMMON-PRIOR> 15105
<ACCUMULATED-NII-CURRENT> 2145
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (5756)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 12723
<NET-ASSETS> 122998
<DIVIDEND-INCOME> 3314
<INTEREST-INCOME> 109
<OTHER-INCOME> 0
<EXPENSES-NET> (628)
<NET-INVESTMENT-INCOME> 2795
<REALIZED-GAINS-CURRENT> 10520
<APPREC-INCREASE-CURRENT> 20277
<NET-CHANGE-FROM-OPS> 33592
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (673)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2046
<NUMBER-OF-SHARES-REDEEMED> (6075)
<SHARES-REINVESTED> 68
<NET-CHANGE-IN-ASSETS> (5549)
<ACCUMULATED-NII-PRIOR> 22
<ACCUMULATED-GAINS-PRIOR> (16276)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 765
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1273
<AVERAGE-NET-ASSETS> 125526
<PER-SHARE-NAV-BEGIN> 8.51
<PER-SHARE-NII> .24
<PER-SHARE-GAIN-APPREC> 2.34
<PER-SHARE-DIVIDEND> (.05)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 11.04
<EXPENSE-RATIO> .50
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB MARKETTRACK PORTFOLIOS
<SERIES>
<NUMBER> 120
<NAME> MARKET TRACK ALL-EQUITY PORTFOLIO INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 180768
<INVESTMENTS-AT-VALUE> 202452
<RECEIVABLES> 624
<ASSETS-OTHER> 383
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 203459
<PAYABLE-FOR-SECURITIES> 350
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 225
<TOTAL-LIABILITIES> 575
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 180320
<SHARES-COMMON-STOCK> 17673
<SHARES-COMMON-PRIOR> 12649
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (642)
<ACCUMULATED-NET-GAINS> 1491
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 21715
<NET-ASSETS> 202884
<DIVIDEND-INCOME> 913
<INTEREST-INCOME> 100
<OTHER-INCOME> 0
<EXPENSES-NET> (819)
<NET-INVESTMENT-INCOME> 194
<REALIZED-GAINS-CURRENT> 1895
<APPREC-INCREASE-CURRENT> 29520
<NET-CHANGE-FROM-OPS> 31609
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (664)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 10710
<NUMBER-OF-SHARES-REDEEMED> (5750)
<SHARES-REINVESTED> 64
<NET-CHANGE-IN-ASSETS> 85475
<ACCUMULATED-NII-PRIOR> (172)
<ACCUMULATED-GAINS-PRIOR> (404)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 902
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1466
<AVERAGE-NET-ASSETS> 151219
<PER-SHARE-NAV-BEGIN> 9.28
<PER-SHARE-NII> .03
<PER-SHARE-GAIN-APPREC> 2.22
<PER-SHARE-DIVIDEND> (.05)
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 11.48
<EXPENSE-RATIO> .54
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> INSTITUTIONAL SELECT FUNDS
<SERIES>
<NUMBER> 130
<NAME> INSTITUTIONAL SELECT S&P 500 SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> FEB-01-1999
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 230794
<INVESTMENTS-AT-VALUE> 240960
<RECEIVABLES> 1862
<ASSETS-OTHER> 39664
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 282486
<PAYABLE-FOR-SECURITIES> 4936
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 39074
<TOTAL-LIABILITIES> 44010
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 226304
<SHARES-COMMON-STOCK> 22210
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 1563
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 309
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 10300
<NET-ASSETS> 238476
<DIVIDEND-INCOME> 1380
<INTEREST-INCOME> 325
<OTHER-INCOME> 10
<EXPENSES-NET> (152)
<NET-INVESTMENT-INCOME> 1563
<REALIZED-GAINS-CURRENT> 309
<APPREC-INCREASE-CURRENT> 10300
<NET-CHANGE-FROM-OPS> 12172
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 24038
<NUMBER-OF-SHARES-REDEEMED> (1828)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 238476
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 227
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 636
<AVERAGE-NET-ASSETS> 151966
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> .67
<PER-SHARE-DIVIDEND> .00
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 10.74
<EXPENSE-RATIO> .13
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> INSTITUTIONAL SELECT FUNDS
<SERIES>
<NUMBER> 140
<NAME> INSTITUTIONAL SELECT LARGE-CAP VALUE SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> FEB-01-1999
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 71059
<INVESTMENTS-AT-VALUE> 71528
<RECEIVABLES> 1871
<ASSETS-OTHER> 8776
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 82175
<PAYABLE-FOR-SECURITIES> 1916
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8774
<TOTAL-LIABILITIES> 10690
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 69560
<SHARES-COMMON-STOCK> 6695
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 573
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 873
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 479
<NET-ASSETS> 71485
<DIVIDEND-INCOME> 592
<INTEREST-INCOME> 56
<OTHER-INCOME> 3
<EXPENSES-NET> (78)
<NET-INVESTMENT-INCOME> 573
<REALIZED-GAINS-CURRENT> 873
<APPREC-INCREASE-CURRENT> 479
<NET-CHANGE-FROM-OPS> 1925
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7066
<NUMBER-OF-SHARES-REDEEMED> (371)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 71485
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 71
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 250
<AVERAGE-NET-ASSETS> 47140
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> .09
<PER-SHARE-GAIN-APPREC> .59
<PER-SHARE-DIVIDEND> .00
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 10.68
<EXPENSE-RATIO> .21
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> INSTITUTIONAL SELECT FUNDS
<SERIES>
<NUMBER> 150
<NAME> INSTITUTIONAL SELECT SMALL-CAP VALUE SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> FEB-01-1999
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 33231
<INVESTMENTS-AT-VALUE> 31437
<RECEIVABLES> 542
<ASSETS-OTHER> 390
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 32369
<PAYABLE-FOR-SECURITIES> 315
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 410
<TOTAL-LIABILITIES> 725
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 31921
<SHARES-COMMON-STOCK> 3199
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 221
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1310
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1808)
<NET-ASSETS> 31644
<DIVIDEND-INCOME> 195
<INTEREST-INCOME> 22
<OTHER-INCOME> 4
<EXPENSES-NET> 0
<NET-INVESTMENT-INCOME> 221
<REALIZED-GAINS-CURRENT> 1310
<APPREC-INCREASE-CURRENT> (1808)
<NET-CHANGE-FROM-OPS> (277)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3351
<NUMBER-OF-SHARES-REDEEMED> (152)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 31644
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 44
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 173
<AVERAGE-NET-ASSETS> 23479
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> (.18)
<PER-SHARE-DIVIDEND> .00
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 9.89
<EXPENSE-RATIO> .00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 160
<NAME> SCHWAB TOTAL STOCK MARKET INDEX SELECT CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 5-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> JUN-01-1999
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 276638
<INVESTMENTS-AT-VALUE> 285124
<RECEIVABLES> 1138
<ASSETS-OTHER> 50744
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 337006
<PAYABLE-FOR-SECURITIES> 1120
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 51036
<TOTAL-LIABILITIES> 52156
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 275455
<SHARES-COMMON-STOCK> 7140
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 940
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (129)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8584
<NET-ASSETS> 284850
<DIVIDEND-INCOME> 1099
<INTEREST-INCOME> 124
<OTHER-INCOME> 32
<EXPENSES-NET> (315)
<NET-INVESTMENT-INCOME> 940
<REALIZED-GAINS-CURRENT> (129)
<APPREC-INCREASE-CURRENT> 8584
<NET-CHANGE-FROM-OPS> 9395
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7558
<NUMBER-OF-SHARES-REDEEMED> (418)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 284850
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 284
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 781
<AVERAGE-NET-ASSETS> 226311
<PER-SHARE-NAV-BEGIN> 20.00
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> .82
<PER-SHARE-DIVIDEND> .00
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 20.89
<EXPENSE-RATIO> .27
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB EQUITY INDEX FUNDS
<SERIES>
<NUMBER> 161
<NAME> SCHWAB TOTAL STOCK MARKET INDEX INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 5-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> JUN-01-1999
<PERIOD-END> OCT-31-1999
<INVESTMENTS-AT-COST> 276638
<INVESTMENTS-AT-VALUE> 285124
<RECEIVABLES> 1138
<ASSETS-OTHER> 50744
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 337006
<PAYABLE-FOR-SECURITIES> 1120
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 51036
<TOTAL-LIABILITIES> 52156
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 275455
<SHARES-COMMON-STOCK> 6502
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 940
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (129)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8584
<NET-ASSETS> 284850
<DIVIDEND-INCOME> 1099
<INTEREST-INCOME> 124
<OTHER-INCOME> 32
<EXPENSES-NET> (315)
<NET-INVESTMENT-INCOME> 940
<REALIZED-GAINS-CURRENT> (129)
<APPREC-INCREASE-CURRENT> 8584
<NET-CHANGE-FROM-OPS> 9395
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7071
<NUMBER-OF-SHARES-REDEEMED> (569)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 284850
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 284
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 781
<AVERAGE-NET-ASSETS> 226311
<PER-SHARE-NAV-BEGIN> 20.00
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> .80
<PER-SHARE-DIVIDEND> .00
<PER-SHARE-DISTRIBUTIONS> .00
<RETURNS-OF-CAPITAL> .00
<PER-SHARE-NAV-END> 20.87
<EXPENSE-RATIO> .40
</TABLE>