<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB CAPITAL TRUST
<SERIES>
<NUMBER> 021
<NAME> SCHWAB SMALL-CAP INDEX FUND, INVESTOR CLASS
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-01-1999
<PERIOD-END> OCT-31-2000
<INVESTMENTS-AT-COST> 1454544
<INVESTMENTS-AT-VALUE> 1565111
<RECEIVABLES> 2577
<ASSETS-OTHER> 160204
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1727892
<PAYABLE-FOR-SECURITIES> 6336
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 161668
<TOTAL-LIABILITIES> 168004
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1279997
<SHARES-COMMON-STOCK> 38140
<SHARES-COMMON-PRIOR> 25968
<ACCUMULATED-NII-CURRENT> 5666
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 163915
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 110310
<NET-ASSETS> 1559888
<DIVIDEND-INCOME> 11510
<INTEREST-INCOME> 582
<OTHER-INCOME> 54
<EXPENSES-NET> (5778)
<NET-INVESTMENT-INCOME> 6368
<REALIZED-GAINS-CURRENT> 200969
<APPREC-INCREASE-CURRENT> 562
<NET-CHANGE-FROM-OPS> 207899
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1061)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 20058
<NUMBER-OF-SHARES-REDEEMED> (7938)
<SHARES-REINVESTED> 52
<NET-CHANGE-IN-ASSETS> 660871
<ACCUMULATED-NII-PRIOR> 2205
<ACCUMULATED-GAINS-PRIOR> (6053)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4459
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 7665
<AVERAGE-NET-ASSETS> 1300368
<PER-SHARE-NAV-BEGIN> 17.41
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> 3.62
<PER-SHARE-DIVIDEND> (0.04)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 21.06
<EXPENSE-RATIO> 0.49<F1>
<FN>
<F1>Would have been 0.50% if certain non-routine expenses (proxy fees) had been
included.
</FN>
</TABLE>
