<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000904333
<NAME> SCHWAB CAPITAL TRUST
<SERIES>
<NUMBER> 130
<NAME> INSTITUTIONAL SELECT S&P 500 SELECT CLASS
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-01-1999
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 314107
<INVESTMENTS-AT-VALUE> 342488
<RECEIVABLES> 921
<ASSETS-OTHER> 30048
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 373457
<PAYABLE-FOR-SECURITIES> 2283
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 30067
<TOTAL-LIABILITIES> 32350
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 313585
<SHARES-COMMON-STOCK> 29951
<SHARES-COMMON-PRIOR> 22210
<ACCUMULATED-NII-CURRENT> 1109
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2072)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 28485
<NET-ASSETS> 341107
<DIVIDEND-INCOME> 1663
<INTEREST-INCOME> 192
<OTHER-INCOME> 27
<EXPENSES-NET> (228)
<NET-INVESTMENT-INCOME> 1654
<REALIZED-GAINS-CURRENT> (1927)
<APPREC-INCREASE-CURRENT> 18185
<NET-CHANGE-FROM-OPS> 17912
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2118)
<DISTRIBUTIONS-OF-GAINS> (454)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12091
<NUMBER-OF-SHARES-REDEEMED> (4543)
<SHARES-REINVESTED> 193
<NET-CHANGE-IN-ASSETS> 102631
<ACCUMULATED-NII-PRIOR> 1563
<ACCUMULATED-GAINS-PRIOR> 309
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 281
<INTEREST-EXPENSE> 1
<GROSS-EXPENSE> 537
<AVERAGE-NET-ASSETS> 293774
<PER-SHARE-NAV-BEGIN> 10.74
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> 0.70
<PER-SHARE-DIVIDEND> (0.09)
<PER-SHARE-DISTRIBUTIONS> (0.02)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.39
<EXPENSE-RATIO> 0.15<F1>
<FN>
<F1>Would have been 0.16% if certain non-routine expenses had been included.
</FN>
</TABLE>
